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Starting a Home Remodeling Project

1/11/2020

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Outside of the home itself, remodeling is typically one of the largest investments you can make as a homeowner. Consider these tips to help you make an informed decision when hiring a remodeling contractor.


Starting a Home Remodeling Project

7 tips for choosing a qualified contractor

(Family Features) Outside of the home itself, remodeling is typically one of the largest investments you can make as a homeowner. While some projects can be tempting to tackle yourself, many larger-scale projects may require hiring a qualified professional.

Because remodeling your home is a big undertaking, it’s important to take steps to ensure the professional you hire to perform the work is qualified to complete it to the highest standards of quality and integrity.

Consider these tips from the experts at the National Association of the Remodeling Industry to help you make an informed decision when hiring a remodeling contractor.

Get Recommendations
One of the best ways to find qualified, professional help is through word-of-mouth referrals. Ask your relatives, friends, neighbors or co-workers – particularly if they’ve recently renovated their own homes – if they have any previous experience with companies they would recommend. Also consider searching online for reviews of companies in your area.

Stay Local
It’s often best to consider established local remodeling companies first, as they are typically more compelled to perform high-quality work, which allows their businesses to thrive and remain in the community. Local professionals are also likely to know permit requirements and building codes in your city or county, which can change from year to year.

Follow Your Design Aesthetic
Whether your home features a mid-century modern, contemporary or farmhouse design style, it’s critical to choose a remodeler who is knowledgeable in the construction and design of the style of your home. Additionally, a company that specializes in remodeling kitchens may not be suited for a bathroom or bedroom project.

Ask for Licenses and Insurance
Many states, but not all, require contractors to be licensed, bonded and insured. Ask for copies of licenses and insurance certificates for any remodelers you’re considering to make sure they’re current. Most states also require contractors to carry worker’s compensation, property damage and personal liability insurance for their crews. Contact your state or local licensing agencies to ensure the contractor meets the minimum requirements.

Check References
Once you’ve narrowed your list of potential contractors, ask for a list of references you can contact and a portfolio of work. A typical reference list includes 10 or more jobs with dates as well as the customer’s name, address and phone number, and a portfolio should also contain at least 10 projects with photos of the space before work began, during the project and after completion. If possible, also consider visiting a current job site to see first-hand how the contractor operates.

Search for Violations or Complaints
Because you can’t always rely on a portfolio or references, it’s important to also check with your local consumer affairs office or the Better Business Bureau to ensure there are no complaints on record for the contractors you’re considering, which may help further narrow your list.

Compare Apples to Apples
While a number of different factors goes into every remodeling project, be sure all contractors you solicit bids from are using the same scope and quality of work requirements. Discuss any significant variations in price or timelines and be wary of any substantially lower estimates.

Find more tips for selecting a contractor at remodelingdoneright.com.

SOURCE:
National Association of the Remodeling Industry

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3 Tips for Taking the Headache Out of a Home Remodel

5/17/2019

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Remodeling a house is often necessary once the property becomes outdated and has a lack of functionality. As a homeowner, it is necessary to plan for a remodel if you want to increase the value of the house and boost its appeal. You also want that process to be as easy and stress free as possible, without breaking the bank. Here are a few important tips to follow to take the headache out of an upcoming home remodel.

Plan, Plan, Plan!

Planning each step of the remodel is necessary to avoid mistakes or complications that can occur. Whether it is choosing the features that will be upgraded or the design of the rooms, you will need to have a detailed plan in place and write out a clear timetable. Fortunately there are a number of apps that can help plan out a room's look. Using apps can allow you to save images for inspiration, create a checklist, and even write out a budget to make everything easy to access on your smartphone or tablet wherever you are.

Get the Proper Help

One of the most common mistakes homeowners make is attempting to remodel their property without the help of trained and experienced contractors. Although hiring trained professionals may be an investment, it can allow you to avoid stress and costly mistakes throughout the process. For large projects, you will need more people than you realize. Although you may be able to break down a few walls or paint, you will need to hire professionals to perform the electrical wiring or plumbing, which are more complicated parts of the remodel that are best left to the pros. Get referrals from friends and research reviews online to ensure you can find contractors you trust while getting estimates.

Budget for Issues

Although you may know how much money you have to spend on your remodel, it can be easy to exceed your budget due to unexpected expenses that arise. You may find mold in the walls or electrical issues, which will require spending more. Make it a point to set aside a portion of your budget for potential issues to ensure that you can resolve the problems without having to stress.

Knowing how to plan for an upcoming remodel can allow you to avoid unnecessary stress and headaches as you transform the look of your property. With the right tools and professionals used, you can have a smooth and successful process that yields beautiful results while improving the quality of your home.



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Home Improvements with High ROI

7/12/2018

 
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Home Improvements with High ROI

If the ultimate goal of your home improvement project is aesthetic, the greatest benefit may come from your personal enjoyment of the new space. However, if you’re looking to add true value to your home, it’s important to consider which projects are likely to bring the greatest return on your investment.


Home Improvements with High ROI

(Family Features) If the ultimate goal of your home improvement project is aesthetic, the greatest benefit may come from your personal enjoyment of the new space. However, if you’re looking to add true value to your home, it’s important to consider which projects are likely to bring the greatest return on your investment.

Flooring
Much like hands reveal a person’s true age, flooring speaks volumes about a home. Replacing and updating worn floors can instantly add value. A timeless selection like wood flooring, particularly in heavy traffic areas, is durable enough to withstand wear and complements a wide range of interior designs. If you already have wood floors that are in reasonably good condition, whether in use or under carpet, go ahead and refinish them for a budget-friendly alternative to installing new flooring. Another option that holds or even increases the value of your investment is tile, particularly in spaces like kitchens, bathrooms and laundry areas.

Roofing
Re-roofing a home gives it an instant value boost, but it’s a job that needs to be repeated periodically. One longer-term and on-trend alternative to traditional roofing is metal. Performance is the big selling point for metal roofs, but not only does the roof itself increase the home’s value, the safety benefits and peace of mind that come with knowing strong, fire-resistant metal roofs can last forever only add to the benefits.

With a variety of styles available, you can find a metal roof to match nearly any home style. For example, CertainTeed Metal Roofing offers profiles crafted to simulate Spanish barrel tile, slate and wood shake. Made from high-performance, deep-drawn steel, these roofing systems offer a lifetime-limited warranty and are engineered with a special multi-layered paint process that resists the elements while offering realistic color details and gradations. Find inspiration and explore a design gallery at CertainTeed.com.

Landscaping
Curb appeal often counts for a lot, whether it’s for your own enjoyment or a potential future buyer. Enhancing your home’s exterior can pay off handsomely when you add vegetation and hardscaping that improve the overall aesthetic. Keep in mind that more unconventional styles are better reserved for private spaces like the backyard; for the street view, stick to a motif with broad appeal to garner the strongest return on your investment.

Entryway
An outdated entry point isn’t just an eyesore; it can pose a security risk and even be the source of significant energy loss for your home. Replacing front doors and even garage doors can both bring a return on your investment and potentially start saving you money right away on heating and cooling costs. A new, properly installed entry door is likely to fit more snugly and allow for fewer air leaks. In addition, a heavier door and frame is more likely to stand up against forced entry.

Insulation
It may not be glamorous, or even anything that you’ll see on a regular basis, but many experts agree that upgrading your insulation is a sound investment. In addition to adding value in terms of comfort and reduced energy costs, it’s an attractive selling point should you choose to list your home.

If you’re still uncertain about the right investments for your home, it may be wise to consult a local real estate expert who can provide insight on the features that bring the most value in your market.

SOURCE:
CertainTeed

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5 tips for financing your next home improvement project

7/11/2018

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5 tips for financing your next home improvement project

To help homeowners with their renovation projects, Marcus by Goldman Sachs(R) is sharing budget-friendly home renovation tips. There are several ways to finance larger projects and it’s important to explore your options to find the one that’s right for you. This article contains five important tips to keep in mind when deciding how to fund your next home project.



(BPT) - Whether it’s transforming a fixer-upper into your dream home or just giving a makeover to your kitchen or bathroom, home improvement projects are on the minds of many new homeowners across the country.

While many things about renovating your home are flexible, your budget might not be. In general, not a single floor board is laid, or a new countertop installed without money, which is why every home renovation project should begin with careful financial planning.

To help homeowners with their renovation projects, Marcus by Goldman Sachs(R) is sharing budget-friendly home renovation tips.

There are several ways to finance larger projects and it’s important to explore your options to find the one that’s right for you. Below are five important tips to keep in mind when deciding how to fund your next home project.

1. Shop around. The better you plan, the better chance you’ll save money. Before anything gets torn out or installed, you should spend time consulting with contractors and getting estimates. Look at the work they’ve done to see if they would be a good fit. Most importantly, don’t be afraid to ask a lot of questions to make sure you’re working with the right people and paying the right price.

2. Consider financing options. There are several options when financing a home improvement project and it is important to choose the right fit for you. Home equity loans and home equity lines of credit (HELOC) require you to borrow against the value of your home, with home equity loans offering a lump sum while home equity lines of credit provide you with a credit line you can borrow against. An unsecured home improvement loan can be used based on your creditworthiness and ability to pay, not tied to a piece of collateral.

3. Create a budget. Because of the nature of remodels, things often end up costing more than you might think. No matter how big or how small the project, you need to have a solid sense of what your “all in” budget number is. This should not only account for hard and soft costs for things like labor, materials and designers, it should also account for contingency costs. Experts typically recommend budgeting an additional 15 to 20 percent for unexpected scenarios that might arise. A thoughtful budget will help keep your priorities in front of you and prevent you from spending more than you want.

4. Remember, this is an investment! Not all home renovations will pay off in the long term. It’s important to consider cost vs. value before you start making changes, especially for homeowners looking to sell in the near future. If you plan on putting your house on the market sooner rather than later, be sure to keep track of the top home features to get the best return on your investment.

5. Work with a designer.
This might sound like a luxury or an added expense, but in many cases, a designer could actually help save money by finding deals or providing suggestions for less expensive alternatives, such as using quartz or white concrete instead of marble. Above all, their expertise can help avoid costly mistakes that can often arise when people try to cut corners on their own.

With these tips, you should be better prepared to finance your home improvement project. When you’re ready to start, you shouldn’t have to wait weeks for a home appraisal to get your renovation project underway. You could see your home improvement loan options from Marcus by Goldman Sachs in as little as five minutes and once approved, most people see the funds in their bank accounts in as little as four days. With Marcus you could be one step closer to your dream home.


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Home Upgrades that Make ‘Cents’

2/4/2018

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A home is often a family’s single largest asset, so making investments with upgrades and home improvements is almost always a good idea. However, knowing when and where to make those improvements isn’t necessarily a simple decision. Budget and space most often dictate the direction, but keeping function and your lifestyle needs in mind can help create a space that makes for an all-around smart investment.


Home Upgrades that Make ‘Cents’


Improvements to boost your home’s value and enjoyment

(Family Features) A home is often a family’s single largest asset, so making investments with upgrades and home improvements is almost always a good idea. However, knowing when and where to make those improvements isn’t necessarily a simple decision. Budget and space most often dictate the direction, but keeping function and your lifestyle needs in mind can help create a space that makes for an all-around smart investment.

Add technology in unexpected places.
With the surge in smart devices, it’s becoming increasingly common to add technology throughout the house, and the bathroom is no exception. From heated floors to mirrors with embedded TV screens, the options are plentiful. A bathroom outfitted with the latest technology can bring function and a whole new level of style and elegance to your home. When choosing your upgrades, set a budget and then let your imagination soar to create a spa-like retreat you can experience without ever leaving home. Keep in mind that not all smart devices integrate seamlessly, so do your research before buying to ensure a convenient connected setup.

Go green for the earth and savings.
Appliances and climate control systems are often the first features homeowners consider when it comes to environmentally friendly upgrades, but windows and window treatments are another way to make a big impact. In a similar vein, skylights are a surprisingly affordable upgrade for the functionality and aesthetic benefits they provide, especially in the bathroom and kitchen where ventilation is as important as ample lighting. You can give your lighting and home value a boost with an Energy Star-qualified option such as Velux solar-powered fresh-air skylights, which open for air flow, reducing dependence on electrical lights and fans, with the touch of a programmable remote control.

For expanded control over the amount of light and warmth that enters or leaves your rooms, solar-powered skylight blinds are available in more than 100 designer colors and patterns. Like the skylights, Velux solar-powered blinds are operated with the remote. The solar products and installation costs are also eligible for a 30-percent federal tax credit. Learn more at whyskylights.com.

Finish the basement.
Adding finished square footage to your home is nearly always a way to increase its value. For many homes, the basement is the most practical place to gain that space. Instead of using it as a collection ground for dust bunnies and storage, converting it into usable space can bring meaningful value, not only in dollars and cents, but in overall enjoyment of your home.

A basement is the perfect location for expanded room to live and entertain, and if you have egress or other windows, adding extra bedrooms may also be an option. When making plans for finishing a basement, keep function first. Adding features like bathrooms can be costly if the plumbing isn’t already in place, but having ready access to those facilities may pay off if you plan to spend lots of time downstairs. Also keep climate in mind; in many parts of the country basements tend to be damp, so be sure to use materials that can withstand the conditions during the rainy season.

Create outdoor living space for all year long.
If a basement renovation or addition isn’t practical for your location or budget, you may be able to create additional living space in an area you already have – outdoors. Even small patio spaces can become cozy gathering spots with the right furnishings and decor. For a larger yard, create destinations that make it comfy to congregate, such as a fire pit or grouping of chairs with overstuffed cushions.

This is another area where climate will play an important role in your plans; adding a well-constructed enclosure to a patio can make it usable during all but the coldest months, while a pergola or other shading can lend necessary relief to an area that bakes in the summer sun. Aside from the hardscaping, look at other ways to soften your outdoor space and enhance livability, such as functional shade trees and flowering vegetation that attract birds and butterflies.

Add curb appeal.
While you’re considering the upgrade options outdoors, don’t forget to think about your home’s overall exterior appearance. Not only is it the first impression guests have of your home, it’s your own view every time you pull into the drive and it’s one that should make you proud. Reworking the landscaping to highlight architectural features and freshening up the paint can make a big impact. Adding decorative elements like shutters or new lighting or doors can also update a tired exterior.

Choose the Right Skylight
Skylights can serve multiple functions, depending on your home and needs. Understanding the different types of skylights can help you choose the right fit.

Fresh Air
Solar-powered fresh-air skylights rely on the sun’s energy to open and bring air and natural light into your home. Some models, such as those offered by Velux, feature a rain sensor that automatically closes the skylight at the first sign of precipitation.

Fixed
An economical choice, these static skylights are intended to fill a room with natural light.

Energy Performance
Adding a solar blind to a skylight can result in more savings via potential tax credits, as well as reduced energy usage. The blind blocks heat, but when open allows warm rays to supplement the home’s heating system.

SOURCE:
Velux

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5 Steps for a Home Remodel

12/4/2017

 

As a homeowner, there is nearly always a laundry list of projects with time and budget constraints when it comes to a home remodel. This step-by-step guide can help ensure you get the maximum return on your investment and make the most of your remodel.


5 Steps for a Home Remodel

(Family Features) This step-by-step guide from the experts at the National Association of the Remodeling Industry (NARI) can help ensure you get the maximum return on your investment and make the most of your remodel.

Step 1 – Identify Reasons for Remodeling
Deciding whether to undertake simple aesthetic changes or a full remodel can be difficult. One of the best ways to decide is to figure out why you are remodeling in the first place, whether it’s to make your new house feel more like home or to update a 1950s-era kitchen.

Step 2 – Set Your Budget
Every home is unique in structure, age, quality and craftsmanship, which all impact the price of a remodel. Since no one can see through walls before demolition, the quote you receive will likely not be 100 percent accurate. However, a qualified remodeling company will be open and honest about the issues and challenges it might face during the process. Account for these adjustments by planning for any “surprises” with a 10 percent cushion, just in case.

Step 3 – Hire the Right Team
To help ensure you find the right company for the job, you should do your research. Referrals from friends and family are one way to find a remodeler. National associations like NARI provide unbiased information and resources that can help you find qualified, certified remodelers in your area. With more than 6,000 members, the organization represents professional remodelers who adhere to a strict code of ethics. Many hold certifications in remodeling, kitchen and bath design and lead carpentry. Find more information and resources at NARI.org .  

Step 4 – Understand the Plan 
Communication is key in a successful remodeling project. Keep the lines of communication open between you, the remodeling contractor and the work crew. Don’t be afraid to ask questions. Let them know your family’s schedule and whether you have pets confined somewhere. Make sure to specify the best way to reach you, such as phone, in-person or e-mail, and how often you wish to communicate with your remodeling contractor about your project.

Step 5 – Complete the Project
While the dust is settling and the remodel is almost finished, take a moment to walk through your project and note any adjustments that need to be made while the contractor is still on site. Contractors often provide guarantees of workmanship, so find out what they cover and for how long then include this information in your work agreement. You should also take another look at the contract and confirm you have signed permits, receipts, change orders, lien waivers, warranties and manufacturers’ guides at your disposal.

Remodeling a space can be a major project, but with the right help, resources and information, you can make your dream home come to fruition.

Photo courtesy of Getty Images (family looking at paint swatches)

SOURCE:
National Association of the Remodeling Industry

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Upcoming home improvement? How to navigate big purchases and make wise decisions

8/16/2017

 
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(BPT) - Are you planning an upcoming home improvement? If so, you are not alone.

Higher-than-average renovation spending is expected in 2017, according to a leading consumer magazine, with more than half of homeowners planning to spend money on home improvements throughout the year.

From upgrading appliances to gutting entire rooms, big projects can have a big impact on a home and on your wallet, so it’s important to approach any renovation with thoughtful intention.

To ensure you make the right decisions when it comes to large purchases and major home improvements, ask yourself these five questions:

How long do you plan to live in the home?

Knowing how long you expect to live in your home can help you better navigate home improvements. If you only plan to live in your home for five years you'll likely make different decisions than if it is your forever home.

What is your budget?

Home upgrades don't come cheap, so it's helpful to determine a budget before you start. Consider renovations and upgrades as a smart way to maintain your home investment. By putting money into your home, you are helping maintain its integrity, style, usefulness and value.

When setting a budget, you can pay out of pocket or take out a personal or home equity loan. Additionally, some companies offer low-interest financing. If you plan to borrow for your project, make sure you clearly understand and are comfortable with payment terms.

Once you set a budget, stick to it. Problems may arise that require unexpected additional costs, but often budget blowouts are from homeowners who start spending and the excitement of the project causes them to go beyond their means.

What purchases are worth the splurge?

Research and decide which purchases are worth spending more on. For example, appliances used nearly every day are a worthwhile investment — especially if they are more energy efficient and offer features that enhance your day-to-day routine.

Rather than getting a basic washer, opt for the LG TWINWash(TM) 2-in-1 washer. It can run two loads at once, saving homeowners time and energy.

LG TWINWash combines any Energy Star(R)-certified LG front load washer — including the largest capacity on the market (at 5.8 cu. ft., it’s large enough to fit a full set of king-size bedding and a comforter) — with a second washer, the LG SideKick(TM). This smaller washer sits in place of the pedestal, and washes 3-4 lbs. of clothes, making it perfect for custom-care items.

Owners of LG washers can also decide to upgrade their existing front load washer from 2009 on with the LG SideKick instead of purchasing a new one — making a big upgrade simple.

Bottom line: Make sure your purchase improves your daily life and is proven to last. (For example, LG washers and dryers were recently named the most reliable in all laundry categories by a leading U.S. consumer products publication).

What is the ROI?

The return on investment should be considered in many ways for home improvements. First, check out reputable reports like the Remodeling Cost vs. Value Report. For example, adding fiberglass attic insulation recoups 107.7 percent of the cost.

In addition to resale ROI, consider other ways you'll get a return on your investment. Will your upgrade help you save energy and reduce your bills? Will it save you time and stress in daily life? Does it enhance your home's aesthetic and flow? These are other ROIs that are just as valuable to consider as resale ROI.

What does the research say?

It's worth your time to conduct research so you get the best outcome possible. Learn about materials to discover which is best for your lifestyle and research brands. If you're hiring the project out, research contractors to find a reputable professional for the job.

Starting a home improvement project is exciting. Answering these questions will help ensure your time and financial investment are well spent.


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