Get Personal with Your Workplace Benefits
(Family Features) Choosing employee benefits during annual enrollment is often one of the most important financial decisions you make each year.
If your company is like most, it offers benefits to protect you and your family physically, emotionally and financially. In fact, 9 out of 10 employers in a Dynata survey on behalf of Colonial Life and Unum said they have no plans to eliminate or reduce employer-paid insurance benefits. Some employers even plan to boost comprehensive coverage, increasing benefit options or adding telehealth coverage.
Before you enroll, understand your needs and the different coverages available, especially supplemental benefits you can usually pay for through payroll deduction.
Supplemental Benefits Add Coverage and Financial Protection
The major types of supplemental benefits include:
Why You Might Need Supplemental Benefits
Supplemental benefits can help bridge the financial gap. You can use your benefits for uncovered medical costs such as deductibles and copayments or nonmedical expenses such as travel for treatment or child care during recovery. You also don’t have to be sick or injured to take advantage of some supplemental coverage. Many plans include a wellness benefit that can pay a set amount for preventive screenings or diagnostic tests.
Visit unum.com/enrollment to learn more about common insurance benefits.
Photo courtesy of Getty ImagesSOURCE:
Interested in Publishing on The Career IDEA?
Send your query to the Publisher today!
Get this content for your website with our RSS Feed below!