You have just gotten in a wreck. While not fatal, you are shaken up and feel nervous. All of a sudden, the other driver comes out of their car and sheepishly apologizes for the trauma. While the events that happen after a wreck can be hard to recall, you must do at least three things after you get into a car accident.
Inform the Police
Here’s the obvious one: call the police. Even though nobody technically committed a crime, the police need to get the accident on the books. Additionally, the police can help you get into contact with the right people afterward. You can also prevent yourself from being held liable for the wreck by filling out the report accurately.
In some cases, the other driver will try to abandon the wreck. Whenever a car accident occurs, always snap their license plate so you can inform the police. After you make sure everyone is all right, getting the other driver’s information should be one of the first things you do.
Assess Your Injuries
Now that the police are on their way, you need to analyze your party’s well-being. There are many different types of injuries that come from car crashes. In fender benders and other minor wrecks, your party might walk away with just a few bruises and some whiplash.
In deadlier accidents, you could be facing some potentially fatal injuries. Always keep a first aid kit in your car for this reason. While you might not be able to fix them completely, you can delay death and help the wounded feel a little better by keeping some equipment in your car.
Of course, you also want to be compensated for the accident. In this case, you must contact the other person’s insurance company. Trade insurance information, and reach out to your own to ensure that you are covered. This is why you pay for the service.
While certainly not as important as receiving justice and keeping your group alive, this can reduce the stress of heavy financial loss. This makes you better able to take care of everyone once it’s accomplished. Insurance companies can ensure that you don’t pay a cent if you aren’t responsible for the incident (or at the very least you’ll get a great deal).
While getting in a car accident can be shocking, you can’t let it get the best of you. Keep these three steps ingrained in your mind. If the time ever comes that you need to use the steps, you will be ready.
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Caution is King When It Comes to Winter Driving
(BPT) - With the winter in full swing, ensuring your tires — the last line of defense between your vehicle and harsh conditions — are in working order may be the difference between an enjoyable or stressful travel season. According to the National Highway Traffic Safety Administration, 17% of all vehicle collisions take place during winter conditions, many of which can be attributed to underinflated, over-worn or out-of-season tires.
“Being on the side of the road due to a preventable vehicle issue is both inconvenient and dangerous,” said Brandon Sturgis, product manager, BFGoodrich Tires. “Before winter arrives, make sure that your car is in its best condition to handle winter weather.”
Below are a few simple tips from BFGoodrich Tires to help ensure your vehicle and tires are better prepared for safe driving this winter.
Tire pressure will change with the weather
Many drivers neglect their tires until it’s too late and experience a tire issue, an inconvenience that only increases during the winter months. To avoid a winter accident caused by unsafe tires, drivers should proactively take measures to maintain their tires. An easy first step is to check the air pressure of all four tires at least monthly. This is especially important during the colder winter months as a drop in temperatures can cause tire pressures to decrease below a vehicle’s recommended inflation levels. To find the manufacturer’s recommended tire pressure, look at the decal in the driver’s door jamb or in the owner’s manual.
Checking your tread should be routine
Many drivers try squeezing as much life out of their tires as possible and run them even after the tread has worn below 2/32 of an inch — the minimum tread deemed safe under the Federal Motor Vehicle Safety Standards. If this is you, be sure to stay honest about checking your tread. To do so, find a penny and insert Abraham Lincoln headfirst into the lowest tread on your tire. If any portion of Abe’s head is covered, your tread depth is sufficient. If Honest Abe is still fully visible, your tread is below 2/32 of an inch and the ability to perform in wet and winter conditions is substantially reduced.
The importance of seasonal tires
Understanding your driving environment is as important as understanding which tires best suit your circumstances. Geography is the most intuitive factor playing into one’s driving environment, but certain locations create a more nuanced experience. Do you know which tires are best for your situation?
For example, all-terrain tires such as the BFGoodrich All-Terrain T/A KO2 are suitable year-round tires designed to give you superior grip both off and on the pavement thanks to innovative tread design, tough sidewalls and long-lasting durability.
If you drive in an environment that is regularly below freezing with snow and ice, winter tires may be your best choice. For those yet to treat their vehicle to winter tires during the cold months, consider the BFGoodrich Winter T/A KSI a good starting point. Offering extreme traction in winter conditions and reassuring steering control and durability, your next set of winter tires may keep you from becoming another winter driving collision statistic.
“Tires play a key role in your winter weather mobility. Knowing what kind of tires you have on your car and knowing their condition are part of being prepared,” says Sturgis.
Parents and caregivers want to keep kids safe in the car, but keeping up with the latest recommendations can be tricky, especially as your child grows and their needs change. It's sometimes hard to know if you're doing everything you can to keep children as safe as possible. Regardless of your child's age and how often they ride with you in the car, you'll want to follow these guidelines to help you find The Right Seat.
(BPT) - Parents and caregivers want to keep kids safe in the car, but keeping up with the latest recommendations can be tricky, especially as your child grows and their needs change. It's sometimes hard to know if you're doing everything you can to keep children as safe as possible.
Regardless of your child's age and how often they ride with you in the car, you’ll want to follow these guidelines to help you find The Right Seat.
1. Under 13? Don't let them sit up front
Whatever a child’s height or weight, the National Highway Traffic Safety Administration (NHTSA) advises that children under 13 should never sit in the front seat, even for a short trip. Car safety standards and features like airbags are developed and tested for adult bodies, not the growing body of a child. Air bags can be inflated at speeds of 200-400 mph, which could seriously harm a child if deployed. Most car crashes impact the front of the car, so keeping kids in the back seat can help protect them from injury.
2. Tethers add extra protection
Most forward-facing car seats have tethers to secure them to the vehicle, in addition to using the vehicle’s seat belt or lower anchors. Tethers help keep car seats from pitching forward in a crash, reducing injury to the child’s head and neck. You can find the tether at the top of convertible, combination and all-in-one car seats. They’re adjustable straps that have a hook that connects to your vehicle’s tether anchors. Review your car seat’s instructions and vehicle’s owner manual to identify the correct tether location in your vehicle.
3. Don't move kids on too soon
The best protection for a child in a car is the car seat that’s right for their age and size. According to the most recent NHTSA data, nearly 1 in 10 children between 1 and 3 years old were moved on to booster seats too early. And roughly 1 in 5 children aged 4 to 7 were prematurely moved to just using a seat belt when they should have still been riding in booster seats. Booster seats help a child’s seat belt fit appropriately, which means crossing the center of their chest and not touching their neck.
4. Check car seat recommendations online
Tools and resources are available to help make it easier to check that your child is in the right seat for their age, height and weight. Visit NHTSA.gov/TheRightSeat to compare car seats and get helpful installation instructions.
5. Free car seat checks are available
Whether you’ve just installed a new car seat or just want a “checkup” for a seat your child’s been using for a while, you can get help at a car seat inspection station near you. Certified technicians will inspect your car seat free of charge and show you how to correctly install it and make sure your child is properly secured. Find a car seat inspection station near you at NHTSA.gov/TheRightSeat.
6. Tweens should always be buckled
According to a 2005 report by the NHTSA, most accidents in urban areas happen under 30 mph. Be consistent and stay firm if your tween or teen resists wearing seat belts. Set safe habits for life, help keep your child safe and obey the law by making sure your child is buckled up every time for every ride, no matter how few miles or how slowly you’re driving.
7. Car seats have expiration dates
Car seats expire, because technology improves and safety standards change. If you buy a used car seat or receive one as a hand-me-down, check it carefully and make sure you know the history and whether or not it has been involved in a crash. Most car seats have an expiration date stamped on the manufacturer’s label on the side or base.
Visit NHTSA.gov/TheRightSeat for more information and to search for a car seat inspection station or event near you.
(BPT) - If you were to take a quiz to test your ability to identify common emojis and road signs, how do you think you’d fare?
According to the results from a recent survey by Mercury Insurance, 1,890 respondents did not do so well. The meaning of the “yawning” emoji was correctly identified by 85% of the respondents, but only 31% of quiz-takers correctly identified the meaning of the “lane reduction” road sign. Additionally, 71% knew the “in love” emoji, but the “keep right” road sign was correctly identified by only 51% of quiz-takers.
Emojis are continually being added to our texting and messaging vocabulary, and for the most part, we’re able to keep up with this ever-changing landscape. Fortunately for the more than 200 million licensed U.S. drivers, road signs are highly regulated and consistent, and are designed to help keep drivers safe and easily guide them to their destinations. The bad news, however, is that far more people are able to identify emojis than road signs. And what’s worse is that many times they’re looking at these cute little icons while they’re driving.
“Sure, emojis are a fun, modern-day form of shorthand, and may be more intuitive, but there’s a time and place to use them, and behind the wheel of a car isn’t one of them,” said Kevin Quinn, vice president of claims and customer experience at Mercury Insurance. “A picture may be worth a thousand words in some cases, but it certainly isn’t worth getting into a collision and risking someone’s life. Most collisions are avoidable if drivers focus on their main task of safely operating a vehicle.”
Distracted driving — anything that takes a driver’s attention away from the road, including texting and talking on a phone — accounted for 3,166 fatalities in 2017, according to the National Highway Traffic Safety Administration. Texting while driving is extremely dangerous, as it takes your eyes off the road for five seconds on average — whether you’re reading or sending the message.
The results of the quiz also highlight the importance of knowing what each road sign means, so you and those around you are safe. “These signs are instantly communicating to drivers what actions to take, much like emojis instantly communicate what friends or family members might be trying to convey in a text,” said Quinn. “It’s OK to only somewhat understand an emoji, but it’s imperative to know exactly what a road sign is telling you; otherwise it could lead to disastrous results on the road where no one can afford a misunderstanding. And being an attentive driver who knows the rules of the road and safely gets where they’re going might earn you a smiley face from your auto insurance company, just don’t read it while you’re operating a vehicle.”
Just as spring cleaning your house is a habit, so should a spring tune-up for your car, especially before that much-anticipated road trip. Even though more than one in three drivers (37%) say they want to stay on top of car maintenance this year, what many people don’t realize is that the snow, freezing temperatures and salt, as well as potholes that develop as the roads finally thaw, can do a number on your car. Make sure your car is in top shape for any trip with five spring cleaning tune-ups.
(BPT) - Americans are ready for spring weekend getaways and road trips. According to the latest Gauge Index survey from Hankook Tire, most of us are planning an outdoor getaway. The beach (51%) is the top vacation Americans are planning this spring, followed by a national park (39%) for the outdoorsy type and an amusement park (31%) for the thrill seekers.
Just as spring cleaning your house is a habit, so should a spring tune-up for your car, especially before that much-anticipated road trip. Even though more than one in three drivers (37%) say they want to stay on top of car maintenance this year, what many people don’t realize is that the snow, freezing temperatures and salt, as well as potholes that develop as the roads finally thaw, can do a number on your car. Make sure your car is in top shape for any trip with five spring cleaning tune-ups:
1) Check your oil
The survey found that a quarter of Americans would like to learn how to change their oil. While actually changing your oil is a bit more involved, checking oil levels before heading out is just a matter of looking under the hood. To do so, be sure the car is on level ground, let the oil settle for a few minutes, then pull out the dipstick — it usually has a yellow or red handle, but the owner’s manual will direct you where to look. Wipe the dipstick clean, then push it all the way back in, wait a second, and withdraw again. If the oil lands between the two markers, you’re ready to roll. Otherwise it’s time for an oil change.
2) Monitor your air pressure
A quick air check can be the difference between a bumpy road trip and smooth sailing. Begin by driving around for a couple of miles because tires that have been parked for a while won’t have as accurate of a pressure reading. Then remove the valve cap from the tire, place the pressure gauge on the valve stem, and press until the hiss sound disappears and the gauge offers a reading. This reading should match the recommended PSI, which you can find on the driver’s side door jamb or in the owner’s manual. If the reading indicates the tires need air, head to your local tire shop or gas station.
This is also a good time to check all four tires’ treads. Insert a penny with Lincoln’s head facing down — and if his entire head is visible, it’s time to replace your tires. For those who do need new tires, be sure to consider your driving habits and upcoming travel destinations, to ensure a flat tire doesn’t hold up any adventure. If you’re among the 44% of drivers who consider themselves adventurous like an SUV and are heading off the beaten path, consider rugged off-road tires, like the Hankook Dynapro AT2 All-Terrain Tire.
3) Replace your windshield wipers
Snow and ice can really wear down the blades on windshield wipers. Look for cracks, creases or imperfections in the blade’s rubber, or if you notice streaks or grime on your windshield when using the wipers, it’s time to replace! Make sure the washer fluid is topped off by looking at the white, translucent container with a windshield or water symbol on it. Then just remove the cap and check the fluid level in the reservoir so that you’re ready to handle any weather down the road.
4) Update your roadside assistance
Spring is a good time to make sure your roadside assistance plan is up to date — especially for the 42% of drivers behind the wheel of a vehicle six years or older. Be sure your service card is valid to give yourself peace of mind for any trip.
5) Wash your car
Snow and salt can leave a lasting impact, especially within the wheel wells of a car. Give your vehicle a thorough cleaning to prevent any rust or permanent damage. Besides, everyone wants their car to look shiny and clean in those road-trip social media posts as they head out for their spring getaways!
No matter what destination drivers are steering toward this spring, a few quick tune-ups will keep things running smoothly, all season long.
A car accident is scary enough to deal with, without having complications in the aftermath. The tips in this article should help you handle things calmly and smoothly.
According to the insurance industry, the average motorist will file a claim for some type of auto collision accident once every 17.9 years. That seems like a good amount of time in between accidents. However, most of those first accidents happen between the ages of 16 and 35. Hopefully, the next accident you get into won’t be too severe. Here are three tips for handling the aftermath of a car accident.
Get Your Car Repaired
You’ll need to get your car repaired. First, check in with your insurance company. If they don’t deem your car to be “totaled,” then your collision coverage should cover the repairs. Most mechanics work with insurance companies and get paid directly by them. It might come as no surprise that the mechanic’s estimate for the repairs will be the exact amount that the insurance company is willing to pay. If the car is totaled, then you might be paid off with the current value. The smart move would be to take that check and apply it as a down payment for a new car.
Decide If an Attorney Is Needed
The first priority after any accident is to make sure all involved are okay. You might feel fine in the immediate aftermath. However, the pain of an injury could show up a few days later. That is when you want to seek immediate medical attention. From that moment forward, you need to document and keep all records pertaining to your injuries. Also keep a record of any lost wages for your injury and any future medical expenses. You will need this information to determine if you are injured enough for a settlement, which will help you decide if you need an attorney on your side.
Follow Your Doctor’s Orders
You should follow your doctor’s orders for your recovery. This is especially vital if you enter into a lawsuit claim. The insurance company involved will be paying close attention to your recovery and assessing the extent of your injuries. If the doctor prescribes ten physical therapy sessions, then you need to go to all ten even if you start feeling fine after the third session. You would also be advised to stay off social media for the duration of your lawsuit. There are many ways your postings can hurt your case.
A car accident is scary enough to deal with, without having complications in the aftermath. Following these tips should help you handle things calmly and smoothly.
Interested in more articles on cars and auto-related topics? Then check out the rest of The Auto Idea!
The winter season is typically one of the busiest times of the year for travelers. While millions prepare to hit the road to visit family and see sights they may never have seen before, there’s one essential travel tip that cannot be overlooked: the proper tires. Learn the best time to install your winter tires and how to keep them in safe condition with these guidelines.
6 Steps to Safer Winter Driving
(Family Features) The winter season is typically one of the busiest times of the year for travelers. While millions prepare to hit the road to visit family and see sights they may never have seen before, there’s one essential travel tip that cannot be overlooked: the proper tires.
Winter tires are an essential safety feature for drivers and deliver as much as a 25-50 percent increase in traction over all-season tires, which could be the margin you need to brake in time to avoid trouble.
Winter tire tread design uses thousands of extra traction edges for added grip, and the softer rubber of the tire surface allows the tires to stay pliable in colder temperatures to maintain contact with the road. In addition, winter tires feature aggressive groove patterns for more confident grip on ice, slush and snow.
Learn the best time to install your winter tires and how to keep them in safe condition with these guidelines from the experts at Discount Tire:
Plan ahead. A good rule of thumb: if you can see your breath, you should think about winter tires for all four wheels, even if your area isn’t often affected by ice or snow. When the temperature drops to 45 F and below, all-season tires can start to lose traction and grip.
Keep tabs on pressure. Check your tire pressure at least once a month. For every 10-degree drop in temperature, your tires lose one pound of pressure (PSI). Use a tire pressure gauge to get the proper reading or stop by a tire store, such as your local Discount Tire, for a free air check.
Check your tread with the penny test. Tread depth determines a vehicle’s safe stopping distance. To check your tread depth, stick a penny upside-down in a tread groove. It’s time to replace your tires if Lincoln’s head is visible.
Know the limitations of all-wheel drive. Drivers often mistake all-wheel drive as sufficient for driving in sleet or snow. In reality, all-wheel drive only helps you start from a stop. It doesn’t function in the stopping or steering of a vehicle.
Designate a winter set of wheels, too. Having a set of wheels specifically for your set of winter tires can save you money in the long run. A second set of wheels eliminates the cost of changeover and spares nicer wheels from the wear and tear of ice, slush, snow and salt.
Extend your winter tires’ use. Rotate your tires at least every 6,000 miles, or earlier if irregular or uneven wear develops. Change out your winter tires around tax season. This can help avoid wearing out the rubber in hot months and increase the tires’ lifespans.
As you prepare for winter travel season, visit discounttire.com to find a tire store near you, or search for winter tires specific to your vehicle’s make and model.SOURCE:
Summer is a time for sunshine and road trips. No matter the length of the trip, you’ll want your car safe and functional, especially with your family and friends in the passenger seats. No matter if you’re worried about safety or showing off your ride in style, there are specific steps you can take to prep your car for warmer temperatures.
Prepare Your Car for Summer
(Family Features) Summer is a time for sunshine and road trips. No matter the length of the trip, you’ll want your car safe and functional, especially with your family and friends in the passenger seats.
With summer weather approaching, it can be a great time to inspect your vehicle and make sure everything is up to par. No matter if you’re worried about safety or showing off your ride in style, there are specific steps you can take to prep your car for warmer temperatures:
Inspect your brakes and tires
Check your oil level
Wash your ride
Check your fluids
Test the air conditioning
Add safety essentials
Install new windshield wipers
Look at the coolant
For more tips to prepare for summer fun, visit eLivingToday.com.
5 Tips for Summer Road Trips
For many people, summer means setting out on a road trip in search of bucket-list-worthy excitement or a relaxing vacation.
Whether you’re going down the road to visit family or across the country to see a national monument, it is important to prepare your vehicle – and its tires – before you pull out of the driveway.
These five safety tips can help get your family ready to hit the road this summer:
1. Check Your Tread – A tire’s tread depth can determine a vehicle’s safe stopping distance. You can check your tread depth by sticking a penny upside-down in a tread groove. If you can see President Lincoln’s head, it’s time to replace your tires.
2. Ensure Proper Tire Pressure – Low tire pressure can lead to poor handling and gas mileage, excessive wear and overloading. Drivers should check their tire pressure at least once a month, and especially before any long trip. Use a dependable air gauge or stop by an automotive store like Discount Tire or America’s Tire to take advantage of complimentary air checks.
3. Rotate Often – Tires should be rotated at least every 6,000 miles or earlier if irregular or uneven wear develops.
5. Don’t Overload – The combination of heat and overloading a vehicle, which can be common during summer travel, is one of the most dangerous conditions for a vehicle’s tires as overloaded tires can overheat and possibly fail.
When it comes to summer driving safety, it can be imperative to check your tires early and often. Knowing the condition of your tires can keep your family safe and your vehicle in quality condition.
To learn more about tire safety before a summer road trip, or to schedule an appointment for a tire safety check, visit tires.com.
Photos courtesy of Getty ImagesSOURCE:
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