A car accident is scary enough to deal with, without having complications in the aftermath. The tips in this article should help you handle things calmly and smoothly.
According to the insurance industry, the average motorist will file a claim for some type of auto collision accident once every 17.9 years. That seems like a good amount of time in between accidents. However, most of those first accidents happen between the ages of 16 and 35. Hopefully, the next accident you get into won’t be too severe. Here are three tips for handling the aftermath of a car accident.
Get Your Car Repaired
You’ll need to get your car repaired. First, check in with your insurance company. If they don’t deem your car to be “totaled,” then your collision coverage should cover the repairs. Most mechanics work with insurance companies and get paid directly by them. It might come as no surprise that the mechanic’s estimate for the repairs will be the exact amount that the insurance company is willing to pay. If the car is totaled, then you might be paid off with the current value. The smart move would be to take that check and apply it as a down payment for a new car.
Decide If an Attorney Is Needed
The first priority after any accident is to make sure all involved are okay. You might feel fine in the immediate aftermath. However, the pain of an injury could show up a few days later. That is when you want to seek immediate medical attention. From that moment forward, you need to document and keep all records pertaining to your injuries. Also keep a record of any lost wages for your injury and any future medical expenses. You will need this information to determine if you are injured enough for a settlement, which will help you decide if you need an attorney on your side.
Follow Your Doctor’s Orders
You should follow your doctor’s orders for your recovery. This is especially vital if you enter into a lawsuit claim. The insurance company involved will be paying close attention to your recovery and assessing the extent of your injuries. If the doctor prescribes ten physical therapy sessions, then you need to go to all ten even if you start feeling fine after the third session. You would also be advised to stay off social media for the duration of your lawsuit. There are many ways your postings can hurt your case.
A car accident is scary enough to deal with, without having complications in the aftermath. Following these tips should help you handle things calmly and smoothly.
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The winter season is typically one of the busiest times of the year for travelers. While millions prepare to hit the road to visit family and see sights they may never have seen before, there’s one essential travel tip that cannot be overlooked: the proper tires. Learn the best time to install your winter tires and how to keep them in safe condition with these guidelines.
6 Steps to Safer Winter Driving
(Family Features) The winter season is typically one of the busiest times of the year for travelers. While millions prepare to hit the road to visit family and see sights they may never have seen before, there’s one essential travel tip that cannot be overlooked: the proper tires.
Winter tires are an essential safety feature for drivers and deliver as much as a 25-50 percent increase in traction over all-season tires, which could be the margin you need to brake in time to avoid trouble.
Winter tire tread design uses thousands of extra traction edges for added grip, and the softer rubber of the tire surface allows the tires to stay pliable in colder temperatures to maintain contact with the road. In addition, winter tires feature aggressive groove patterns for more confident grip on ice, slush and snow.
Learn the best time to install your winter tires and how to keep them in safe condition with these guidelines from the experts at Discount Tire:
Plan ahead. A good rule of thumb: if you can see your breath, you should think about winter tires for all four wheels, even if your area isn’t often affected by ice or snow. When the temperature drops to 45 F and below, all-season tires can start to lose traction and grip.
Keep tabs on pressure. Check your tire pressure at least once a month. For every 10-degree drop in temperature, your tires lose one pound of pressure (PSI). Use a tire pressure gauge to get the proper reading or stop by a tire store, such as your local Discount Tire, for a free air check.
Check your tread with the penny test. Tread depth determines a vehicle’s safe stopping distance. To check your tread depth, stick a penny upside-down in a tread groove. It’s time to replace your tires if Lincoln’s head is visible.
Know the limitations of all-wheel drive. Drivers often mistake all-wheel drive as sufficient for driving in sleet or snow. In reality, all-wheel drive only helps you start from a stop. It doesn’t function in the stopping or steering of a vehicle.
Designate a winter set of wheels, too. Having a set of wheels specifically for your set of winter tires can save you money in the long run. A second set of wheels eliminates the cost of changeover and spares nicer wheels from the wear and tear of ice, slush, snow and salt.
Extend your winter tires’ use. Rotate your tires at least every 6,000 miles, or earlier if irregular or uneven wear develops. Change out your winter tires around tax season. This can help avoid wearing out the rubber in hot months and increase the tires’ lifespans.
As you prepare for winter travel season, visit discounttire.com to find a tire store near you, or search for winter tires specific to your vehicle’s make and model.SOURCE:
According to the National Highway Traffic Safety Administration (NHTSA), more than 20,000 people require medical attention every year as a result of crashes involving trailers towed by passenger vehicles. These recreational outings don’t need to go sideways — nor does whatever you may be towing. Here’s a safety checklist to ensure you are towing the right way.
(BPT) - The onset of warmer weather means taking to the outdoors, be it boating, camping or simply tackling big jobs in the backyard. The result is a heavy increase in traffic on the roads — and often tagging along with the extra vehicles are the trailers, boats and campers that can put motorists at risk.
In fact, according to the National Highway Traffic Safety Administration, more than 20,000 people require medical attention every year as a result of crashes involving trailers towed by passenger vehicles.
These recreational outings don’t need to go sideways — nor does whatever you may be towing. Here’s a safety checklist to ensure you are towing the right way:
Get hitched: A starting point to towing is knowing the pulling capacity of your vehicle, as too much weight can cause a load of problems, no matter how much power your engine has.
When it comes to connecting a trailer to the towing vehicle, a critical component, of course, is the coupler — the part of the hitch system that is attached to the trailer. The coupler needs to be secured, tight and locked.
On the towing vehicle, avoid using a ball mount and hitch that is rusted, cracked, corroded or poorly designed — anything that can compromise its integrity. A safe answer is applying a new hitch, like the Ultra-Tow Complete Tow Kit, which is a durable and easy solution to pull whatever you’re towing.
Bottom line: Always reference the “coupling to tow vehicle” section of your vehicle manual to make sure it is done right.
Feel the (tire) pressure: An often forgotten element on the trailer towing checklist is making sure the trailer’s tire pressure is at the right level. In addition, inspect tires for wear or trauma — and be sure to have a spare.
Be a chain agent: Once you place and pop in the coupler over the ball mount, the next step is applying the safety chains, which need to be rigged to the tow vehicle. Avoid the common mistake of rigging the safety chains to the hitch or ball mount itself. Safety chains are federal law and will keep the trailer from drifting in the event the trailer coupling separates from the ball mount.
Light it up: No matter what you’re driving, communicating with other vehicles is paramount to safety — and that means having properly working brake, tail and turn signal lights. Before departing, sync up the trailer lights with the tow vehicle and test it out so that other motorists will know your actions.
Locked down and loaded: Once everything is hitched, it’s time to load up the cargo. It’s best to be balanced with weight distribution, but put heavier cargo in the front of the trailer. And of course, do not overload.
This pre-departure checklist is only a start. Once on the road, remember the basic safe driving practices when towing a trailer: Drive at moderate speeds, avoid sudden stops, don’t use cruise control and allow more distance for stopping.
No matter how much of a rush you are in to hit the road this summer, don’t take any shortcuts when it comes to towing safely.
Summer is a time for sunshine and road trips. No matter the length of the trip, you’ll want your car safe and functional, especially with your family and friends in the passenger seats. No matter if you’re worried about safety or showing off your ride in style, there are specific steps you can take to prep your car for warmer temperatures.
Prepare Your Car for Summer
(Family Features) Summer is a time for sunshine and road trips. No matter the length of the trip, you’ll want your car safe and functional, especially with your family and friends in the passenger seats.
With summer weather approaching, it can be a great time to inspect your vehicle and make sure everything is up to par. No matter if you’re worried about safety or showing off your ride in style, there are specific steps you can take to prep your car for warmer temperatures:
Inspect your brakes and tires
Check your oil level
Wash your ride
Check your fluids
Test the air conditioning
Add safety essentials
Install new windshield wipers
Look at the coolant
For more tips to prepare for summer fun, visit eLivingToday.com.
5 Tips for Summer Road Trips
For many people, summer means setting out on a road trip in search of bucket-list-worthy excitement or a relaxing vacation.
Whether you’re going down the road to visit family or across the country to see a national monument, it is important to prepare your vehicle – and its tires – before you pull out of the driveway.
These five safety tips can help get your family ready to hit the road this summer:
1. Check Your Tread – A tire’s tread depth can determine a vehicle’s safe stopping distance. You can check your tread depth by sticking a penny upside-down in a tread groove. If you can see President Lincoln’s head, it’s time to replace your tires.
2. Ensure Proper Tire Pressure – Low tire pressure can lead to poor handling and gas mileage, excessive wear and overloading. Drivers should check their tire pressure at least once a month, and especially before any long trip. Use a dependable air gauge or stop by an automotive store like Discount Tire or America’s Tire to take advantage of complimentary air checks.
3. Rotate Often – Tires should be rotated at least every 6,000 miles or earlier if irregular or uneven wear develops.
5. Don’t Overload – The combination of heat and overloading a vehicle, which can be common during summer travel, is one of the most dangerous conditions for a vehicle’s tires as overloaded tires can overheat and possibly fail.
When it comes to summer driving safety, it can be imperative to check your tires early and often. Knowing the condition of your tires can keep your family safe and your vehicle in quality condition.
To learn more about tire safety before a summer road trip, or to schedule an appointment for a tire safety check, visit tires.com.
Photos courtesy of Getty ImagesSOURCE:
(BPT) - As winter progresses, we are likely to see more visibility-reducing weather. Heavy rain, frost, ice and snow can all impair visibility while driving, including reducing the performance of windshield wipers.
Reduced visibility can quickly turn your drive into a stressful situation, especially when you have your precious cargo in the backseat. The notoriously unpredictable weather during the colder months also adds to driver anxiety, with rain and winter weather posing a challenge while behind the wheel. Ultimately, almost 90 percent of driving decisions are based upon vision, according to the official New Jersey Driving Manual, making it a top priority to have properly functioning windshield wipers.
* Inspect regularly: Whether you’re shuttling the kids to practice or running errands, safety is of the utmost importance. A quick maintenance check in your own driveway could help you and your family avoid issues down the road. To make sure windshield wipers are in good condition, check for tears, excessive noise or streaking on the windshield. These are all signs that windshield wipers have reached the end of their lifespan and must be replaced as soon as possible to ensure proper vision.
* Choose wipers for extreme weather: When looking to replace windshield wipers, consider blades that are specially developed to resist cracks from ozone exposure so you’ll have the clearest visibility when driving around town. These windshield wipers will work better in extreme weather while being more durable, providing an even and uniform wipe across the windshield. Bosch ICON beam windshield wipers are one option designed to help sharpen visibility while providing extreme weather safety.
It is important to ensure you are taking the necessary precautions for the best visibility behind the wheel. A simple maintenance check of your windshield wipers will help to keep you and your loved ones safe on the road.
As temperatures drop, drivers should remember that if you can see your breath, you should think about winter tires. Whether you’re planning a cross-country trek or simply driving to and from work daily, exposing your vehicle’s tires to colder weather could lead to potential trouble on the road. To help stay safe on the road this winter, follow these four tire safety tips.
4 Tire Safety Tips for Winter
(Family Features) The same temperature you can begin to see your breath – 45° F – is also when the all-season tires on your car can start to lose traction and grip.
As temperatures drop, drivers should remember that if you can see your breath, you should think about winter tires. Whether you’re planning a cross-country trek or simply driving to and from work daily, exposing your vehicle’s tires to colder weather could lead to potential trouble on the road.
Snow and ice may be fun to play in, but they make for dangerous driving conditions. Winter tires are built for cold-weather conditions and deliver improved starting, stopping and steering control in temperatures 45° F and below. The difference is the tread compound of winter tires, which stays soft and pliable in colder temperatures for superior traction. Add the tread design of winter tires with thousands of extra gripping edges and you get as much as a 25-50 percent increase in traction over all-season tires.
To help stay safe on the road this winter, the experts at Discount Tire recommend following these four tire safety tips:
Your safety is important, that’s why Discount Tire encourages drivers to beat the rush by getting winter ready before the first snowstorm or cold streak of the season hits.
To locate a tire store near you, or search for winter tires specific to your vehicle’s make and model, visit discounttire.com.
Photo courtesy of Getty ImagesSOURCE:
(BPT) - Mobile phones have become an essential part of life for most people, helping them stay connected and increase productivity. However, this technology can also be a distraction when driving, which puts everyone on the road at risk.
More than one-quarter of all car crashes involve phone use, both with handsets and hands-free, the National Safety Council reports. Considering many states and countries don't yet compile and report data on cellphone use following a crash, this number is likely much higher.
Distracted driving isn't just an issue for young adults. High technology use means this is a problem across generations. For professionals in particular, the expectation to stay productive and reachable means a constant temptation to use cellphones when driving.
Recognizing the ethical and liability issues that arise when employees drive while distracted, employers across the country have begun implementing distracted-driving policies. Typically, these policies prohibit employees from using mobile phones while driving on company time.
In January 2017, the NSC reported that Cargill was the largest privately held company to prohibit the use of mobile devices, including hands-free technology, while an employee is driving on behalf of the company. Cargill's Chairman and CEO David MacLennan just marked the one-year anniversary of following the policy.
"I had to try the policy myself first," says MacLennan. "Once I knew what it would take to go completely cellphone free in my car, I could then make it work for our entire company."
Based on his experience, MacLennan offers these six simple steps for anyone looking to eliminate distracted driving yet stay productive and responsive to your job.
1. Auto response
Use a free automated response app to let callers know that you’re driving and can’t take the call. You can personalize the response so incoming calls or texts receive a text message saying you're on the road.
If you’re driving a vehicle outfitted with communication technology, use its “do not disturb” feature to unplug from calls and texts while behind the wheel.
3. Block drive times
Just as you schedule meetings, use shared calendars to block times you’ll be driving. This alerts anyone else connected to your calendar when you’ll be out of touch.
4. Out of sight, out of mind
A study by AT&T found that 62 percent of drivers keep their phones within reach in the car. Put yours where you can’t see or reach it, such as in the back seat.
5. Pull over
If you must take a call while on the road, let it go to voicemail and pull over in a safe location to return the call. Plan pull-over "cellphone stops" along your route if needed.
6. Avoid all distractions
Cellphones aren't the only cause of distracted driving. Eating, grooming and reading are activities people try to tackle while driving. Be smart and simply stay focused on the road.
Driving safely should be everyone's top concern when behind the wheel. These simple steps can make it easier to resist the temptation to pick up the phone or do another activity that can wait until you've arrived, safely, at your destination.
(BPT) - Temps are higher, the days are longer and road trips are planned.
When it comes to getting our cars ready for the road, we habitually adjust our rear-view mirror and double-check fuel levels before putting the car in gear. We sometimes change our engine oil and refill the windshield fluid. Yet we often overlook one of the most important safety features on our vehicles — the tires.
With a little preparation and the right tire maintenance know-how, major issues on the road can be largely avoided. Follow these simple tips to ensure your rubber is ready to meet the road:
1. Choose the right tires for the season.
There are many different tire categories, from ultra-high performance (UHP) tires designed to ensure performance vehicles handle flawlessly at high speeds to highway tires built to provide a smooth, comfortable ride and predictable handling.
It’s important to work with a professional tire technician to decide which tires are best suited for your vehicle and style of driving.
“Today’s tires are available in thousands of fitments providing varying performance, comfort and safety features, making it absolutely necessary to discuss your wants and needs with a knowledgeable tire sales person to ensure you’re getting the desired results,” says Matti Morri, Nokian Tyres technical customer service manager.
For example, a driver looking for balanced performance on varying surfaces — from hot and dry to cool and wet — would be happy with something like the Nokian zLine A/S UHP, designed to perform safely and precisely in variable conditions.
2. Give your tires a once-over for correct air pressure.
One of the easiest ways to extend the life of your tires is to regularly check them for correct air pressure.
Low and uneven inflation will cause a number of problems for your vehicle, including poor handling and reduced comfort, increased
fuel consumption and an overall unsafe driving experience. Tire pressure should be checked once a month and always before longer trips. You should always check tire pressure before hitting the road because driving causes tires to heat up and air pressure to increase. Consult the vehicle’s manual for proper inflation pressures.
3. Check your tread depth.
Tires with inadequate tread are susceptible to poor handling, hydroplaning, reduced gas mileage and more. In fact, tires are considered legally worn out when they reach 2/32 of an inch.
“To ensure your tires will perform safely, it’s crucial to monitor for worn treads,” Morri says. “Nokian Tyres’ products are equipped with Nokian’s Driving Safety Indicator (DSI), which indicates what percentage of tread depth remains, as well as a water drop stamp that disappears when tread is reduced to the point where the risk of hydroplaning is increased.”
Pro tip: A penny and a match are both easy tools to check your tread depth. Stick a penny, facing you, upside down in the tread on multiple spots around the tire. If Lincoln’s head is completely visible, your tread is too worn and you should replace your tires.
Similarly, if you stick the head of a match in your tread and the tip is not completely hidden, your tread is too worn. These are both signs of ultimate worn tread, and you may want to consider new tires before reaching this point.
Before you hit the open road, remember that minor issues can become major roadblocks in the blink of an eye — or turn of the wheel. Take a little extra time to follow these simple tire tips and the only thing you’ll have to worry about is the wind messing up your hair.
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