Get Personal with Your Workplace Benefits
(Family Features) Choosing employee benefits during annual enrollment is often one of the most important financial decisions you make each year.
If your company is like most, it offers benefits to protect you and your family physically, emotionally and financially. In fact, 9 out of 10 employers in a Dynata survey on behalf of Colonial Life and Unum said they have no plans to eliminate or reduce employer-paid insurance benefits. Some employers even plan to boost comprehensive coverage, increasing benefit options or adding telehealth coverage.
Before you enroll, understand your needs and the different coverages available, especially supplemental benefits you can usually pay for through payroll deduction.
Supplemental Benefits Add Coverage and Financial Protection
The major types of supplemental benefits include:
Why You Might Need Supplemental Benefits
Supplemental benefits can help bridge the financial gap. You can use your benefits for uncovered medical costs such as deductibles and copayments or nonmedical expenses such as travel for treatment or child care during recovery. You also don’t have to be sick or injured to take advantage of some supplemental coverage. Many plans include a wellness benefit that can pay a set amount for preventive screenings or diagnostic tests.
Visit unum.com/enrollment to learn more about common insurance benefits.
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Here's four reasons why pursuing an online nursing degree may give you a leg up in the competitive health care environment. See the full Medium article here.
As our population ages, career options in healthcare are predicted to expand. Nursing is a resilient and wide-ranging career field with significant opportunities, now and in the future. Here's four reasons why you should consider pursuing a degree and a career in nursing.
(BPT) - As time and technology reshape the workforce, most professionals are not in the position to stick with one career until retirement. Nursing offers relevant, future-focused opportunities for people of all ages and experience levels, from those re-entering the workforce or making a career change, to registered nurses pursuing further education. Below, you’ll find four reasons students are pursuing licensure or a degree in nursing (from RN to BSN and beyond), shared by Dr. Bonnie Stegman of Maryville University.
If you are interested in making a direct impact on the lives of individuals and communities, consider nursing. It’s a rewarding career, according to nurses themselves. Nurses provide personal contact and engagement with patients, which has only become more important in today’s often-hectic healthcare environment. At the same time, nursing is an exciting and expanding field with new areas of focus. You have more options than ever to pursue your interests and work at the cutting edge of healthcare.
2. Wide-ranging opportunities
Nursing often is associated with foundational healthcare settings such as primary care practices, hospitals or nursing homes. However, nursing offers many paths to develop the track that’s right for you. Specialties include areas relevant to our aging population, such as gerontology (focused on elderly patients) and genetics (patients with or at risk of hereditary diseases). You also can specialize in public health, working in nonprofit organizations, community health centers or governmental agencies. And you can build on your experience caring for patients and transition into other areas, serving as an administrator or educator, for example.
The opportunities available within nursing let you pick what best fits your needs and preferences. For example, if family responsibilities mean you need to keep a 9-to-5, Monday-Friday schedule, some primary care or specialty practices can accommodate that. Through telehealth, you can provide patient care and education remotely, potentially creating opportunities across geographic areas and time zones. If you’re open to moving around, you might find work as a traveling nurse to be an interesting — and usually well paid — choice. This flexibility means you can adapt and shift your focus as you move through stages and phases of life.
4. Demand and compensation
Nurses are in high demand nationwide, a trend that shows no sign of slowing. That means you can expect competitive salaries and benefits. You’ll find that employers are getting creative in how they recruit and incentivize new hires. Mercy Children’s Hospital in St. Louis recently tested a seasonal staffing option, where nurses could opt to work a full-time schedule from September to June, then take time off in the summer while retaining their benefits — and a guaranteed job in the fall. Such initiatives represent a valuable offering for anyone with childcare considerations. Other employers are providing financial incentives such as signing bonuses and tuition reimbursement.
Make it happen
Once you decide to pursue your licensure or earn a nursing degree, you have a variety of options. It starts with finding a program that offers a realistic path for your existing schedule and responsibilities.
Online programs typically are designed for flexibility. The online nursing offerings at Maryville University include an RN to BSN program with multiple start dates throughout the year that can be completed 100% online to help students balance work and school. You also can find flexible options in on-campus programs. In addition to programs for full-time and transfer students, Maryville’s on-campus pre-licensure nursing options include a part-time evening and weekend program designed for working adults.
As our population ages, career options in healthcare are predicted to expand. Nursing is a resilient and wide-ranging career field with significant opportunities, now and in the future.
While there are many benefits to earning a degree, not all jobs require that you have gone to college. There are several high-paying careers that offer entry-level opportunities to people without college degrees. Here are four of the best fields to consider when you're looking to earn a solid salary even if you do not have a college degree.
Surprisingly, there are a variety of jobs in the healthcare field that do not require a degree. While most need some type of training or certification to perform, you don't need a college degree to get started. One of the most high-paying job titles is ultrasound technician. Diagnostic medical sonographers earn an average salary of about $70,000 annually. This field also boasts an abundance of opportunity for upward mobility within the field.
Being a truck driver is a fantastic way to see the country while being paid to do so. Many truck driving jobs will require you to have a CDL, which does require certification. A career in truck driving also offers a flexible schedule, which is ideal for when you have other obligations. You can choose the routes that you want to take based on your availability. There is currently a shortage of truck drivers in the U.S., providing job seekers with plenty of opportunity.
Real Estate Agent
As a real estate agent, your primary function is to help clients buy and sell commercial or residential property. Ultimately, this job requires people skills, the ability to research properties, and strong negotiating skills so that you can secure favorable real estate deals for your clients. In addition to getting your real estate license, you will need to complete a training course that meets your state's minimum hours. This job allows you to be your own boss, which means that you can set your own schedule and determine how much work you want to take on.
Computer Support Specialist
In today's increasingly wired world, the demand for computer support specialists is high. This industry encompasses titles such as tech support specialist, help desk technician, IT specialist, and IT consultant. This career pays a median salary of about $50,000 annually. Good candidates for this job include people who enjoy communicating with other people and do not mind spending most of the day on the phone helping to troubleshoot computer issues.
There are myriad career options that do not require you to have a college degree. With the right research and commitment to gaining the skills that you need, you can be well on your way to a high-paying job in a variety of fields.
Read this other article for some more great career ideas!
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