Although the United States has been experiencing rapid economic growth over the past few years, economic downturns are inevitable. Recessions are part of the normal life-span of an economy, so it’s important to take the necessary steps to protect yourself and your career against financial disaster.

Learn Practical Skills

In order to weather the storms of tough finances and competitive job markets, it’s essential to become as versatile and adaptable as possible. One of the best ways to become a valuable job candidate is by spending time and energy to learn practical skills.

In some industries, practical skills are valued more highly than graduate degrees. According to the AACU, practical skills and experience are more transferable between different jobs, companies, and industries. You might consider attending a trade school or pursuing an online certification program. However, a college degree may be required for your specific career. Don’t hastily abandon your plans for formal education; instead, you should focus on gathering as many relevant, versatile skills as you can.

Work for Yourself

According to Franchise Gator, one of the only ways to actually achieve job security is to own your own business. Starting your own business, even if it’s a solo business, can help you take control of your career rather than be at the mercy of one boss. Many business owners have found a greater sense of peace, happiness, and confidence after they took the leap to start their own business.

Do not be deceived; starting and running a business is not an easy venture. There will be a number of challenges and obstacles to overcome in any career, including one in which you work for yourself. But if you have enough courage and tenacity, owning your own business is a great way to protect yourself in the event of a recession.

Build a Strong Network

In almost every industry, employees are familiar with this unspoken truth: it’s not what you know, but who you know that matters. A recent survey published by LinkedIn revealed that 85% of all jobs are filled through networking. For this reason, it’s essential to build a strong career network, both online and in-person. Be eager to jump outside of your comfort zone. Set a goal to meet new people each month to expand your network. Doing so will help create a safety net which you can fall back on during a recession or financial distress.

As you make an effort to learn practical skills, work for yourself, and build a strong career network, you will have the tools you need to keep your career afloat in any financial weather.

Read this next: Careers in Finance That Don’t Require an Advanced Degree

If you’re looking for a change of scenery and workflow, consider a transition to the real estate market. The real estate market has something for everyone. You can find steady careers with modest returns, or higher risk ones that can yield big bucks. The best part about a real estate career is the freedom. Most real estate workers get to set their own schedules, many are self-employed. If you want to make this transition as smooth as possible, here are some things you should do.

Do Your Market Research

Before you dive in, you should do some market research. Check out what jobs are doing well in your area. Don’t just look for jobs that have the potential for high pay. Look for jobs that are lacking in personnel. The less competition you have, the better. Don’t get scared if the housing market isn’t doing super well at the moment either. The market is always fluctuating.  Besides, there is always work to be done in real estate. Often when fewer people are buying, more people are renting. By taking the time to research the market and learn how it works, you will be setting yourself up to make smarter decisions for your future.

An Online Education

To work in real estate, most jobs require that you have a license. The process for obtaining the license will ensure that you are aware of all the relevant laws and regulations that govern the work you do. Pay special attention to these things. You’ll need to follow them to maintain a good reputation. One of the best ways to get your real estate license is online. There are a few steps you should take to get your real estate license online. First, pick a real estate school with a good reputation. Second, set aside time in your schedule to work on classes. Third, start the course and work hard.

Learn to Network

While you are working on your license, there is something else you need to work on. Your success as a real estate worker is going to depend in large part on your networking skills. You need to make friends with banks and other money lenders. You should also make contact with other real estate workers. Get comfortable with promoting yourself. If you don’t, no one will. You have to put the word out about your work so that people will hire you.

Working in real estate can be very rewarding. You will be helping people find properties that are the perfect fit for them. You’ll also help your clients avoid bad situations. Not to mention that there usually is a really nice paycheck attached to your work.

Read this next: Considering a Career in Real Estate? Read This First

(BPT) - As time and technology reshape the workforce, most professionals are not in the position to stick with one career until retirement. Nursing offers relevant, future-focused opportunities for people of all ages and experience levels, from those re-entering the workforce or making a career change, to registered nurses pursuing further education. Below, you’ll find four reasons students are pursuing licensure or a degree in nursing (from RN to BSN and beyond), shared by Dr. Bonnie Stegman of Maryville University.

1. Satisfaction

If you are interested in making a direct impact on the lives of individuals and communities, consider nursing. It’s a rewarding career, according to nurses themselves. Nurses provide personal contact and engagement with patients, which has only become more important in today’s often-hectic healthcare environment. At the same time, nursing is an exciting and expanding field with new areas of focus. You have more options than ever to pursue your interests and work at the cutting edge of healthcare.

2. Wide-ranging opportunities

Nursing often is associated with foundational healthcare settings such as primary care practices, hospitals or nursing homes. However, nursing offers many paths to develop the track that’s right for you. Specialties include areas relevant to our aging population, such as gerontology (focused on elderly patients) and genetics (patients with or at risk of hereditary diseases). You also can specialize in public health, working in nonprofit organizations, community health centers or governmental agencies. And you can build on your experience caring for patients and transition into other areas, serving as an administrator or educator, for example.

3. Flexibility

The opportunities available within nursing let you pick what best fits your needs and preferences. For example, if family responsibilities mean you need to keep a 9-to-5, Monday-Friday schedule, some primary care or specialty practices can accommodate that. Through telehealth, you can provide patient care and education remotely, potentially creating opportunities across geographic areas and time zones. If you’re open to moving around, you might find work as a traveling nurse to be an interesting — and usually well paid — choice. This flexibility means you can adapt and shift your focus as you move through stages and phases of life.

4. Demand and compensation

Nurses are in high demand nationwide, a trend that shows no sign of slowing. That means you can expect competitive salaries and benefits. You’ll find that employers are getting creative in how they recruit and incentivize new hires. Mercy Children’s Hospital in St. Louis recently tested a seasonal staffing option, where nurses could opt to work a full-time schedule from September to June, then take time off in the summer while retaining their benefits — and a guaranteed job in the fall. Such initiatives represent a valuable offering for anyone with childcare considerations. Other employers are providing financial incentives such as signing bonuses and tuition reimbursement.

Make it happen

Once you decide to pursue your licensure or earn a nursing degree, you have a variety of options. It starts with finding a program that offers a realistic path for your existing schedule and responsibilities.

Online programs typically are designed for flexibility. The online nursing offerings at Maryville University include an RN to BSN program with multiple start dates throughout the year that can be completed 100% online to help students balance work and school. You also can find flexible options in on-campus programs. In addition to programs for full-time and transfer students, Maryville’s on-campus pre-licensure nursing options include a part-time evening and weekend program designed for working adults.

As our population ages, career options in healthcare are predicted to expand. Nursing is a resilient and wide-ranging career field with significant opportunities, now and in the future.

With student loan debt being around nearly $40,000 per person, it’s understandable why so many people are opting out of college. However, that doesn’t mean that they can live without some form of work. Fortunately for them, there are plenty of careers that pay well, offer a nice income, and don’t require a college degree. Here’s a look at three of the most promising ones.

Real Estate Agent

In general, those who are good at sales stand to make quite a bit of money. Since most sales jobs pay based on commission, the amount of income you can make is potentially higher than many other jobs. You’re paid based on your performance. Being a real estate agent is one such sales career. A real estate agent makes pretty decent money. You make money based on commission. Commission is a percentage of each home sold, typically 6-7%. Nationwide, real estate agents make between $62,000 and $90,000 a year. Most real estate professionals bypass college and go to real estate school instead, where they learn about real estate law, contracts, and other important information pertaining to selling houses or commercial property.

Firefighter

Firefighters bring a widerange of skills to the job, including, of course, firefighting skills as well as people and animal rescue techniques and medical training. In order to do their jobs effectively and to maintain a degree of safety, firefighters must also have a high level of physical fitness. Each city has its own requirements for becoming a firefighter. Usually, would-be firefighters can receive job-specific training by the fire service. However, there are often community classes that will also prepare future firefighters for the job, at least to a certain degree. This job doesn’t usually require a degree, however. Income is dependent on the state where you fight fires. The highest-paid firefighters make more than $75,000 a year.

Web Designer

With the existence of online training companies like Udemy and LinkedIn Learning, it’s entirely possible to learn how to do web design or web development for a fraction of the cost of a bachelor’s degree. While many hiring bosses still look for candidates who have a BA or a BS, many will now consider hiring people based on their portfolios. Designers need some basic skills, like the ability to draw, the ability to use design programs, and the ability to work well with clients.Many designers without a degree will post their work to their social media accounts so that it can be seen by people in their industry. They’ll also attend trade shows and other industry events so that they can meet people in the industry who might help them to get a job down the road. Graphic designers make up to $71,000 a year. Getting a well-paying job these days doesn’t always require a degree, and with the average debt of most college students being in the mid-double digits, it’s easy to understand why more and more people are opting out of a university degree. The key to making a nice living is to find a job that pays well without a degree. These jobs usually require some sort of on-the-job training or a certification course. However, many people working today teach themselves the skills they need to do the job they want, allowing them to save money on a degree and dive right into their chosen field.

Here’s another article you might enjoy:
http://www.theideapublishing.com/entertaining/4-ways-to-recreate-your-entertaining-space

(BPT) - Careers in the video game industry are highly desirable, and for good reason. Working for a video game company can be rewarding, and equally important, turns a favorite pastime into an exciting career. However, for tween and teen girl gamers, the prospect of one day working in the video game industry may seem daunting. While 46% of the U.S. gamer population is female, women account for only 22% of video game developers.

Women are taking the reins developing, designing and marketing video games. Lisa Wackenhuth Svanström, a 3D Artist at Star Stable Entertainment, a multiplayer game full of horses, magic and adventure, offers career advice to young women who may want a career in the video game industry:

1. What inspired you to build a career in the video game industry?

I am a life-long gamer, artist and digital creator and now, my official title at Star Stable is 3D Artist. Working for a company like this allows me to unite my interests and skills to create magic for girl gamers around the world. The artistic process of designing the 3D horses inspires me the most. It is so rewarding to have an idea in my mind, sketch out a new design and work with all the visuals such as 3D models, characters, textures, environments, props and ultimately release the final product for horse-loving girls who play our game every day.

2. What are the types of jobs for women in the development studio?

To build a game, artists (3D, 2D, VFX and animators), designers and programmers need to work closely together from start to finish. Artists work on the overall creative vision. Designers work with the mechanics and features. Then, programmers use their coding knowledge to bring it all to life. We work with producers to make sure that all tasks associated with the development process are completed on time and tracking with the overall vision of the project. As the industry continues to grow and evolve, developers focused on mobile and virtual/mixed reality are in high demand, as are tech animators, who use a combination of creative and animation skills to solve issues related to art production.

3. What other types of jobs do women have in the industry outside the development studio?

I have built my career in game art, but it takes dozens of people with specific skillsets for a video game company to succeed. Community managers interact with players daily to ensure they are having a positive experience with the game and make sure fan feedback is implemented. We also have women running the business at the executive level and as product managers and business developers. There are multiple opportunities, inside and out of the development studio, so you must embrace your skills and interests to find which career path you would enjoy most.

4. What are the most important skills needed to succeed?

I recommend that budding video game developers find a network, get to know different game engines, become familiar with 2D and 3D software, and try new games all the time. Then, become a specialist in the aspect that interests you the most. Developing specific skills is important but developing into a well-rounded person with a broad view of the world is equally important. It is also good to dive into sports, learn the arts, take a computer class or explore theater. Never stop learning and challenging yourself.

5. What advice do you have for young girls who want a career in video games?

A career in the video game industry, perhaps born out of a hobby or passion, is legitimate and can be profitable too. Today, there are dedicated game developing programs at universities. And, whether a teen dreaming of a future career, a university student or already in a career, finding a role model is key. I am fortunate to work with smart, talented women across all disciplines in the business of video games, each of whom bring something different to the table. Seek opinions from colleagues or bosses who have different work than yours — find a marketer, back-end programmer or member of the executive team and learn from them.

It’s also important to find a company that embraces women in all roles and embodies a culture of inclusivity and accessibility — the Star Stable team is more than 50% women. Finally, give back. If every woman who is part of the 22% proactively mentors other young women, imagine the next generation who will one day grow up to become our colleagues!

(BPT) - The U.S. workforce is in the midst of an influx with 65 million workers from Generation Z beginning to look for jobs, according to BridgeWorks Consulting. This group of workers, born after 1997, do not remember a time without the internet and have grown up in a post-2008 recession era of financial responsibility, meaning what motivates them differs greatly from previous generations.

The combination of Gen Zers’ financially savvy, entrepreneurial spirit and their deeply rooted relationship with technology means employers need to reassess and diversify the ways they interact with and what they offer candidates. This also creates challenges in identifying the groups’ reason for choosing a field or job, placing the pressure on the hiring business or brand to stand out as an attractive experience.

“With this generation, the onus is on employers to learn how to relate to and attract their next employees,” said Kristen Wahl, director of the EcoCAR Mobility Challenge, the current Advanced Vehicle Technology Competition sponsored by the U.S. Department of Energy, General Motors and MathWorks.

EcoCAR’s recent study of college students participating in the competition revealed two key insights that translate across industries and may help employers of all types better understand who their co-workers and employees of the future will be.

Tech is integral to all aspects of their lives

Gen Z hasn’t known a time without access to infinite information at their fingertips as smartphones debuted when many were infants. Easy access to information has allowed Gen Zers to be curious learners and interact with companies and brands much earlier than generations past.

The study shows job seekers are likely to engage with online articles (62 percent) and videos (61 percent) along with other content on social media, which can be a great starting point for hiring companies to build their relationship with the Gen Z workforce. These insights apply to all companies — from large national companies to local small businesses — and are easily attainable through a variety of online channels.

“Our insights show interaction between Gen Z and employers must start before the next hiring cycle or career fairs,” said Wahl. “Employers of all sizes should be aware how their future employees interact with their brand before they are looking to hire.”

Personal and career growth are imperative

Gen Zers are seen as self-starters that take pride and responsibility for their own career paths with 76 percent believing they are culpable for driving their own career trajectory and 42 percent with hopes of self-employment, according to Concordia University-St. Paul. The entrepreneurial work ethic and concerns of financial security can explain the emphasis placed on professional and personal growth. Our research shows young job seekers agree on the importance of career advancement opportunities (98 percent), competitive wages (97 percent) and personal learning and development opportunities (96 percent). Regardless of industry or job-level, Gen Zers see a link between personal and professional growth and seek employers who share that thinking.

“Employers who can reach prospective job seekers early in their process and then deliver a fulfilling day-to-day experience with proper compensation will be prepared to both attract and retain the incoming wave of young workers,” said Wahl.

(BPT) - To say ClassPass founder Payal Kadakia keeps busy is an understatement. The fitness platform she founded operates at 15,000 partner sites across 80 cities worldwide and is continuing to expand. Kadakia also founded Sa Dance Company, a bicoastal Indian dance troupe that performs at major venues across Los Angeles and New York.

Kadakia works 10-hour days and then dances for another three; plus, she finds time to fit in workouts daily. Kadakia offers the following time-tested tips on how to own your everyday through preparation, planning and purpose.

1) Preparation: Kadakia always keeps a suitcase packed with spares of essentials — chargers and adapters, toiletries, a favorite scarf that doubles as a cozy blanket, and almonds, her go-to snack for all her favorite adventures. Kadakia loves almonds because they have the protein and fiber she needs to stay full and nourished, whether she’s in the boardroom, in the air or about to perform on stage.

2) Planning: Kadakia meticulously plans out her schedule to make sure every moment is spent with intent. Time is her most precious resource, so detailed planning enables her to make every minute count. “I spend Sundays planning my week, and I begin each morning sipping antioxidant-rich green tea while reviewing my calendar, goals and actions for the day,” says Kadakia. “An integral part of my planning includes the careful scheduling of meals, workouts and snacks. Not only do I want every minute to count, but I also want every nutrient to count. I always carry almonds in my purse and my gym bag so I’m never caught hungry or tempted by poor food choices.” Kadakia takes a similar approach to planning her workouts. She doesn’t just schedule an exercise class — she also books second- and third-choice classes in case her first choice falls through.

3) Purpose: “Everyone has a purpose, whether they know it or not,” said Kadakia. “You owe it to yourself to identify it and pursue it with zeal. My personal purpose is to help people live their lives fully. It’s no coincidence that this is ClassPass’ mission, too. It has guided me through tough decisions — like quitting my safe day job years ago to create ClassPass and abandoning products that were working well but not well enough — and it has always guided me to fill my days with meaning.”

Armed with preparation, planning and purpose, anyone can own their everyday. It’s yours to seize.