As our population ages, career options in healthcare are predicted to expand. Nursing is a resilient and wide-ranging career field with significant opportunities, now and in the future. Here's four reasons why you should consider pursuing a degree and a career in nursing.
(BPT) - As time and technology reshape the workforce, most professionals are not in the position to stick with one career until retirement. Nursing offers relevant, future-focused opportunities for people of all ages and experience levels, from those re-entering the workforce or making a career change, to registered nurses pursuing further education. Below, you’ll find four reasons students are pursuing licensure or a degree in nursing (from RN to BSN and beyond), shared by Dr. Bonnie Stegman of Maryville University.
If you are interested in making a direct impact on the lives of individuals and communities, consider nursing. It’s a rewarding career, according to nurses themselves. Nurses provide personal contact and engagement with patients, which has only become more important in today’s often-hectic healthcare environment. At the same time, nursing is an exciting and expanding field with new areas of focus. You have more options than ever to pursue your interests and work at the cutting edge of healthcare.
2. Wide-ranging opportunities
Nursing often is associated with foundational healthcare settings such as primary care practices, hospitals or nursing homes. However, nursing offers many paths to develop the track that’s right for you. Specialties include areas relevant to our aging population, such as gerontology (focused on elderly patients) and genetics (patients with or at risk of hereditary diseases). You also can specialize in public health, working in nonprofit organizations, community health centers or governmental agencies. And you can build on your experience caring for patients and transition into other areas, serving as an administrator or educator, for example.
The opportunities available within nursing let you pick what best fits your needs and preferences. For example, if family responsibilities mean you need to keep a 9-to-5, Monday-Friday schedule, some primary care or specialty practices can accommodate that. Through telehealth, you can provide patient care and education remotely, potentially creating opportunities across geographic areas and time zones. If you’re open to moving around, you might find work as a traveling nurse to be an interesting — and usually well paid — choice. This flexibility means you can adapt and shift your focus as you move through stages and phases of life.
4. Demand and compensation
Nurses are in high demand nationwide, a trend that shows no sign of slowing. That means you can expect competitive salaries and benefits. You’ll find that employers are getting creative in how they recruit and incentivize new hires. Mercy Children’s Hospital in St. Louis recently tested a seasonal staffing option, where nurses could opt to work a full-time schedule from September to June, then take time off in the summer while retaining their benefits — and a guaranteed job in the fall. Such initiatives represent a valuable offering for anyone with childcare considerations. Other employers are providing financial incentives such as signing bonuses and tuition reimbursement.
Make it happen
Once you decide to pursue your licensure or earn a nursing degree, you have a variety of options. It starts with finding a program that offers a realistic path for your existing schedule and responsibilities.
Online programs typically are designed for flexibility. The online nursing offerings at Maryville University include an RN to BSN program with multiple start dates throughout the year that can be completed 100% online to help students balance work and school. You also can find flexible options in on-campus programs. In addition to programs for full-time and transfer students, Maryville’s on-campus pre-licensure nursing options include a part-time evening and weekend program designed for working adults.
As our population ages, career options in healthcare are predicted to expand. Nursing is a resilient and wide-ranging career field with significant opportunities, now and in the future.
Scared of accumulating too much student debt? Afraid that years in college may not really prepare you for the job you desire? Here are 3 career alternatives that you can embark upon right after high school graduation to start earning and doing, rather than waiting years to create your future career.
With student loan debt being around nearly $40,000 per person, it’s understandable why so many people are opting out of college. However, that doesn’t mean that they can live without some form of work. Fortunately for them, there are plenty of careers that pay well, offer a nice income, and don’t require a college degree. Here’s a look at three of the most promising ones.
Real Estate Agent
In general, those who are good at sales stand to make quite a bit of money. Since most sales jobs pay based on commission, the amount of income you can make is potentially higher than many other jobs. You’re paid based on your performance. Being a real estate agent is one such sales career. A real estate agent makes pretty decent money. You make money based on commission. Commission is a percentage of each home sold, typically 6-7%. Nationwide, real estate agents make between $62,000 and $90,000 a year. Most real estate professionals bypass college and go to real estate school instead, where they learn about real estate law, contracts, and other important information pertaining to selling houses or commercial property.
Firefighters bring a widerange of skills to the job, including, of course, firefighting skills as well as people and animal rescue techniques and medical training. In order to do their jobs effectively and to maintain a degree of safety, firefighters must also have a high level of physical fitness. Each city has its own requirements for becoming a firefighter. Usually, would-be firefighters can receive job-specific training by the fire service. However, there are often community classes that will also prepare future firefighters for the job, at least to a certain degree. This job doesn’t usually require a degree, however. Income is dependent on the state where you fight fires. The highest-paid firefighters make more than $75,000 a year.
With the existence of online training companies like Udemy and LinkedIn Learning, it’s entirely possible to learn how to do web design or web development for a fraction of the cost of a bachelor’s degree. While many hiring bosses still look for candidates who have a BA or a BS, many will now consider hiring people based on their portfolios. Designers need some basic skills, like the ability to draw, the ability to use design programs, and the ability to work well with clients.Many designers without a degree will post their work to their social media accounts so that it can be seen by people in their industry. They’ll also attend trade shows and other industry events so that they can meet people in the industry who might help them to get a job down the road. Graphic designers make up to $71,000 a year. Getting a well-paying job these days doesn’t always require a degree, and with the average debt of most college students being in the mid-double digits, it’s easy to understand why more and more people are opting out of a university degree. The key to making a nice living is to find a job that pays well without a degree. These jobs usually require some sort of on-the-job training or a certification course. However, many people working today teach themselves the skills they need to do the job they want, allowing them to save money on a degree and dive right into their chosen field.
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A lackadaisical approach to benefits enrollment could leave you short on coverage or end up costing you more than it should. Gathering information and making time to thoroughly consider your options and needs can help ensure you’re getting the best value from your employer’s benefits package. Approach this year’s open enrollment with these tips in mind.
Get the Most Out of Your Benefits Enrollment
(Family Features) A lackadaisical approach to benefits enrollment could leave you short on coverage or end up costing you more than it should. Gathering information and making time to thoroughly consider your options and needs can help ensure you’re getting the best value from your employer’s benefits package.
Approach this year’s open enrollment with these tips from the experts at Colonial Life in mind:
Take life changes into account. A major event like a birth or marriage makes you eligible to adjust your benefits between enrollment periods, but there are many other factors that may affect your coverage needs. For example, you may not bother with dental coverage for a newborn, but once that child has some teeth and is mobile, it’s a good idea to add coverage in the event a fall damages a tooth.
Be conscious of changes. It’s quite common to allow your benefits to renew automatically when the enrollment period rolls around. This can create problems as plans and coverages often change from year to year. Deductible amounts, office visit co-pays and even categories of coverage can shift from one year to the next. Even if there aren’t changes to the coverage, there may be a new pricing structure or additions to coverage that could benefit you.
Dedicate some time. When signing up for benefits for the first time, most people spend at least a little time reviewing each plan option. If you have your premiums deducted from your paycheck automatically, you probably don’t give a lot of thought to your benefits, especially if you’re relatively healthy. Open enrollment is the time to give them more than a passing thought.
A survey by Colonial Life showed 69% of employees spend less than 60 minutes learning about their benefits choices, but that limited time commitment can ultimately affect overall job satisfaction.
“This can be a huge problem for both employees and their employers, because a lack of engagement with the benefits program leads to lower morale and higher turnover,” said Steven Johnson, vice president of enrollment solutions at Colonial Life.
Instead of a cursory flip through the materials, dedicate some time to thoroughly review all the information and make notes about areas you have questions.
Discuss your options. Benefits can be complicated, and there are a lot of terms and jargon in the insurance world that can make it hard to understand exactly what your benefits will cover. That’s why it’s a good idea to sit down with a knowledgeable benefits counselor to discuss your family and personal financial situation.
Technology may be king for many aspects of life, but the survey found just 11% of employees name the internet as the place they turn to learn about benefits during enrollment each year. However, 76% of employees turn to humans including HR professionals, coworkers, family and friends.
There isn’t a one-size-fits-all solution for benefits, but a one-on-one counseling session can help simplify the entire benefits process. A private consultation may help you understand how each benefit election impacts your paycheck, as well as simplifying complex benefit concepts, answering your questions and walking you through the enrollment process.
Learn more about how to maximize your benefits at ColonialLife.com.
To gain a better understanding of your benefits, these definitions from HealthCare.gov can help you identify and recognize some common terms.
Benefits: The health care items or services covered under a health insurance plan.
Coinsurance: The percentage of costs of a covered health care service you pay (20%, for example) after you’ve paid your deductible.
Copayment: A fixed amount ($20, for example) you pay for a covered health care service after you’ve paid your deductible.
Deductible: The amount you pay for covered health care services before your insurance plan starts to pay.
Flexible Spending Account: An arrangement through your employer that lets you pay for out-of-pocket medical expenses with tax-free dollars.
Health Savings Account: A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses.
Network: The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services.
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While there are many benefits to earning a degree, not all jobs require that you have gone to college. There are several high-paying careers that offer entry-level opportunities to people without college degrees. Here are four of the best fields to consider when you're looking to earn a solid salary even if you do not have a college degree.
Surprisingly, there are a variety of jobs in the healthcare field that do not require a degree. While most need some type of training or certification to perform, you don't need a college degree to get started. One of the most high-paying job titles is ultrasound technician. Diagnostic medical sonographers earn an average salary of about $70,000 annually. This field also boasts an abundance of opportunity for upward mobility within the field.
Being a truck driver is a fantastic way to see the country while being paid to do so. Many truck driving jobs will require you to have a CDL, which does require certification. A career in truck driving also offers a flexible schedule, which is ideal for when you have other obligations. You can choose the routes that you want to take based on your availability. There is currently a shortage of truck drivers in the U.S., providing job seekers with plenty of opportunity.
Real Estate Agent
As a real estate agent, your primary function is to help clients buy and sell commercial or residential property. Ultimately, this job requires people skills, the ability to research properties, and strong negotiating skills so that you can secure favorable real estate deals for your clients. In addition to getting your real estate license, you will need to complete a training course that meets your state's minimum hours. This job allows you to be your own boss, which means that you can set your own schedule and determine how much work you want to take on.
Computer Support Specialist
In today's increasingly wired world, the demand for computer support specialists is high. This industry encompasses titles such as tech support specialist, help desk technician, IT specialist, and IT consultant. This career pays a median salary of about $50,000 annually. Good candidates for this job include people who enjoy communicating with other people and do not mind spending most of the day on the phone helping to troubleshoot computer issues.
There are myriad career options that do not require you to have a college degree. With the right research and commitment to gaining the skills that you need, you can be well on your way to a high-paying job in a variety of fields.
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Despite societal stereotypes that suggest female relationships encourage anxiety, pressure and judgment, it has been found that women can have a positive impact on other women as an engine for ambition. These tips can help support women aspiring to have “it all” be the best versions of themselves.
How women can inspire other women
(Family Features) Having “it all” is a concept women have discussed and aspired to attain for nearly 40 years. Still, the conversation continues because no one has determined what having it all actually means.
A first-of-its-kind social experiment dug deeper into the choices women make in life and uncovered that female relationships often play a significant role. In collaboration with Dr. Emily Balcetis, Associate Professor of Psychology at New York University, Lean Cuisine asked women to define their “ideal life,” as part of the ItAll social experiment.
The experience explored how women answered questions alone versus in the presence of other women in their lives. The results showed that women help each other set a higher bar for themselves. In fact, 89 percent of women set more ambitious goals in the presence of other women.
Despite societal stereotypes that suggest female relationships encourage anxiety, pressure and judgment, this experiment determined that women have a positive impact on other women as an engine for ambition.
“We rarely talk about the positive power of female relationships that we saw firsthand in the ItAll experiment,” Balcetis said. “Women can encourage each other to shoot for more where it matters most, rather than working to accomplish something less fulfilling only because society says they should. Women have a truly unique way of inspiring each other to reach their own greatest potential.”
Balcetis offers these tips, which were observed during the ItAll social experiment, to support women aspiring to be the best versions of themselves:
Be a Role Model
For example, the ItAll experiment first surveyed female participants individually then allowed them to express their aspirations in the presence of familiar, influential women in their lives. Life choices became less conservative when others were involved. For example, participants declared a desire for higher salaries, chose to work more hours, wanted to spend more time with friends and be more involved with children.
Start a Conversation
Learn more about the social experiment and discover ideas to spur ambition for your own life at youtube.com/leancuisine.
Photo courtesy of Getty Images (women talking)SOURCE:
Often, employees enroll in medical insurance plans for protection against unpredictable events, sudden illness or serious health concerns that may result in expensive medical bills. Getting the most from your benefits requires understanding coverages and deductibles, as well as taking advantage of voluntary benefits, like dental, vision and hearing, to stay healthy and save money.
4 Ways to Stretch Your Health Benefits
Avoid surprises. About 91 percent of adults in the United States are confused about what their benefits cover, according to a recent Harris poll. The best starting point is to review your plan so you understand the care and services covered. If you have a high-deductible plan, you will need to pay for most or a percentage of the health costs until reaching the individual or family deductible. Be prepared to pay any copayments or deductibles the plan requires before receiving care. Also, before scheduling appointments, ask for a cost estimate for the appointment, tests or service.
Preventive dental and vision. Many voluntary plans, such as dental and vision, offer preventive exams, such as routine cleanings and vision exams, that are fully covered. That’s because these preventive exams help to maintain and improve overall health and help reduce health costs. Voluntary coverage is affordable and many plans offer added incentives. For example, coverage for LASIK, dental, vision and hearing benefits can increase from one year to the next for those who continue to enroll and use their benefits. Members could earn monetary rewards to use for dental, vision, LASIK, orthodontia and hearing benefits, care materials and services simply by using their benefits and keeping the benefits paid out under a specified amount.
Medical screenings. Routine health screenings, such as mammograms, immunizations, colonoscopy procedures and prostate cancer screenings, which may be covered fully or in part by your medical coverage, can help you stay healthy and lower health care costs.
Get paid to save. Many employers encourage employees to save money by matching a percentage of the amount the employee contributes to the plan. If available, enroll in a Health Savings Account or Flexible Spending Account to set aside money to pay for health care costs.
Learn more about the questions to ask when reviewing benefit plans at ameritasinsight.com.
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