Finding fulfillment: Is this the right time to switch careers?
(BPT) - The COVID-19 pandemic has impacted people in countless ways. From quarantine and social distancing to remote working, furlough and job loss, many people are reassessing how they spend their time and make money. Turning proverbial lemons into lemonade, people of all ages and backgrounds have decided to pivot their careers to do something that they truly enjoy.
Time provides the gift of insight
With extra time at home, people are taking stock of their jobs and paths for the future. They are exploring hobbies and passions that may have been put on hold. Finding enjoyment in these activities and realizing strengths and talents can be the inspiration for a new chapter. For example:
The silver lining of the pandemic is the gift of time for reflection and self-discovery. However, it's one thing to enjoy a talent or passion, it's another to figure out how to monetize it.
Desire inspires the need for change
Being your own boss is appealing. If you've discovered a talent and you want to make it a career, it's important to explore options that can help set you up for success. Taking orders for custom-made desks can be a rewarding side gig or even full-time career, if you have the space, tools and organization skills. Passionate cooks can explore culinary school and consider hosting online cooking classes to help garner some money and grow their reputation.
For people who desire to help others with budgeting or financial concerns there's no better time to explore the possibilities for a bright, vibrant new career as a financial professional. Organizations such as The Guardian Life Insurance Company provide training on how to build your career and find clients. They partner you with mentors in a team setting so that you can learn from peers as you help clients reach financial confidence. They even provide proprietary software that will help you build plans for clients so they can visualize their future success.
Financial representatives are in demand
A financial representative is someone who owns their own business and makes their own hours. You can decide areas of specialty and what you're most passionate about.
Financial representatives come from all backgrounds and exploring this career doesn't require previous experience. There is a growing need in the industry to have people from diverse groups become financial representatives in order to best represent a diverse group of clientele.
To learn more, visit https://www.guardianlife.com.
Is it time you changed your future?
Many people have been reassessing their life path during the pandemic and desire to make a change so they can spend their time doing something they love while making an honest living. If this is something you've been thinking about, there's no better time to consider options and opportunities.
Most of us have a job that we’ve wanted ever since we were kids. That job led to a choice of school, major, and possibly further schooling. However, after graduation, it can be very difficult trying to secure your dream job, especially if there is a lot of competition. Thankfully, there are things you can do to secure your dream job and find the most fulfilling work you could have ever asked for.
Learn How to Market Yourself
In order to secure your dream job, you need to learn how to market yourself. You need to know what skills you have and be able to present them in a way that makes you stand out from the crowd. It can be tricky to write a resume, or cover letter, or even a LinkedIn profile, as you may not be confident in the skills you have learned, which is why it’s important to practice confidence. Practice your resume building skills. Learn what skills companies want that you have and focus on those skills as you build your resume and cover letters. When working on your LinkedIn profile, you should include a practical title in your profile over a fluffy buzzword that makes you harder to find on LinkedIn. As you learn to market yourself, you’ll become more recognizable and have an easier time securing your dream job.
Learn How to Interview
Another thing you can do to gain your dream job is learn how to interview well. Interviewing can be hard and intimidating. You might be incredibly excited to have this opportunity, but also terrifyingly nervous, and that’s okay. Practice makes perfect. Work on being confident. Dress the part for the job. Practice good posture and a firm handshake. You don’t have to be a perfect interviewee overnight, but employers can tell if you’re confident in the interview. You can’t go wrong with presenting your best foot forward.
Don’t Give Up
Above all, don’t give up. Securing your dream job takes time and work, and much perseverance. You may not get your dream job the first time you try, but don’t let that discourage you. Keep trying. Your dream can become a reality as long as you don’t give up.
Your dream job is ready for the taking, but are you ready for the job? Securing your dream job will take considerable effort but it is worth it. Your dream is waiting.
Read this next: 5 Undeniable Signs That It’s Time for a Career Change
If you’re looking for a change of scenery and workflow, consider a transition to the real estate market. The real estate market has something for everyone. You can find steady careers with modest returns, or higher risk ones that can yield big bucks. The best part about a real estate career is the freedom. Most real estate workers get to set their own schedules, many are self-employed. If you want to make this transition as smooth as possible, here are some things you should do.
Do Your Market Research
Before you dive in, you should do some market research. Check out what jobs are doing well in your area. Don’t just look for jobs that have the potential for high pay. Look for jobs that are lacking in personnel. The less competition you have, the better. Don’t get scared if the housing market isn’t doing super well at the moment either. The market is always fluctuating. Besides, there is always work to be done in real estate. Often when fewer people are buying, more people are renting. By taking the time to research the market and learn how it works, you will be setting yourself up to make smarter decisions for your future.
An Online Education
To work in real estate, most jobs require that you have a license. The process for obtaining the license will ensure that you are aware of all the relevant laws and regulations that govern the work you do. Pay special attention to these things. You’ll need to follow them to maintain a good reputation. One of the best ways to get your real estate license is online. There are a few steps you should take to get your real estate license online. First, pick a real estate school with a good reputation. Second, set aside time in your schedule to work on classes. Third, start the course and work hard.
Learn to Network
While you are working on your license, there is something else you need to work on. Your success as a real estate worker is going to depend in large part on your networking skills. You need to make friends with banks and other money lenders. You should also make contact with other real estate workers. Get comfortable with promoting yourself. If you don’t, no one will. You have to put the word out about your work so that people will hire you.
Working in real estate can be very rewarding. You will be helping people find properties that are the perfect fit for them. You’ll also help your clients avoid bad situations. Not to mention that there usually is a really nice paycheck attached to your work.
Read this next: Considering a Career in Real Estate? Read This First
As our population ages, career options in healthcare are predicted to expand. Nursing is a resilient and wide-ranging career field with significant opportunities, now and in the future. Here's four reasons why you should consider pursuing a degree and a career in nursing.
(BPT) - As time and technology reshape the workforce, most professionals are not in the position to stick with one career until retirement. Nursing offers relevant, future-focused opportunities for people of all ages and experience levels, from those re-entering the workforce or making a career change, to registered nurses pursuing further education. Below, you’ll find four reasons students are pursuing licensure or a degree in nursing (from RN to BSN and beyond), shared by Dr. Bonnie Stegman of Maryville University.
If you are interested in making a direct impact on the lives of individuals and communities, consider nursing. It’s a rewarding career, according to nurses themselves. Nurses provide personal contact and engagement with patients, which has only become more important in today’s often-hectic healthcare environment. At the same time, nursing is an exciting and expanding field with new areas of focus. You have more options than ever to pursue your interests and work at the cutting edge of healthcare.
2. Wide-ranging opportunities
Nursing often is associated with foundational healthcare settings such as primary care practices, hospitals or nursing homes. However, nursing offers many paths to develop the track that’s right for you. Specialties include areas relevant to our aging population, such as gerontology (focused on elderly patients) and genetics (patients with or at risk of hereditary diseases). You also can specialize in public health, working in nonprofit organizations, community health centers or governmental agencies. And you can build on your experience caring for patients and transition into other areas, serving as an administrator or educator, for example.
The opportunities available within nursing let you pick what best fits your needs and preferences. For example, if family responsibilities mean you need to keep a 9-to-5, Monday-Friday schedule, some primary care or specialty practices can accommodate that. Through telehealth, you can provide patient care and education remotely, potentially creating opportunities across geographic areas and time zones. If you’re open to moving around, you might find work as a traveling nurse to be an interesting — and usually well paid — choice. This flexibility means you can adapt and shift your focus as you move through stages and phases of life.
4. Demand and compensation
Nurses are in high demand nationwide, a trend that shows no sign of slowing. That means you can expect competitive salaries and benefits. You’ll find that employers are getting creative in how they recruit and incentivize new hires. Mercy Children’s Hospital in St. Louis recently tested a seasonal staffing option, where nurses could opt to work a full-time schedule from September to June, then take time off in the summer while retaining their benefits — and a guaranteed job in the fall. Such initiatives represent a valuable offering for anyone with childcare considerations. Other employers are providing financial incentives such as signing bonuses and tuition reimbursement.
Make it happen
Once you decide to pursue your licensure or earn a nursing degree, you have a variety of options. It starts with finding a program that offers a realistic path for your existing schedule and responsibilities.
Online programs typically are designed for flexibility. The online nursing offerings at Maryville University include an RN to BSN program with multiple start dates throughout the year that can be completed 100% online to help students balance work and school. You also can find flexible options in on-campus programs. In addition to programs for full-time and transfer students, Maryville’s on-campus pre-licensure nursing options include a part-time evening and weekend program designed for working adults.
As our population ages, career options in healthcare are predicted to expand. Nursing is a resilient and wide-ranging career field with significant opportunities, now and in the future.
Scared of accumulating too much student debt? Afraid that years in college may not really prepare you for the job you desire? Here are 3 career alternatives that you can embark upon right after high school graduation to start earning and doing, rather than waiting years to create your future career.
With student loan debt being around nearly $40,000 per person, it’s understandable why so many people are opting out of college. However, that doesn’t mean that they can live without some form of work. Fortunately for them, there are plenty of careers that pay well, offer a nice income, and don’t require a college degree. Here’s a look at three of the most promising ones.
Real Estate Agent
In general, those who are good at sales stand to make quite a bit of money. Since most sales jobs pay based on commission, the amount of income you can make is potentially higher than many other jobs. You’re paid based on your performance. Being a real estate agent is one such sales career. A real estate agent makes pretty decent money. You make money based on commission. Commission is a percentage of each home sold, typically 6-7%. Nationwide, real estate agents make between $62,000 and $90,000 a year. Most real estate professionals bypass college and go to real estate school instead, where they learn about real estate law, contracts, and other important information pertaining to selling houses or commercial property.
Firefighters bring a widerange of skills to the job, including, of course, firefighting skills as well as people and animal rescue techniques and medical training. In order to do their jobs effectively and to maintain a degree of safety, firefighters must also have a high level of physical fitness. Each city has its own requirements for becoming a firefighter. Usually, would-be firefighters can receive job-specific training by the fire service. However, there are often community classes that will also prepare future firefighters for the job, at least to a certain degree. This job doesn’t usually require a degree, however. Income is dependent on the state where you fight fires. The highest-paid firefighters make more than $75,000 a year.
With the existence of online training companies like Udemy and LinkedIn Learning, it’s entirely possible to learn how to do web design or web development for a fraction of the cost of a bachelor’s degree. While many hiring bosses still look for candidates who have a BA or a BS, many will now consider hiring people based on their portfolios. Designers need some basic skills, like the ability to draw, the ability to use design programs, and the ability to work well with clients.Many designers without a degree will post their work to their social media accounts so that it can be seen by people in their industry. They’ll also attend trade shows and other industry events so that they can meet people in the industry who might help them to get a job down the road. Graphic designers make up to $71,000 a year. Getting a well-paying job these days doesn’t always require a degree, and with the average debt of most college students being in the mid-double digits, it’s easy to understand why more and more people are opting out of a university degree. The key to making a nice living is to find a job that pays well without a degree. These jobs usually require some sort of on-the-job training or a certification course. However, many people working today teach themselves the skills they need to do the job they want, allowing them to save money on a degree and dive right into their chosen field.
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You spend a good portion of your life at work. You need a job to live and thrive. Over time, you may realize that your current employment is not working for you. While it is nicer to be on vacation than to be at work, no one should dread going to a job. There are several important indicators that it is time for a new career.
There Is No More Opportunity to Grow
It can be frustrating when it seems like your colleagues are advancing while you are sitting still. It may be that you do not have the education to go beyond your current level at work. It may be that management likes you where you are. No matter how hard you try, you remain in the same position. If you keep getting passed up for promotion, it may be time to take your life in a new direction.
Your Workplace Culture Is Toxic
One of the challenges of a workplace is the variety of personalities you must interact with. There will always be difficult people. However, some workplaces have troubling relationship dynamics. There may be cliques or other unhealthy groupings. Poor management may have given more authority to domineering personalities. The place may have developed a culture where gossip and disrespect are tolerated. Your workmates may not be your best friends, but you should be able to work together to accomplish what is best for the company.
Your Unique Skills Are Wasted
Every person brings a different skill set to the table. However, your current position may not use some of the gifts that give you the most fulfillment. If you love to code but spend your days filing paperwork, both you and your company are missing out on your skills. If you love interacting with people but spend all your time in a cubicle, it is natural to be frustrated by your work. Look for a career that uses your unique skills and gifts.
Your Commute Makes You Contemplate Vehicular Homicide
Even if you have a great job, getting to and from work can be a real burden. That time you spend in the car is time you could be doing something more productive. Your commute can also be a source of heavy stress that can have serious long-term health consequences. Your commute gets even more dangerous if you're traveling through town, as intersections are famously prone to car accidents. Unless you have the perfect position at work, consider looking for a job a little closer to home.
You’re Only There for the Paycheck
With the amount of time you spend at work, it should be more fulfilling. You are going to spend years working. While the paycheck is important, you also should be looking to do something that gives you purpose. Think about your personal goals in life. If this job is not working towards those goals, it may be time to look for something else.
Seeking a new career can be a risk. You may not love your current position, but at least you know what you are getting. Instead of settling for a mediocre job, find a career that gives you joy. As the saying goes, “If you are not doing what you love, you are wasting your time.”
A lackadaisical approach to benefits enrollment could leave you short on coverage or end up costing you more than it should. Gathering information and making time to thoroughly consider your options and needs can help ensure you’re getting the best value from your employer’s benefits package. Approach this year’s open enrollment with these tips in mind.
Get the Most Out of Your Benefits Enrollment
(Family Features) A lackadaisical approach to benefits enrollment could leave you short on coverage or end up costing you more than it should. Gathering information and making time to thoroughly consider your options and needs can help ensure you’re getting the best value from your employer’s benefits package.
Approach this year’s open enrollment with these tips from the experts at Colonial Life in mind:
Take life changes into account. A major event like a birth or marriage makes you eligible to adjust your benefits between enrollment periods, but there are many other factors that may affect your coverage needs. For example, you may not bother with dental coverage for a newborn, but once that child has some teeth and is mobile, it’s a good idea to add coverage in the event a fall damages a tooth.
Be conscious of changes. It’s quite common to allow your benefits to renew automatically when the enrollment period rolls around. This can create problems as plans and coverages often change from year to year. Deductible amounts, office visit co-pays and even categories of coverage can shift from one year to the next. Even if there aren’t changes to the coverage, there may be a new pricing structure or additions to coverage that could benefit you.
Dedicate some time. When signing up for benefits for the first time, most people spend at least a little time reviewing each plan option. If you have your premiums deducted from your paycheck automatically, you probably don’t give a lot of thought to your benefits, especially if you’re relatively healthy. Open enrollment is the time to give them more than a passing thought.
A survey by Colonial Life showed 69% of employees spend less than 60 minutes learning about their benefits choices, but that limited time commitment can ultimately affect overall job satisfaction.
“This can be a huge problem for both employees and their employers, because a lack of engagement with the benefits program leads to lower morale and higher turnover,” said Steven Johnson, vice president of enrollment solutions at Colonial Life.
Instead of a cursory flip through the materials, dedicate some time to thoroughly review all the information and make notes about areas you have questions.
Discuss your options. Benefits can be complicated, and there are a lot of terms and jargon in the insurance world that can make it hard to understand exactly what your benefits will cover. That’s why it’s a good idea to sit down with a knowledgeable benefits counselor to discuss your family and personal financial situation.
Technology may be king for many aspects of life, but the survey found just 11% of employees name the internet as the place they turn to learn about benefits during enrollment each year. However, 76% of employees turn to humans including HR professionals, coworkers, family and friends.
There isn’t a one-size-fits-all solution for benefits, but a one-on-one counseling session can help simplify the entire benefits process. A private consultation may help you understand how each benefit election impacts your paycheck, as well as simplifying complex benefit concepts, answering your questions and walking you through the enrollment process.
Learn more about how to maximize your benefits at ColonialLife.com.
To gain a better understanding of your benefits, these definitions from HealthCare.gov can help you identify and recognize some common terms.
Benefits: The health care items or services covered under a health insurance plan.
Coinsurance: The percentage of costs of a covered health care service you pay (20%, for example) after you’ve paid your deductible.
Copayment: A fixed amount ($20, for example) you pay for a covered health care service after you’ve paid your deductible.
Deductible: The amount you pay for covered health care services before your insurance plan starts to pay.
Flexible Spending Account: An arrangement through your employer that lets you pay for out-of-pocket medical expenses with tax-free dollars.
Health Savings Account: A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses.
Network: The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services.
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While TV makes it seem as though everyone goes straight from high school into college and only enter the working world after getting a degree, most people actually enter the workforce around the completion of high school, taking whatever early work they can receive with no formal education or training. From there, people work up (if possible), or wind up only making lateral changes as they change jobs (leaving a cashier job at a clothing store for a cashier job at a pet store). Fortunately, there are careers that you can break into without a four-year degree that pay livable wages.
For those interested in criminal justice, there are many paths that can offer a satisfactory living with no degree and are not only police officers or related jobs. Positions such as police dispatch are often given the same city employment titles and benefits as the officers, but with a much safer environment with a more set schedule. Police stations and courts also need clerks and a variety of administrative roles filled.
Though there are highs and lows in the market, real estate prices only go up over the long-term. Because of this, there is a long term need for people familiar with this industry. In addition to general sales, house flipping shows have brought to many people’s attention that there is great money in buying and renovating properties. While the market has changed, house flipping can still be profitable. Neither sales, nor flipping, require a college degree; both can be learned through apprenticeship. Apartment complexes are often seeking roles in managing a large rental environment. You don’t have to own property to work in this field.
Beauty and Wellness
People love to pamper themselves and spend small fortunes to make themselves look better. While many jobs in this industry may require a diploma or certification, those are fairly quick to obtain rather than a BS degree. In addition to selling cosmetics (a system that is already established and often comes with a customer base), careers can include hair, nail and makeup artists, massage therapists, and dietitians. With enough knowledge of the industry, you could even go on to own your own salon or spa.
Completely changing the field, you work in may seem like starting from the beginning, but soft skills (such as customer service) are transferable. Starting new doesn’t mean starting at the bottom.
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