(BPT) - There has never been a better time to explore health insurance options for your employees through the Small Business Health Options Program (SHOP) Marketplace at HealthCare.gov.
As a small business employer (generally with one to 50 employees), you want to do right by your employees, and that means making sure they have access to the health care that will keep them, and your business, healthy. Through the SHOP Marketplace, small business employers, including small non-profit employers, can find affordable, high-quality private health and dental insurance.
And, if your business enrolls in SHOP Marketplace coverage, you may have access to a tax credit worth up to 50 percent of your premium contribution (up to 35 percent for tax-exempt employers) - making it even more affordable to offer coverage.
The SHOP Marketplace also offers choice and flexibility when it comes to picking the health insurance that works for your employees and your business. You can pick one health insurance plan to offer to your employees, or you can offer your employees a choice of health plans - and still receive and pay one monthly bill. You can also decide what types of coverage to offer (health, dental or both) and whether to offer coverage to dependents. You also control how much you'd like to contribute to employee and dependent premium costs (you can contribute different amounts to employee and dependent costs). It's your choice - you decide what works for the needs of your employees and your bottom line.
You can easily browse, apply and enroll in SHOP Marketplace coverage online at HealthCare.gov. If you have questions, SHOP Marketplace-registered agents and brokers are available to review your options and help you apply and enroll in coverage. The SHOP Call Center, 1-800-706-7893 (TTY: 771), is open and available from 9 a.m. to 7 p.m. ET on weekdays to answer any questions you may have.
To enroll, find an agent or broker, or learn more about the benefits of the SHOP Marketplace, all you have to do is visit HealthCare.gov/small-business.
(BPT) - When it comes to hiring and retaining employees, companies are always looking at new alternatives to build their staffs. However, new research shows that when it comes to attracting top talent, many professionals prefer a return to the basics, meaning stable employment with competitive base pay with traditional medical and retirement benefits are key.
The findings come from a recent survey conducted by the Career Advisory Board, which was established by DeVry University in 2010. The survey asked employees to offer their insight into what is most important for them when looking for the right workplace. Below are some of the most interesting findings.
Predictability over perks
Employees responded resoundingly that they wanted their work life to be more in line with those of the generations before. Eighty-one percent of survey respondents said they would like to work a single, full-time job as opposed to contract work or several smaller positions. This desire rang especially true with millennials as 91 percent of those surveyed agreed.
Respondents also preferred going to the office every day (22 percent) compared to working from remotely full-time (18 percent). Millennials, in particular, were more likely to seek a job where they had to be in the office each day (27 percent).
Stable jobs were valued by 84 percent of survey respondents, while only 16 percent said they preferred a job that may come with riskier employment opportunities.
Employers looking to stay the course
For employers looking to attract and retain top talent, they should focus on solidifying their existing benefits package. A competitive salary remained the most important benefit employees consider in an employer, but traditional offerings such as medical/dental coverage, paid time off and retirement plans were heavily favored over newer perks, including onsite food, wellness offerings and day care.
Employers also don't need to look at making dramatic changes to their existing organizational structure to attract employees. Thirty-six percent said they prefer working for a single manager, while 18 percent said they appreciated the opportunity to report to multiple managers. However, no matter how employers establish their hierarchy, they should always be looking for ways to give employees a chance to impact company decisions. Fifty-six percent said they prefer a job with "authority to make decisions that impact the entire organization," a sign employees care deeply about where they work and want to have a vital role in its growth.
Employees seizing what they want
For employees looking for new positions, the job market is healthier and those with the right skills and attributes will have their pick of positions. As we move further away from the recession years and the economy improves, those who can afford to take their time in their job search are most likely to find a position offering the things most important to them.
"The survey results show us that businesses today need to be good employers, offering stable employment with competitive base pay and traditional medical and retirement benefits," says Alexandra Levit, business and workplace consultant and Career Advisory Board member. "The average American worker isn't necessarily looking for all the bells and whistles."
To learn more about the study, visit www.careeradvisoryboard.org.
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