A car accident is scary enough to deal with, without having complications in the aftermath. The tips in this article should help you handle things calmly and smoothly.
According to the insurance industry, the average motorist will file a claim for some type of auto collision accident once every 17.9 years. That seems like a good amount of time in between accidents. However, most of those first accidents happen between the ages of 16 and 35. Hopefully, the next accident you get into won’t be too severe. Here are three tips for handling the aftermath of a car accident.
Get Your Car Repaired
You’ll need to get your car repaired. First, check in with your insurance company. If they don’t deem your car to be “totaled,” then your collision coverage should cover the repairs. Most mechanics work with insurance companies and get paid directly by them. It might come as no surprise that the mechanic’s estimate for the repairs will be the exact amount that the insurance company is willing to pay. If the car is totaled, then you might be paid off with the current value. The smart move would be to take that check and apply it as a down payment for a new car.
Decide If an Attorney Is Needed
The first priority after any accident is to make sure all involved are okay. You might feel fine in the immediate aftermath. However, the pain of an injury could show up a few days later. That is when you want to seek immediate medical attention. From that moment forward, you need to document and keep all records pertaining to your injuries. Also keep a record of any lost wages for your injury and any future medical expenses. You will need this information to determine if you are injured enough for a settlement, which will help you decide if you need an attorney on your side.
Follow Your Doctor’s Orders
You should follow your doctor’s orders for your recovery. This is especially vital if you enter into a lawsuit claim. The insurance company involved will be paying close attention to your recovery and assessing the extent of your injuries. If the doctor prescribes ten physical therapy sessions, then you need to go to all ten even if you start feeling fine after the third session. You would also be advised to stay off social media for the duration of your lawsuit. There are many ways your postings can hurt your case.
A car accident is scary enough to deal with, without having complications in the aftermath. Following these tips should help you handle things calmly and smoothly.
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The winter season is typically one of the busiest times of the year for travelers. While millions prepare to hit the road to visit family and see sights they may never have seen before, there’s one essential travel tip that cannot be overlooked: the proper tires. Learn the best time to install your winter tires and how to keep them in safe condition with these guidelines.
6 Steps to Safer Winter Driving
(Family Features) The winter season is typically one of the busiest times of the year for travelers. While millions prepare to hit the road to visit family and see sights they may never have seen before, there’s one essential travel tip that cannot be overlooked: the proper tires.
Winter tires are an essential safety feature for drivers and deliver as much as a 25-50 percent increase in traction over all-season tires, which could be the margin you need to brake in time to avoid trouble.
Winter tire tread design uses thousands of extra traction edges for added grip, and the softer rubber of the tire surface allows the tires to stay pliable in colder temperatures to maintain contact with the road. In addition, winter tires feature aggressive groove patterns for more confident grip on ice, slush and snow.
Learn the best time to install your winter tires and how to keep them in safe condition with these guidelines from the experts at Discount Tire:
Plan ahead. A good rule of thumb: if you can see your breath, you should think about winter tires for all four wheels, even if your area isn’t often affected by ice or snow. When the temperature drops to 45 F and below, all-season tires can start to lose traction and grip.
Keep tabs on pressure. Check your tire pressure at least once a month. For every 10-degree drop in temperature, your tires lose one pound of pressure (PSI). Use a tire pressure gauge to get the proper reading or stop by a tire store, such as your local Discount Tire, for a free air check.
Check your tread with the penny test. Tread depth determines a vehicle’s safe stopping distance. To check your tread depth, stick a penny upside-down in a tread groove. It’s time to replace your tires if Lincoln’s head is visible.
Know the limitations of all-wheel drive. Drivers often mistake all-wheel drive as sufficient for driving in sleet or snow. In reality, all-wheel drive only helps you start from a stop. It doesn’t function in the stopping or steering of a vehicle.
Designate a winter set of wheels, too. Having a set of wheels specifically for your set of winter tires can save you money in the long run. A second set of wheels eliminates the cost of changeover and spares nicer wheels from the wear and tear of ice, slush, snow and salt.
Extend your winter tires’ use. Rotate your tires at least every 6,000 miles, or earlier if irregular or uneven wear develops. Change out your winter tires around tax season. This can help avoid wearing out the rubber in hot months and increase the tires’ lifespans.
As you prepare for winter travel season, visit discounttire.com to find a tire store near you, or search for winter tires specific to your vehicle’s make and model.SOURCE:
Summer is a time for sunshine and road trips. No matter the length of the trip, you’ll want your car safe and functional, especially with your family and friends in the passenger seats. No matter if you’re worried about safety or showing off your ride in style, there are specific steps you can take to prep your car for warmer temperatures.
Prepare Your Car for Summer
(Family Features) Summer is a time for sunshine and road trips. No matter the length of the trip, you’ll want your car safe and functional, especially with your family and friends in the passenger seats.
With summer weather approaching, it can be a great time to inspect your vehicle and make sure everything is up to par. No matter if you’re worried about safety or showing off your ride in style, there are specific steps you can take to prep your car for warmer temperatures:
Inspect your brakes and tires
Check your oil level
Wash your ride
Check your fluids
Test the air conditioning
Add safety essentials
Install new windshield wipers
Look at the coolant
For more tips to prepare for summer fun, visit eLivingToday.com.
5 Tips for Summer Road Trips
For many people, summer means setting out on a road trip in search of bucket-list-worthy excitement or a relaxing vacation.
Whether you’re going down the road to visit family or across the country to see a national monument, it is important to prepare your vehicle – and its tires – before you pull out of the driveway.
These five safety tips can help get your family ready to hit the road this summer:
1. Check Your Tread – A tire’s tread depth can determine a vehicle’s safe stopping distance. You can check your tread depth by sticking a penny upside-down in a tread groove. If you can see President Lincoln’s head, it’s time to replace your tires.
2. Ensure Proper Tire Pressure – Low tire pressure can lead to poor handling and gas mileage, excessive wear and overloading. Drivers should check their tire pressure at least once a month, and especially before any long trip. Use a dependable air gauge or stop by an automotive store like Discount Tire or America’s Tire to take advantage of complimentary air checks.
3. Rotate Often – Tires should be rotated at least every 6,000 miles or earlier if irregular or uneven wear develops.
5. Don’t Overload – The combination of heat and overloading a vehicle, which can be common during summer travel, is one of the most dangerous conditions for a vehicle’s tires as overloaded tires can overheat and possibly fail.
When it comes to summer driving safety, it can be imperative to check your tires early and often. Knowing the condition of your tires can keep your family safe and your vehicle in quality condition.
To learn more about tire safety before a summer road trip, or to schedule an appointment for a tire safety check, visit tires.com.
Photos courtesy of Getty ImagesSOURCE:
(BPT) - As you drive down the street, the threat of potential distractions is everywhere. Federal research shows that distracted driving is a factor in one out of every six crashes, and accounts for 5,000 automobile crash-related fatalities each year.
While teens are commonly associated with distracted-driving issues — particularly texting — the issue affects drivers of all ages. To help reduce distracted driving crash-related injuries, and loss of life, the American Academy of Orthopaedic Surgeons and the Alliance of Automobile Manufacturers (Auto Alliance) offer these tips to help drivers keep their eyes on the road and hands on the wheel.
* Gear up before you go out. Whether it’s your sunglasses, your Bluetooth(R) earpiece or your favorite hat, putting accessories on before starting your car allows you to keep your hands on the wheel, and not your wardrobe while driving.
* Stop for a bite. A quick bite for lunch should be enjoyed in a restaurant, or your non-moving vehicle, instead of on the go while you're driving. This allows you to take a break, enjoy your food and not worry about spilling beverages on yourself.
* Don’t be afraid to pull over. If another matter begs your attention — such as settling a disagreement between your children — pull the car over to handle the situation properly rather than trying to attend to it while you are driving.
* Have a plan in place. Sometimes this is easier said than done. However, if you are traveling somewhere for the first time, you should understand your route before starting the drive. Program your GPS, or share printed directions with your navigator before you depart.
* Call them back. Cell phone usage is one of the leading causes of distracted driving-related crashes and not all of them are related solely to texting. If your phone rings while you’re in the car and you do not have a hands-free headset already on, let the caller go to voicemail. You can always call them back when you arrive at your destination or your next stop.
* If you don’t need it, store it. Sporting equipment, kids' toys or groceries, your car is the transport home for many things and sometimes those items can jostle back and forth while you're driving — particularly on those sharp turns. And when things start moving, your natural reaction is to take your eyes off the road and reach for them. Instead, secure items in the trunk or in another storage compartment before the drive.
Keeping your eyes on the road and your hands on the wheel is one of the most important things you do every single day you choose to drive so be sure to apply the tips above and make driving your No. 1 priority. Your loved ones and those you share the road with will thank you for it. For even more helpful tips and strategies to minimize driving distractions, visit www.decidetodrive.org.
As temperatures drop, drivers should remember that if you can see your breath, you should think about winter tires. Whether you’re planning a cross-country trek or simply driving to and from work daily, exposing your vehicle’s tires to colder weather could lead to potential trouble on the road. To help stay safe on the road this winter, follow these four tire safety tips.
4 Tire Safety Tips for Winter
(Family Features) The same temperature you can begin to see your breath – 45° F – is also when the all-season tires on your car can start to lose traction and grip.
As temperatures drop, drivers should remember that if you can see your breath, you should think about winter tires. Whether you’re planning a cross-country trek or simply driving to and from work daily, exposing your vehicle’s tires to colder weather could lead to potential trouble on the road.
Snow and ice may be fun to play in, but they make for dangerous driving conditions. Winter tires are built for cold-weather conditions and deliver improved starting, stopping and steering control in temperatures 45° F and below. The difference is the tread compound of winter tires, which stays soft and pliable in colder temperatures for superior traction. Add the tread design of winter tires with thousands of extra gripping edges and you get as much as a 25-50 percent increase in traction over all-season tires.
To help stay safe on the road this winter, the experts at Discount Tire recommend following these four tire safety tips:
Your safety is important, that’s why Discount Tire encourages drivers to beat the rush by getting winter ready before the first snowstorm or cold streak of the season hits.
To locate a tire store near you, or search for winter tires specific to your vehicle’s make and model, visit discounttire.com.
Photo courtesy of Getty ImagesSOURCE:
(BPT) - Mobile phones have become an essential part of life for most people, helping them stay connected and increase productivity. However, this technology can also be a distraction when driving, which puts everyone on the road at risk.
More than one-quarter of all car crashes involve phone use, both with handsets and hands-free, the National Safety Council reports. Considering many states and countries don't yet compile and report data on cellphone use following a crash, this number is likely much higher.
Distracted driving isn't just an issue for young adults. High technology use means this is a problem across generations. For professionals in particular, the expectation to stay productive and reachable means a constant temptation to use cellphones when driving.
Recognizing the ethical and liability issues that arise when employees drive while distracted, employers across the country have begun implementing distracted-driving policies. Typically, these policies prohibit employees from using mobile phones while driving on company time.
In January 2017, the NSC reported that Cargill was the largest privately held company to prohibit the use of mobile devices, including hands-free technology, while an employee is driving on behalf of the company. Cargill's Chairman and CEO David MacLennan just marked the one-year anniversary of following the policy.
"I had to try the policy myself first," says MacLennan. "Once I knew what it would take to go completely cellphone free in my car, I could then make it work for our entire company."
Based on his experience, MacLennan offers these six simple steps for anyone looking to eliminate distracted driving yet stay productive and responsive to your job.
1. Auto response
Use a free automated response app to let callers know that you’re driving and can’t take the call. You can personalize the response so incoming calls or texts receive a text message saying you're on the road.
If you’re driving a vehicle outfitted with communication technology, use its “do not disturb” feature to unplug from calls and texts while behind the wheel.
3. Block drive times
Just as you schedule meetings, use shared calendars to block times you’ll be driving. This alerts anyone else connected to your calendar when you’ll be out of touch.
4. Out of sight, out of mind
A study by AT&T found that 62 percent of drivers keep their phones within reach in the car. Put yours where you can’t see or reach it, such as in the back seat.
5. Pull over
If you must take a call while on the road, let it go to voicemail and pull over in a safe location to return the call. Plan pull-over "cellphone stops" along your route if needed.
6. Avoid all distractions
Cellphones aren't the only cause of distracted driving. Eating, grooming and reading are activities people try to tackle while driving. Be smart and simply stay focused on the road.
Driving safely should be everyone's top concern when behind the wheel. These simple steps can make it easier to resist the temptation to pick up the phone or do another activity that can wait until you've arrived, safely, at your destination.
There are few better times for a road trip than during the summer months when the sun is bright and the kids are out of school. Whether it’s just you and your significant other or a jam-packed car, take these steps before hitting the open road.
Hit the Road Safely
(Family Features) There are few better times for a road trip than during the summer months when the sun is bright and the kids are out of school. Despite the expected rise in gas prices, AAA reports 79 percent of families are planning to hit the road this year, 10 percent more than in 2016.
Whether it’s just you and your significant other or a jam-packed car, the experts at Interstate Batteries recommend taking these steps before hitting the open road:
There can be a lot of planning and research put into the perfect road trip. Follow these tips to make sure you’re able to go wherever the road takes you. Find more information at InterstateBatteries.com.
Photo courtesy of Getty ImagesSOURCE:
(BPT) - For those who live in snow-belt states, winter driving can be especially challenging.
Snow (and related weather events, like frost, sleet and freezing rain) can significantly reduce the friction of the road surface, and slippery roads are significantly more dangerous than dry roads. You are about 50 percent more likely to have a crash on a road under winter driving conditions than on the same road under dry conditions, according to a variety of studies.
States, cities and local agencies use many available tools to take care of our roads and address the negative consequences of winter weather. By plowing snow and using road salt in a safe and sustainable manner, road agencies can reduce accidents on roads under winter driving conditions by as much as 88 percent and can reduce injuries in those crashes by 85 percent, according to a study by Marquette University. Those are significant improvements in safety.
The importance of salt on our roads
The key is in recognizing how road salt works. The purpose of the road salt is not to melt the snow, but rather to stop the snow from freezing to the pavement. If that goal is achieved, then plowing the snow off the road is simple and extremely effective, and it turns out that preventing that bond does not take much salt. The exact amount depends on a variety of factors (example — the colder the road surface, the more salt is needed) and will be different for every storm.
Getting the road salt to the right place means having plow trucks deployed at the correct time, and in order to keep the road salt on the road surface (rather than bouncing off or being swept into a ditch) agencies pre-wet the road salt with salt brine.
In addition to enhancing the safety of our roads in winter conditions, those snow plows are doing a lot to improve mobility. These “snowfighters” reduce weather-caused delays and congestion, allowing for emergency vehicles to respond more quickly when people need help, making for shorter travel times for families, allowing kids and parents to get to school and jobs safely and on time.
In fact, a study by IHS Global Insight for the American Highway Users Alliance found snow- and ice-related delays and shutdowns hurt hourly workers the most. This study also placed a monetary value on fast and effective snow removal and salting. According to the researchers, a state can incur economic losses of between $300 million and $700 million every day that roads are closed and impassable. Those snow plows are not just helping keep families together and safe, they are helping to keep the lifeblood of our commerce pumping during winter storms.
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