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10 things you don't know about meningitis

6/28/2018

 
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Jamie Schanbaum, GSK spokesperson, U.S. Para-athlete and meningitis survivor

By Jamie Schanbaum, GSK spokesperson, U.S. Para-athlete and meningitis survivor. Before I contracted bacterial meningitis in 2008, I had never heard of it. I didn’t know how it was transmitted, what the symptoms were or how to help prevent it. After spending seven months in the hospital and losing all my fingers and both legs below the knee, I learned as much as I could about meningococcal disease. Now I want others to know what I didn’t.



(BPT) - By Jamie Schanbaum, GSK spokesperson, U.S. Para-athlete and meningitis survivor

Before I contracted bacterial meningitis in 2008, I had never heard of it. I didn’t know how it was transmitted, what the symptoms were or how to help prevent it. After spending seven months in the hospital and losing all my fingers and both legs below the knee, I learned as much as I could about meningococcal disease. Now I want others to know what I didn’t.
  1. Meningococcal meningitis, often referred to as meningitis, is an inflammation of the protective membranes, or meninges, covering the brain and spinal cord.[1]
  2. About one in 10 people carry the bacteria, Neisseria meningitidis, that can cause meningitis. These bacteria live in the back of the nose and throat. People who have the bacteria without any signs or symptoms of the disease are called “carriers.”[2]
  3. Meningitis is uncommon but can be fatal. About one in 10 people infected with meningococcal disease will die.[3]
  4. About one in five meningitis survivors will suffer long-term disability, such as loss of limbs (like me), brain damage, deafness and nervous system problems.[4]
  5. Young adults, including college students and those living in close quarters, are at increased risk for meningitis due to close contact with each other, sharing drinks or eating utensils, kissing or even just coughing.[5],[6] I was 20 years old and in my first semester at the University of Texas when I contracted meningitis. I didn’t know about this increased risk.
  6. Early symptoms may be similar to those of a cold or the flu, but can progress quickly and can be fatal, or cause disability within 24 hours.[7],[8] Symptoms can include fever, headache and stiff neck as well as nausea, vomiting, sensitivity to light and confusion.[9] Everyone’s symptoms can be slightly different, however. For example, I had nausea and vomiting, but also felt exhausted. My hands and feet were extremely sensitive to touching cold objects, like the sink faucet and tile floors. In just 14 hours, I went from thinking I had the flu to being admitted to the hospital. My experience may not be the same as others, so it’s important to know all the possible signs and symptoms and to seek medical help quickly.
  7. There are five different vaccine-preventable serogroups of meningitis – A, B, C, W and Y. Groups B, C and Y are the most common groups of meningitis in the U.S.[10]
  8. There are two different types of vaccines needed to help protect against the five vaccine-preventable serogroups of meningitis.[11] It’s important to know that even if you’ve had a vaccine for serogroups A, C, W and Y, you need a different vaccine to help protect against serogroup B.[12]
  9. Despite the availability of serogroup B meningococcal vaccination since 2014, less than 10 percent of teens and young adults have been vaccinated, even though serogroup B accounts for 30 percent of all meningitis cases in the U.S.[13],[14]
  10. The CDC says all 11- to 12-year-olds should be vaccinated against meningitis A, C, W and Y and recommends a booster at age 16. Additionally, the CDC says teens and young adults (ages 16 through 23) also may be vaccinated against meningitis B, preferably at 16 through 18 years of age. Though vaccination may not protect all recipients, it’s the best way to help prevent the disease.[15],[16]
I consider myself to be very fortunate not only because I survived, but also because now I have an opportunity to educate others. I encourage parents of teens and young adults to talk to their child’s healthcare provider about meningitis and the two different types of vaccines needed to help protect against the disease.



[1] Centers for Disease Control and Prevention. Meningitis. March 28, 2018. Available at: https://www.cdc.gov/meningitis/index.html. Page 1, Paragraph 1.
[2] Centers for Disease Control and Prevention. Meningococcal Disease. Causes and Spread to Others. March 28, 2018. Available at: https://www.cdc.gov/meningococcal/about/causes-transmission.html/, Page 1, Paragraph 1.
[3] Centers for Disease Control and Prevention. Meningococcal Disease: Technical and Clinical Information. June 2016. Available at: http://www.cdc.gov/meningococcal/clinical-info.html. Page 1, Paragraph 4, Lines 1-3.
[4] Centers for Disease Control and Prevention. Meningococcal Disease: Technical and Clinical Information. June 2016. Available at: http://www.cdc.gov/meningococcal/clinical-info.html. Page 1, Paragraph 4, Lines 1-3.
[5] Centers for Disease Control and Prevention. Meningococcal Disease. March 28, 2017. Available at: https://www.cdc.gov/meningococcal/about/causes-transmission.html. Page 1, Paragraph 3.
[6] Centers for Disease Control and Prevention. Manual for the Surveillance of Vaccine-Preventable Diseases: Chapter 8: Meningococcal Disease. April 2014. Available at: https://www.cdc.gov/vaccines/pubs/surv-manual/chpt08-mening.html. Page 1, Paragraphs 10-12.
[7] Centers for Disease Control and Prevention. Manual for the Surveillance of Vaccine-Preventable Diseases: Chapter 8: Meningococcal Disease. April 2014. Available at: https://www.cdc.gov/vaccines/pubs/surv-manual/chpt08-mening.html. Page 1, Paragraphs 10-12.
[8] Centers for Disease Control and Prevention. Meningococcal Disease: Signs & Symptoms. July 2016. Available at: https://www.cdc.gov/meningococcal/about/symptoms.html. Page 1, Paragraphs 1- 2.
[9] Centers for Disease Control and Prevention. Meningococcal Disease: Signs & Symptoms. July 2016. Available at: https://www.cdc.gov/meningococcal/about/symptoms.html. Page 1, Paragraphs 1- 2.
[10] Centers for Disease Control and Prevention. Meningococcal Disease. Causes and Spread to Others. March 28, 2018. Available at https://www.cdc.gov/meningococcal/about/causes-transmission.html/, Page 1, Paragraph 1
[11] Centers for Disease Control and Prevention. Vaccine Information Statements (VISs): Meningococcal ACWY Vaccines (MenACWY and MPSV4) VIS. March 2016. Available at: https://www.cdc.gov/vaccines/hcp/vis/vis-statements/mening.html. Page 1, Paragraph 6.
[12] Centers for Disease Control and Prevention. Vaccine Information Statements (VISs): Meningococcal ACWY Vaccines (MenACWY and MPSV4) VIS. March 2016. Available at: https://www.cdc.gov/vaccines/hcp/vis/vis-statements/mening.html. Page 1, Paragraph 6.
[13] GSK, data on file.
[14] Centers for Disease Control and Prevention. Manual for the Surveillance of Vaccine-Preventable Diseases: Chapter 8: Meningococcal Disease. April 2014. Available at: http://www.cdc.gov/vaccines/pubs/surv-manual/chpt08-mening.html. Page 1, Paragraph 3, Line 2.
[15] Centers for Disease Control and Prevention. Meningococcal Vaccination. March 2018. Available at: https://www.cdc.gov/vaccines/vpd/mening/index.html. Page 1, Paragraph 2.
[16] Centers for Disease Control and Prevention. Meningococcal Vaccination: What Everyone Should Know. March 2018. Available at: https://www.cdc.gov/vaccines/vpd/mening/public/index.html. Page 1, Paragraph 4.


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6 Ways to Fight the Flu

1/3/2018

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As temperatures drop, the spread of cold and flu germs rises. Start the year off healthy and be sure to rid your home of lingering germs that may be hiding in places you don’t expect. These tips can help you prevent the spread of germs.


6 Ways to Fight the Flu

(Family Features) As temperatures drop, the spread of cold and flu germs rises. Start the year off healthy and be sure to rid your home of lingering germs that may be hiding in places you don’t expect.

“I always recommend the flu shot – especially when officials are predicting a harsh flu season like this year – good nutrition and plenty of sleep, but there are other healthy habits we can all develop to help keep ourselves and those around us stay healthy during cold and flu season,” said Dr. Tanya Altmann, pediatrician, best-selling author and founder of Calabasas Pediatrics. “Vaccination is important, but there are other preventative measures that we should all keep in mind.”

These tips from the experts at Clorox can help you prevent the spread of germs:

  • Get Vaccinated. Even though it’s well into cold and flu season, it’s still important to get a flu shot if you haven’t already. Vaccination is the first step in flu prevention. The Centers for Disease Control and Prevention (CDC) and the American Academy of Pediatrics recommend a yearly flu virus vaccination – even if the vaccine’s efficacy fluctuates – for almost everyone 6 months and older.
  • Keep Hands Washed: Hands touch so many things throughout the day. It’s important to wash your hands often, including after using the bathroom and before preparing or serving food. Germs can spread by touching your eyes, nose or mouth after coming in contact with a contaminated surface. Those areas are common entry points to the body for germs, so try not to touch your face or eat until you wash your hands.
  • Stay Home if You’re Sick: Even though you may not want to miss work or school, it’s important to stay home to prevent the spread of illnesses to those around you. Even at home, make sure to cough or sneeze into your elbow or a tissue to prevent the spread of germs to your loved ones. Lastly, try your best to make good use of your time off from work or school to rest, relax, eat well and recover from illnesses.
  • Follow Health Guidelines: It’s important to eat right (fill up with fresh fruit and veggies, vitamin D and probiotics), get some exercise (at least 30 minutes a day of moderate intensity) and get plenty of sleep (at least 8 hours per night) to help boost your body’s ability to fight the effects of cold and flu viruses.  
  • Be Aware of Your Environment: Be aware of illnesses going around in your community to take extra precautions to avoid them or to know when to seek medical attention if you do get sick.
  • Disinfect Hard Surfaces: Disinfection is a key step to help prevent the spread of cold and flu germs. The CDC recommends disinfecting frequently touched, hard surfaces, such as doorknobs, refrigerator handles, light switches and faucets, with an EPA-registered disinfectant like Clorox Disinfecting Wipes. They help kill 99.9 percent of germs that can live for up to 48 hours on hard, non-porous surfaces.

Learn more about flu prevention at Clorox.com/FluFOMO.

Photo courtesy of Getty Images

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Flu facts: Top 5 things you need to know about the flu shot this year

11/6/2017

 
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Top 5 things you need to know about the flu shot this year

(BPT) - You hear about it on the news. You see the signs in the pharmacy windows. Even your friends and co-workers are talking about it. The flu shot is a highly discussed topic, and for good reason!

According to the Centers for Disease Control and Prevention (CDC), on average, 5 to 20 percent of the U.S. population — or up to 64.6 million people — gets the flu, and tens of thousands of people are hospitalized every year because of it. Further, the flu can strike anyone, and adults aged 18-64 years old are the most likely to get ill, accounting for 60 percent of flu-related hospitalizations. This number goes up in certain areas, and some states — such as Texas, Florida and California — tend to be hit harder by the flu than others.

“Flu-related illnesses are already trending twice as high in 2017 as they were in 2016, and we are seeing an uptick in flu-related visits across the country,” said Dr. Jason Tibbels, MD, board-certified family physician and director for quality programs at Teladoc, the largest and most trusted telehealth provider in the world. “This year, officials want at least 70 percent of Americans to get a flu shot; however, fewer than 50 percent were vaccinated against the flu last season.”

How can you protect yourself and your loved ones from the annual flu outbreak? The first step is to understand the benefits and any potential risks of flu vaccination and then — if it’s right for you — go get the flu shot.

It’s also important to understand that while the vaccine is the best defense in protecting against flu, there’s still a chance that with it, you could get sick. If you do start to experience symptoms, telehealth is an on-demand, anytime, anywhere resource. This means you can access hassle-free medical care from your home during the middle of the night, from your college dorm room, while at the airport for an early morning business trip, and anywhere else you have access to a phone, a mobile app or the web. A telemedicine doctor can assess your symptoms before they worsen. Visit Teladoc.com/flu to learn more about the telehealth benefits that may be available to you to access care when and where you need it.

We asked Teladoc’s Dr. Tibbels why the flu shot is so important this year. Here are his top reasons:

1) It keeps you out of the emergency room. The flu shot reduces the risk of hospitalization due to flu by approximately 50 to 60 percent.

2) It reduces sick days. Missed time at work due to flu-related illnesses causes an additional $16.3 billion in lost earnings annually.

3) It promotes overall health. The flu vaccine is a helpful tool for people with chronic health conditions. Flu vaccination is associated with lower rates of some cardiac events among people with heart disease, and is also proven to have reduced hospitalizations among people with diabetes and chronic lung disease. Further, vaccination helps protect women during and after pregnancy, reducing the risk of flu-associated acute respiratory infection by about 50 percent. And getting vaccinated also protects the baby several months after birth.

4) If you do get sick, it may decrease the severity. The flu vaccination does not guarantee protection against the virus; people who get the shot are still at risk of getting sick. However, if you do get sick, the flu vaccination can make your illness milder. If you start to experience symptoms — whether or not you’ve had the flu vaccine — it’s important to see a doctor. Many people have 24-hour access to board-certified and licensed physicians seven days a week via telemedicine from home, work or on the road through a phone or tablet, making it easier than ever to get a diagnosis and start treatment.

5) It helps stop flu from spreading. Did you know that the flu virus can be spread to people within three feet of a sick patient when that patient coughs, sneezes or talks? Getting vaccinated doesn’t just help protect you from the flu; the flu shot is the responsible choice for protecting those around you. Vaccination is especially important for protecting more vulnerable populations, such as babies and young children, the elderly, and people with certain chronic health conditions, like cardiovascular disease and diabetes.

“When it comes to the flu, it’s not wise to take a wait-and-see approach,” said Dr. Tibbels. “Talk to a doctor! We’re available all day, every day, all through flu season and beyond.”

To learn more about Teladoc and the level of flu risk where you live, visit Teladoc.com/flu.


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Bacterial Vaginosis: One in Three U.S. Women Have Been Affected by This Vaginal Infection That Can Have Serious Health Risks If Left Untreated

11/6/2017

 
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One in Three U.S. Women Have Been Affected by This Vaginal Infection That Can Have Serious Health Risks If Left Untreated


(BPT) - Over the course of their lives, many women experience symptoms of a vaginal infection, which can often be uncomfortable and confusing. What they may not know is that what they’re experiencing could be symptoms of bacterial vaginosis (BV) – one of the most prevalent gynecologic infections in the U.S., affecting 21 million women ages 14 to 49 annually. [1] It’s important for women to educate themselves about BV so they can best protect themselves from the associated health risks.


Caused by changes in the amount of certain types of bacteria in your vagina, BV can develop when your vagina has more harmful bacteria than good bacteria. [2] Common signs and symptoms associated with BV include unusual vaginal discharge that can be white or gray; watery; or have a strong fish-like odor. [2] These symptoms can easily be confused with those of a yeast infection. While discharge from a yeast infection may also be white or gray, it can look like cottage cheese, which is a key differentiator. [3]

“About thirty percent of reproductive age women have or have had BV. Left untreated, BV can have an impact on quality of life and increases the potential for other more serious health problems,” said Paul Nyirjesy, MD, Professor of Obstetrics & Gynecology at Drexel University College of Medicine in Philadelphia, PA and an investigator in the Solosec™ clinical trials.

Who Does BV Affect?

One in three women have been affected by BV, impacting more than 21 million in the U.S. each year, but only four million are treated annually. BV is most common among women ages 14 to 49; however, women of any age can get BV, even if they have never had sex. That said, having a new sex partner or multiple sex partners can upset the balance of bacteria in the vagina and this places a woman at an increased risk. Pregnant women are also susceptible to BV and it’s especially important that they receive treatment for the safety of their unborn baby. [1,2]

What Are the Risks?

According to the Centers for Disease and Control (CDC), if BV is left untreated, women are at risk for serious health concerns, including an increased risk of contracting sexually transmitted diseases, including chlamydia, gonorrhea, herpes, trichomaniasis and HIV; an increased risk of pre-term birth or low birth weight for pregnant women; and pelvic inflammatory disease. If you think you have BV, be sure to visit your healthcare provider to get tested and treated, as BV can only be treated with a prescription antibiotic. It’s important to take all the medicine prescribed to you, even if your symptoms go away. [2]

A New Treatment Option

Currently, the most commonly prescribed oral BV treatment regimen requires twice-a-day dosing for seven days and adherence with the leading therapies has been shown to be only approximately 50 percent. [4] Additionally, 60 percent of women treated for BV will likely have a recurrence within 12 months. [5]

Recently approved by the U.S. Food and Drug Administration (FDA), Solosec™ (secnidazole) 2g oral granules is the first and only single-dose oral therapy for BV in adult women. It offers women a one-time treatment option that can be taken any time of the day, with or without a meal. Solosec™ is clinically proven to normalize BV symptoms, odor and discharge, without the use of creams or week-long oral regimens. In clinical studies, the most common adverse events were (incidence ≥ 2%) yeast infection, headache, nausea, altered taste, vomiting, diarrhea, abdominal pain, and vaginal itching. [6]

To learn more about this new treatment option, visit www.solosec.com.

What is SOLOSEC?

SOLOSEC™ (secnidazole) 2g oral granules is a prescription medicine used to treat bacterial vaginosis in adult women.

Important Safety Information
  • You should not use SOLOSEC if you’ve had an allergic reaction to secnidazole, other ingredients of the formulation, or other nitroimidazole derivatives.

  • Vaginal yeast infections may occur with SOLOSEC and require an antifungal treatment.

  • Long term use of SOLOSEC should be avoided as it is unclear if there is a potential risk of developing cancer while taking single-dose of SOLOSEC to treat bacterial vaginosis.

  • Before taking SOLOSEC, tell your healthcare provider about all of your medical conditions, including if you
    • Are pregnant or plan to become pregnant.
    • Are breastfeeding or plan to breastfeed. You should not breastfeed for 96 hours (4 days) after taking SOLOSEC.

  • SOLOSEC is a single-dose therapy for oral use. Use SOLOSEC by sprinkling an entire packet of SOLOSEC onto applesauce, yogurt, or pudding. The entire dose should be taken at once, and finished within 30 minutes. Avoid chewing or crunching the granules. SOLOSEC should not be taken by dissolving the granules in any liquid.

  • The most common side effects of SOLOSEC include yeast infection, headache, nausea, altered taste, vomiting, diarrhea, abdominal pain, and vaginal itching.

Call your doctor for medical advice on side effects. You are encouraged to report negative side effects of prescription drugs to FDA at www.fda.gov/MedWatch also at 1-800-FDA-1088 or contact Symbiomix Therapeutics at 1-844-SOLOSEC (1-844-765-6732).

Please click here for full Prescribing Information.

References:
1. Koumans E.H., Sternberg M, Bruce C, et al. (2007): “The Prevalence of Bacterial Vaginosis in the United States, 2001-2004: Associations with Symptoms, Sexual Behaviors, and Reproductive Health.” Sex Transm Dis. 34(11): 864-869.
2. http://www.cdc.gov/std/bv/stdfact-bacterial-vaginosis.htm.
3. Centers for Disease Control and Prevention. Genital / Vulvovaginal Candidiasis (VVC) – Fungal Diseases. 2014.
4. IMS Health, 2014.
5. Bilardi J.E., Walker S, Temple-Smith M, et al. (2013): “The Burden of Bacterial Vaginosis: Women’s Experience of the Physical, Emotional, Sexual and Social Impact of Living with Recurrent Bacterial Vaginosis.” PLoS ONE. 8(9): 1-11.
6. Solosec [Package Insert]. Newark, NJ: Symbiomix Therapeutics, LLC.
 IMAGE CAPTIONS: ------------------------------------------- Caption 1: One in three women have been affected by BV, impacting more than 21 million in the U.S. each year. [1]

How does your hospital stack up for maternity care?

3/6/2017

 
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Before you give birth, ask these 4 questions about your hospital

(BPT) - As you get closer to your delivery date, many decisions lie ahead, all centered around care, maternity leave and even decorating the baby's room. But one question may rise to the top: Where will you give birth?

If you are like most expectant mothers, you will be giving birth in a hospital. In spite of the rising popularity of home births, most moms choose hospitals to have their babies. The most recent statistics released by the Centers for Disease Control and Prevention show that fewer than 2 percent of babies born in the U.S. are born in a home setting.
​

When you're looking at where to give birth, expectant parents should consider the following while choosing a hospital, according to the Blue Cross Blue Shield Association (BCBSA).

  • Where does your doctor go?

The place to begin is with your doctor. Most women go to the hospital where their physician has admitting privileges. So when you choose your doctor, the hospital where your baby will be born is tied into that. Discuss your birth plan in detail with your physician and make sure you both are at an understanding. If you have specific preferences, ask your doctor if they can be accommodated. For example, if this is not your first child, and you want to try a vaginal birth after cesarean (VBAC), have that discussion in detail with your physician. And while doctors are on call after office hours, it's always a possibility that your doctor cannot attend your birth. Know who would take the place of your doctor if those circumstances arise.

  • What's the rate of C-section?

If you're proceeding along in a healthy pregnancy, you may be planning a vaginal delivery. But a cesarean section is something to be aware of because one third of U.S. births are delivered by C-section, according to the Blue Cross Blue Shield, The Health of America Report. It turns out that the city you live in can have a big impact on how you give birth. Some cities see rates as high as 50 percent, however, cities like Albuquerque, New Mexico, have rates as low as 22 percent. It's important for patients to be aware of this because C-sections raise complications for both babies and mothers, and experts say these should be used only when medically necessary. In addition, vaginal births cost $4,000 less than surgical births.

  • How does your hospital stack up?

The Blue Distinction Centers for Maternity Care program evaluates hospitals on several quality measures, including the percentage of newborns that fall into the category of early elective delivery, an ongoing concern in the medical community. The program is meant to identify facilities that offer maternity care safely and affordably. The maternity programs also must offer family centered care, such as promotion of breastfeeding.

If you're interested in a list of hospitals that deliver quality maternity care, visit bcbs.com/healthcare-partners/blue-distinction-for-providers/ and select "maternity care."
​
  • Which amenities are available at the hospital?

Not all hospitals are alike, so take time to review what it has to offer. Some maternity centers offer birthing tubs and fold-out couches. Knowing whether the hospital has a newborn intensive care unit may be a consideration, depending on the circumstances of your delivery and birth. If the hospital does not have a neonatal intensive care unit, ask your physician how these newborns are evaluated and transferred to other facilities. If you are interested in breastfeeding, ask if lactation consultants are available and how and when you can seek assistance.
​

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Fight Off the Flu

2/20/2017

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Colder weather and cold and flu season go hand-in-hand. While you may not be able to completely avoid getting sick, you can take some steps to protect yourself and minimize the chances of a serious illness.


Fight Off the Flu

(Family Features) Colder weather and cold and flu season go hand-in-hand. While you may not be able to completely avoid getting sick, you can take some steps to protect yourself and minimize the chances of a serious illness.

The flu is a highly contagious illness that can result in hospitalization and even death. Managing your own risk of exposure to the flu not only protects you, but can help minimize the chances of passing on a potentially dangerous illness to those in higher risk groups. Those with compromised immune systems and risk factors such as age (both the elderly and young babies and children) and other health conditions are at an elevated risk.

Know the signs
It can be easy to confuse whether you’re fighting off symptoms of a common cold or a more serious bug like the flu. A common misconception is that the flu is defined by fever, vomiting and diarrhea. While these symptoms may be present with a case of the flu, the flu is primarily a respiratory illness. A variety of tests can help verify whether you have the flu, with varying degrees of reliability. Unless a definite determination is required and may affect your treatment (for example, if you are pregnant and need to avoid certain medications), chances are your doctor will not administer a test and will instead treat your symptoms.

Get vaccinated
The Centers for Disease Control and Prevention recommends that everyone 6 months and older get a yearly flu vaccine. Getting the vaccine early in the season is advisable because it can take as long as two weeks to be effective. Although the vaccination may not completely eliminate your chances of contracting the flu, it can minimize the severity of symptoms and reduce the likelihood of hospitalization due to the flu. Although the vaccine is available in both shot and nasal spray forms, the CDC recommends the shot as the preferred preventive method.

Other preventive steps
Although it is not always practical or possible, avoiding contact with those infected with the flu virus is an important preventive measure. The flu is very contagious and is thought to be transmitted in the droplets of saliva or nasal mucus that occur from coughs and sneezes. Encouraging those who are ill to cover their mouths with their sleeves or elbows (not hands, where germs are most easily transmitted) and regularly and thoroughly washing your hands can help reduce your risk, as well.

Treating the flu
Difficulty breathing, pain in the chest or abdomen, confusion, dizziness, severe vomiting and seizures are all indications that your illness requires immediate medical attention. Even if you aren’t experiencing these serious symptoms, you may benefit from a visit to the doctor, who can provide prescription antiviral drugs to shorten the length of your illness and help minimize the severity of symptoms. Other treatments include getting plenty of rest and preventing dehydration by drinking plenty of water or other clear fluids.

Find more cold weather tips for healthy living at eLivingToday.com.

4 Ways to Stretch Your Health Benefits
Often, employees enroll in medical insurance plans for protection against unpredictable events, sudden illness or serious health concerns that may result in expensive medical bills. Getting the most from your benefits requires understanding coverages and deductibles, as well as taking advantage of voluntary benefits, like dental, vision and hearing, to stay healthy and save money.

Avoid surprises. About 91 percent of adults in the United States are confused about what their benefits cover, according to a recent Harris poll. The best starting point is to review your plan so you understand the care and services covered. If you have a high-deductible plan, you will need to pay for most or a percentage of the health costs until reaching the individual or family deductible. Be prepared to pay any copayments or deductibles the plan requires before receiving care. Also, before scheduling appointments, ask for a cost estimate for the appointment, tests or service.

Preventive dental and vision. Many voluntary plans, such as dental and vision, offer preventive exams, such as routine cleanings and vision exams, that are fully covered. That’s because these preventive exams help to maintain and improve overall health and help reduce health costs. Voluntary coverage is affordable and many plans offer added incentives. For example, coverage for LASIK, dental, vision and hearing benefits can increase from one year to the next for those who continue to enroll and use their benefits. Members could earn monetary rewards to use for dental, vision, LASIK, orthodontia and hearing benefits, care materials and services simply by using their benefits and keeping the benefits paid out under a specified amount.

Medical screenings. Routine health screenings, such as mammograms, immunizations, colonoscopy procedures and prostate cancer screenings, which may be covered fully or in part by your medical coverage, can help you stay healthy and lower health care costs.

Get paid to save. Many employers encourage employees to save money by matching a percentage of the amount the employee contributes to the plan. If available, enroll in a Health Savings Account or Flexible Spending Account to set aside money to pay for health care costs.
Remember that these accounts are not a substitute for the coverage provided by voluntary benefits.

Learn more about the questions to ask when reviewing benefit plans at ameritasinsight.com.

Photos courtesy of Getty Images

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Stay safe from mosquito-borne illnesses with these simple tips

6/16/2016

 
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(BPT) - Despite recent news that Aedes aegypti, the mosquito that can carry Zika, chikungunya and other viruses has spread to 30 states, the majority of Americans have yet to embrace basic recommendations to help reduce the mosquito population at their own homes.


That's the result of a new survey fielded by TNS Global detailing homeowners' knowledge of steps to reduce mosquitoes in their yards. According to The Mosquito Squad Fight the Bite Report, nearly three quarters of Americans (74 percent) do not plan to modify their time outside this year, yet less than half (49 percent) follow the Centers for Disease Control and Prevention (CDC) recommendation to use mosquito repellent and just a third (36 percent) remove standing water, a simple task also recommended by the CDC, to reduce mosquito breeding.


"Unlike chikungunya and West Nile virus, Zika has been identified as a world health crisis and we must work together on personal, local and global levels to fight mosquitoes," says Scott Zide, a founder and president of Mosquito Squad, the largest and most experienced home and commercial mosquito control firm in the country. "Removal of standing water is the most essential tactic in mosquito elimination, yet homeowners aren't actively removing it, which is surprising given that mosquito concerns are so high."


According to Zide, just as surprising was the finding that 46 percent of homeowners surveyed said they did not plan to do anything different in their yards, despite recent news of Zika virus. Findings from the survey show:

* Only 36 percent of Americans turn over toys or items in their yards that contain water.

* Less than half (44 percent) throw out lawn debris, under which mosquitoes can breed.

* Just a quarter of Americans (25 percent) shake out tarps, including barbecue and fire pit covers, to remove water that accumulates.

* Less than 27 percent make sure their gutters are clean.

* More than a quarter (27 percent) walk their yard regularly to remove items that can harbor mosquitoes.


To help homeowners take control of their yard, Mosquito Squad experts urge customers to take an active role in mosquito control with the following tips:


Tip over anything that holds or collects water
. A bottle cap filled with water holds enough water for mosquitoes to breed. Since mosquitoes breed in standing water, the elimination of standing water decreases a mosquito's breeding ground. Mosquito Squad technicians report that yards with bird baths, play sets with tire swings, tree houses, portable fireplaces and pits and catch basins are the biggest offenders.


Toss any yard trash including clippings, leaves and twigs
. Even the smallest items can provide a haven for mosquitoes and increase the population.


Turn over items that could hold water and trash.
Look for children's portable sandboxes, slides or plastic toys; underneath and around downspouts; in plant saucers, empty pots, light fixtures and dog water bowls. Eliminate these items or keep them turned over until used.


Remove tarps that can catch water.
Many homeowners have tarps or covers on items residing in their outdoor spaces. If not stretched taut, they are holding water. Check tarps over firewood piles, portable fire places, recycling cans, boats, sports equipment and grills. Mosquito Squad suggests using bungee cords to secure tarps in the yard.


Take care of your home
. Proper maintenance can be a deciding factor in property values and mosquito bites. Regularly clean out gutters and make sure the downspout is attached properly. Mosquito Squad recommends re-grading areas where water stands more than a few hours, and to regularly check irrigation systems to ensure that they aren't leaking and causing a breeding haven. Keep lawn height low and areas weed-free.


Team up with neighbors.
Despite taking all precautions in your own home, talking with neighbors is a key component to mosquito control. Townhomes and homes with little space between lots mean that mosquitoes can breed at a neighbor's home, and affect your property.


Treat your yard and yourself.
Utilize a professional mosquito elimination barrier treatment around the home and yard. Using a barrier treatment at home reduces the need for using DEET-containing bug spray on the body.


Individuals who want a more comprehensive mosquito control treatment can utilize Mosquito Squad, which uses the latest EPA-registered mosquito control barrier treatments, larvicide and all-natural substances to eliminate mosquitoes from yards and outdoor spaces. For more information, visit www.MosquitoSquad.com.



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