You have just gotten in a wreck. While not fatal, you are shaken up and feel nervous. All of a sudden, the other driver comes out of their car and sheepishly apologizes for the trauma. While the events that happen after a wreck can be hard to recall, you must do at least three things after you get into a car accident.
Inform the Police
Here’s the obvious one: call the police. Even though nobody technically committed a crime, the police need to get the accident on the books. Additionally, the police can help you get into contact with the right people afterward. You can also prevent yourself from being held liable for the wreck by filling out the report accurately.
In some cases, the other driver will try to abandon the wreck. Whenever a car accident occurs, always snap their license plate so you can inform the police. After you make sure everyone is all right, getting the other driver’s information should be one of the first things you do.
Assess Your Injuries
Now that the police are on their way, you need to analyze your party’s well-being. There are many different types of injuries that come from car crashes. In fender benders and other minor wrecks, your party might walk away with just a few bruises and some whiplash.
In deadlier accidents, you could be facing some potentially fatal injuries. Always keep a first aid kit in your car for this reason. While you might not be able to fix them completely, you can delay death and help the wounded feel a little better by keeping some equipment in your car.
Of course, you also want to be compensated for the accident. In this case, you must contact the other person’s insurance company. Trade insurance information, and reach out to your own to ensure that you are covered. This is why you pay for the service.
While certainly not as important as receiving justice and keeping your group alive, this can reduce the stress of heavy financial loss. This makes you better able to take care of everyone once it’s accomplished. Insurance companies can ensure that you don’t pay a cent if you aren’t responsible for the incident (or at the very least you’ll get a great deal).
While getting in a car accident can be shocking, you can’t let it get the best of you. Keep these three steps ingrained in your mind. If the time ever comes that you need to use the steps, you will be ready.
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Just as spring cleaning your house is a habit, so should a spring tune-up for your car, especially before that much-anticipated road trip. Even though more than one in three drivers (37%) say they want to stay on top of car maintenance this year, what many people don’t realize is that the snow, freezing temperatures and salt, as well as potholes that develop as the roads finally thaw, can do a number on your car. Make sure your car is in top shape for any trip with five spring cleaning tune-ups.
(BPT) - Americans are ready for spring weekend getaways and road trips. According to the latest Gauge Index survey from Hankook Tire, most of us are planning an outdoor getaway. The beach (51%) is the top vacation Americans are planning this spring, followed by a national park (39%) for the outdoorsy type and an amusement park (31%) for the thrill seekers.
Just as spring cleaning your house is a habit, so should a spring tune-up for your car, especially before that much-anticipated road trip. Even though more than one in three drivers (37%) say they want to stay on top of car maintenance this year, what many people don’t realize is that the snow, freezing temperatures and salt, as well as potholes that develop as the roads finally thaw, can do a number on your car. Make sure your car is in top shape for any trip with five spring cleaning tune-ups:
1) Check your oil
The survey found that a quarter of Americans would like to learn how to change their oil. While actually changing your oil is a bit more involved, checking oil levels before heading out is just a matter of looking under the hood. To do so, be sure the car is on level ground, let the oil settle for a few minutes, then pull out the dipstick — it usually has a yellow or red handle, but the owner’s manual will direct you where to look. Wipe the dipstick clean, then push it all the way back in, wait a second, and withdraw again. If the oil lands between the two markers, you’re ready to roll. Otherwise it’s time for an oil change.
2) Monitor your air pressure
A quick air check can be the difference between a bumpy road trip and smooth sailing. Begin by driving around for a couple of miles because tires that have been parked for a while won’t have as accurate of a pressure reading. Then remove the valve cap from the tire, place the pressure gauge on the valve stem, and press until the hiss sound disappears and the gauge offers a reading. This reading should match the recommended PSI, which you can find on the driver’s side door jamb or in the owner’s manual. If the reading indicates the tires need air, head to your local tire shop or gas station.
This is also a good time to check all four tires’ treads. Insert a penny with Lincoln’s head facing down — and if his entire head is visible, it’s time to replace your tires. For those who do need new tires, be sure to consider your driving habits and upcoming travel destinations, to ensure a flat tire doesn’t hold up any adventure. If you’re among the 44% of drivers who consider themselves adventurous like an SUV and are heading off the beaten path, consider rugged off-road tires, like the Hankook Dynapro AT2 All-Terrain Tire.
3) Replace your windshield wipers
Snow and ice can really wear down the blades on windshield wipers. Look for cracks, creases or imperfections in the blade’s rubber, or if you notice streaks or grime on your windshield when using the wipers, it’s time to replace! Make sure the washer fluid is topped off by looking at the white, translucent container with a windshield or water symbol on it. Then just remove the cap and check the fluid level in the reservoir so that you’re ready to handle any weather down the road.
4) Update your roadside assistance
Spring is a good time to make sure your roadside assistance plan is up to date — especially for the 42% of drivers behind the wheel of a vehicle six years or older. Be sure your service card is valid to give yourself peace of mind for any trip.
5) Wash your car
Snow and salt can leave a lasting impact, especially within the wheel wells of a car. Give your vehicle a thorough cleaning to prevent any rust or permanent damage. Besides, everyone wants their car to look shiny and clean in those road-trip social media posts as they head out for their spring getaways!
No matter what destination drivers are steering toward this spring, a few quick tune-ups will keep things running smoothly, all season long.
Car modifying is an exciting creative outlet that lets young people express who they are. Larger projects become group projects, and mods give them something to talk about with friends. Here are some modifications young customizers perform on their cars.
(BPT) - For many car owners, their vehicle is an extension of their personality — and as such they customize it to reflect their individuality and uniqueness.
That’s particularly true for young car enthusiasts ages 16 to 24, who spend $7.2 billion each year customizing their vehicles, according to a recent study by the Specialty Equipment Market Association (SEMA).
“More than 7.9 million young people customize, modify or upgrade their vehicles each year,” says SEMA Director-Market Research Gavin Knapp. “Their vehicles not only help them get from A to B, they are also an integral part of their social lives.”
Car modifying is an exciting creative outlet that lets young people express who they are. Larger projects become group projects, and mods give them something to talk about with friends. Here are some modifications young customizers perform on their cars:
Those are just a few of the many types of vehicle modifications young enthusiasts routinely perform on their vehicles, made possible by the many options available to them in the $43 billion automotive aftermarket industry.
Manufacturers introduce their latest products and services every year at the SEMA Show in Las Vegas, the leading trade-only show for automotive industry businesses. Consumers can connect with those businesses at the official SEMA Show after-party known as SEMA Ignited, where one-of-a-kind custom vehicle builds with the newest aftermarket products (including wheels) parade out of the convention center to the ultimate car show. For more information, visit www.semaignited.com.
Purchasing a new vehicle, while exciting, can be a burden for many shoppers. A variety of options and considerations for each make and model can turn the decision-making process into a stressful situation. These vehicle options offer a multitude of benefits, each with its own strengths, for car buyers shopping in the new year.
Cars to Consider for 2019
(Family Features) Purchasing a new vehicle, while exciting, can be a burden for many shoppers. A variety of options and considerations for each make and model can turn the decision-making process into a stressful situation.
To help make that part of the car-buying process a little less difficult, consider these podium finalists for Motor Trend’s Car of the Year, Truck of the Year and SUV of the Year. Each finalist is evaluated using six criteria: safety, efficiency, value, advancement in design, engineering excellence and performance of intended function.
These podium finalists offer a multitude of benefits, each with its own strengths, for car buyers shopping in the new year. Learn more about 2019 cars to consider at motortrendawards.com.
Sporty and Stylish – For a fun yet serious sedan, the Genesis G70 features punchy powertrains that support an agile, sporty chassis wrapped in classy exterior styling with strong graphics and a well-appointed interior. As the first sports sedan from Hyundai’s luxury line, this sleek model packs power.
Excellent Efficiency – Cruise the roads with 50 miles-per-gallon efficiency in the Honda Insight, a smartly packaged hybrid featuring thoughtful style and storage solutions, plus seamless and silent adaptive cruise control performance. With lane-keeping assist that rates among the industry’s best, its smooth ride competes with luxury vehicles while combining efficiency and style.
A Craving for Variety – If deciding between vehicle models is causing fits, consider these options from Volvo. For a fresh, modern interior with comfortable seating, the S60 sedan and V60 wagon deliver all-round performance with base 2.0-liter turbos, meaning you don’t have to pay extra for power. Or, for stylish appeal with a familiar turbo-four engine and eight-speed automatic transmission, the XC40 compact crossover provides quick acceleration and spirited steering response.
Electric Excitement – Power and torque don’t go by the wayside with Jaguar’s I-Pace, the maker’s first electric car and first all-electric SUV which boasts about 200 miles of real-world battery range. Add the adjustable ride-height for added off-road capability and one of the most original automotive designs in years, and this set of wheels can have you riding in unique style.
Rethinking an Iconic Ride – Configured to equally suit the ambitions of the off-roading newbie and expert alike, 2019’s thoughtful, thorough rework of the Jeep Wrangler features significant tech updates for the American original.
Time for a Truck – Featuring a new design, cylinder deactivation and an automatic trailer light test, the 2019 Chevrolet Silverado offers more versions, more space and more options. Rear bumper corner steps and three cargo hooks at each bed corner deliver functionality, while a smooth High Country 10-speed automatic transmission makes for a smoother ride for truck buyers.
Go Ahead and Haul – If you’re in the market for a workhorse truck combined with plush luxury and tech-forward thinking, the GMC Sierra fits as a versatile cargo-hauler. This truck differentiates itself with the MultiPro tailgate, adaptive ride control and a carbon-fiber bed. The powerful drive of a 6.2-liter engine combined with a 10-speed transmission and overall body control while towing makes this truck a key asset for long-distance hauls.
Work or Play – The best-in-class styling of the Ram 1500 – sophisticated and well-executed without going over the top – packs an interior outfitted with the tools needed for activities ranging from fun to function. A 48-volt mild hybrid system saves fuel while coil-spring dampers and an optional air suspension provide a luxury car-like ride.SOURCE:
If you are one of the millions of Americans looking to buy a car, here are the five things you need to know before you step foot on a dealer’s lot.
(BPT) - Car buying - It's crucial to know how to navigate what can be an overwhelming and exhausting process.
“USAA helps members find, finance and insure vehicles that are right for their personal needs and financial goals,” says Heather Pollard, vice president of Auto Experience at USAA. “We want to avoid you ever having to regret your purchase decision, or worse, lead to financial hardships where you can no longer afford to keep your vehicle.”
If you are one of the millions of Americans looking to buy a car, here are the five things you need to know before you step foot on a dealer’s lot.
Know what you can afford.
The first and most important question to answer before launching into the car-buying process is “how much can I afford?” Figuring this out will help you determine whether you are in the market for a new or used vehicle. A good starting point is to use 15-18 percent of your take-home pay as a gauge for your total vehicle budget including the loan, insurance, gas and maintenance.
Next decision, how will you pay for it? There are numerous ways to manage the financial burden for purchasing a new car, including taking out a loan. If you have decided to go the loan route, determine how much you can afford in monthly payments. Banks or another financial institution might offer lower interest rates than a car dealer. Aim to pay off the loan within three to five years.
“Get pre-approved for an auto loan amount and interest rate so you know where you stand before you begin shopping,” says Renée Horne, vice president of Consumer Lending at USAA Bank. “Look for low loan rates and flexible terms to fit your budget needs versus being steered by dealers into a decision solely based on monthly payment, which often results in paying more in interest for the overall loan term.”
Another idea is to sell or trade in your new graduate’s current vehicle. If you plan to do this, factor in the cash value of that car and then add your planned down payment, typically 15-20 percent. You can use online tools such as USAA’s Auto Loan Calculator to get an estimate of what the end price tag will be.
Determine the total cost of ownership.
It is important to understand the total cost of ownership before surprising your graduate with the car of their dreams. Everything from gas to auto insurance will be an extra expense added on to the monthly cost for a new or used car and something everyone in the family needs to consider.
When receiving an auto insurance quote, note that collision and comprehensive coverage generally cost less for used cars. If purchasing an older car, consider getting pricing for Extended Vehicle Protection coverage before you go to the dealer.
Keep an open mind.
Once you have established what you can afford and the total cost of ownership, it is time to discover what features and styles you or your teen want in a car. Prioritize a list of the features you would like to see. For the teen in your life, safety is usually at the top. Next, assess how much they will be using this car and what for. Are they commuting to school or a job? Remember to keep an open mind and be flexible — stay open to two or three models that would meet your teen driver’s needs and your or their budget.
Do your research.
Everyone can agree that dealerships can be overwhelming and intimidating. Research your market first. Try the USAA Car Buying Service to see what’s out there and find vehicles that come with exclusive member discounts.
If you are looking into the used car market, always run a background check. You can get a vehicle history report from Carfax, which can help verify ownership history, mileage and accident history. Also, make sure the used vehicle has never been salvaged by entering the vehicle identification number into the National Insurance Crime Bureau’s system.
Go for a test drive.
After picking out a few of your top favorites, it is time to see how the car operates on the real road. Hit the highway to properly gauge a car’s performance, and inspect the car for mileage, tread, etc. If possible, run the car by a trusted mechanic for an under-the-hood inspection to forecast longevity and maintenance needs. Remember, factory warranties usually transfer depending on the mileage.
You can celebrate springtime by spending some time enjoying the fresh outdoor air and showing your car some love ahead of upcoming family vacations and summer road trips with friends. Start with these smart and simple tips to improve your ride.
(BPT) - The colder weather is fleeting, flowers are blossoming and the grass is just a little greener, which means spring is finally here. While most of your time will be spent preparing your home, clothes and family calendars for the warmer weather, it’s important not to forget about your car.
In fact, you can celebrate springtime by spending some time enjoying the fresh outdoor air and showing your car some love ahead of upcoming family vacations and summer road trips with friends. Start with these smart and simple tips to improve your ride:
Freshen up the interior
Interior and exterior cleaning makes a big difference in keeping a car looking and driving its best, but that doesn’t solve odor issues. To finalize spring car prep and maintenance, make sure to use a product that will leave the car smelling as good as it looks. Innovative and discrete vent sticks and mini diffusers from Refresh Your Car! come in a wide variety of scents, like Lemon Lime Sunshine, and are an affordable, long-lasting way to keep a car smelling great!
Clean and protect your interior
The interior, especially leather, is the most used and abused part of a car. Over time, constant use and sun damage can result in you leather interior drying out, causing it to fade, crack and rip. A quick and trusted way to address this issue is to use Lexol Leather Cleaner & Conditioner. The easy two-step process will help clean, restore and protect a car’s interior, keeping it looking and feeling like new.
Check your battery
The colder the weather, the harder a battery and charging system need to work in a car. Start by making sure the battery is mounted correctly and the connections are free from corrosion. Also, consider replacing the battery if it’s older than five years, which will ensure you don’t get stranded out on the road.
Check and replace basic car items
Before heading out on any lengthy adventures, make sure the car is up-to-date on oil changes. During the oil change a technician should also check and replenish other fluids like the brake, transmission, windshield wiper and power steering fluids, as well as your coolant. This often forgotten about maintenance will help a car run smoothly for months to come.
Wash and wax
No matter the season, a car that is driven daily is constantly battling the elements, which can cause damage to its exterior. Washing regularly and waxing at least twice a year is an easy way to keep a car looking its best, protecting it from damaging UV rays, road debris, tree sap and rusting. When washing and protecting, don’t forget about tires and wheels. The Eagle One A2Z All Wheel & Tire Cleaner is an affordable, easy-to-use spray that clings to the dirt on the surface of most wheels and tires, easily removing brake dust, grime and grease; giving your wheels and tires a spotless, professional look.
These simple tips can keep a car clean, fresh and running smoothly throughout the hectic summer driving season.
(BPT) - As you drive down the street, the threat of potential distractions is everywhere. Federal research shows that distracted driving is a factor in one out of every six crashes, and accounts for 5,000 automobile crash-related fatalities each year.
While teens are commonly associated with distracted-driving issues — particularly texting — the issue affects drivers of all ages. To help reduce distracted driving crash-related injuries, and loss of life, the American Academy of Orthopaedic Surgeons and the Alliance of Automobile Manufacturers (Auto Alliance) offer these tips to help drivers keep their eyes on the road and hands on the wheel.
* Gear up before you go out. Whether it’s your sunglasses, your Bluetooth(R) earpiece or your favorite hat, putting accessories on before starting your car allows you to keep your hands on the wheel, and not your wardrobe while driving.
* Stop for a bite. A quick bite for lunch should be enjoyed in a restaurant, or your non-moving vehicle, instead of on the go while you're driving. This allows you to take a break, enjoy your food and not worry about spilling beverages on yourself.
* Don’t be afraid to pull over. If another matter begs your attention — such as settling a disagreement between your children — pull the car over to handle the situation properly rather than trying to attend to it while you are driving.
* Have a plan in place. Sometimes this is easier said than done. However, if you are traveling somewhere for the first time, you should understand your route before starting the drive. Program your GPS, or share printed directions with your navigator before you depart.
* Call them back. Cell phone usage is one of the leading causes of distracted driving-related crashes and not all of them are related solely to texting. If your phone rings while you’re in the car and you do not have a hands-free headset already on, let the caller go to voicemail. You can always call them back when you arrive at your destination or your next stop.
* If you don’t need it, store it. Sporting equipment, kids' toys or groceries, your car is the transport home for many things and sometimes those items can jostle back and forth while you're driving — particularly on those sharp turns. And when things start moving, your natural reaction is to take your eyes off the road and reach for them. Instead, secure items in the trunk or in another storage compartment before the drive.
Keeping your eyes on the road and your hands on the wheel is one of the most important things you do every single day you choose to drive so be sure to apply the tips above and make driving your No. 1 priority. Your loved ones and those you share the road with will thank you for it. For even more helpful tips and strategies to minimize driving distractions, visit www.decidetodrive.org.
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