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How to Discover the Value of Both Your Time and Your Money

3/9/2020

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Here's expert advice on finding the value of your money and your most precious asset, your time.

Learn how to do this by reading the full Medium article here.

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How to Secure Your Money and Your Reputation Online

3/8/2020

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Simple Steps to Take to Be Safe from Cybercrime

You work hard for your money. Unfortunately, crooks work hard as well, attempting various tactics to take your money. Here are red flags and smart advice to know to avoid losing your money to financial scams. Learn what you need to do by reading the full Medium article here.

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Practical Advice to Get Your 20/20 Financial Vision

3/8/2020

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Tips to Get Your Financial Life in Order

When you made your resolutions at the start of the year, was saving money one of them? How’s that going? Here are 6 ways to save more by saving smarter.

Learn how by reading the full Medium article here.

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On the Money: How You Can Take Better Control of Your Finances

3/4/2020

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Your ability to keep more of your money greatly impacts every aspect of your life. If you’re like many people, then you probably wish you had more money than you do right now. The good news is by taking the following steps, you’ll be on your way to keeping more of the money you earn.

Watch Your Credit

The state of your credit score has a big effect on your buying power as a consumer. It determines whether or not you can buy a car or a home or even whether or not a landlord will rent to you. One way you can increase your credit is by repairing your credit, which can help you get a loan. An improved credit score also means you’ll have an easier time getting credit cards, renting apartments and sometimes, getting certain jobs. Making your payments on time, reducing your debt-to-income ratio and keeping your new credit inquiries down are just a few of the ways that you can increase your credit score.

Find a Budgeting System That Works for You

It’s nearly impossible to get a handle on your money situation without a budget. In this situation, it’s easy to overspend without realizing it, in part because digital tools, like debit and credit cards, make it easy to do so. However, having a budget forces you to keep track of the small purchases, like your daily latte, that can add up quickly. One simple budgeting method that works is the 50/30/20 method. Under this plan, you spend 50 percent of your money on your necessities, like housing and food. Thirty percent goes toward entertainment, shopping, and other “fun” activities. You then spend 20 percent of your income on savings and debt.

Get Out of Debt

Having a lot of debt weighs you down financially. It seriously curbs your spending power, and if your debt load is significant enough, you’ll spend most of your time working to get out of debt. This severely impacts your ability to save money for a new home, vacations or retirement. If the debt is an issue for you, then make sure you do everything you can to pay it down, using either the debt snowball or debt avalanche systems.

Getting control of your finances has many benefits. It allows you to get loans, pay off debt and save for important events, like retirement. However, it’s not enough to just take care of your finances only occasionally. To have a lasting impact on your finances, you must keep track of them regularly over the course of your life.

Here’s another article you might like: 5 steps that can improve your credit score in 100 days or less

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Tips on How to Combat Rising Life Insurance Costs

3/4/2020

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What is My Insurance Policy Worth?

For a good portion of Americans, life insurance is a critical component of financial planning. However, when a life insurance policy becomes too expensive to maintain due to premium increases, the owner can be faced with some difficult decisions.

For a guide as to what your options are, please read the full Medium article here.

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What You Need to Know About SSDI

3/3/2020

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Social Security Disability Info You Need to Know

Social Security Disability Insurance (SSDI) is a vital safety net for former workers with disabilities. You should be aware of these top 5 reasons to seek disability benefits and learn about the resources available to you to assist in the application process.

Learn more by reading the full Medium article here.

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4 Steps to Market-proof Your Retirement

2/26/2020

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How to Retire with Money Confidence

The idea of saving enough money for retirement can be overwhelming, and on top of that, sudden volatility close to retirement can drastically reduce quality of life in retirement. Follow these tips to help protect yourself and secure a source of income in retirement. Learn how by reading the full Medium article here.

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4 Tips to Help Young Adults Establish a Solid Financial Foundation

2/25/2020

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The Keys to Building Your Credit

When a young person turns 18, it’s an exciting time full of possibilities. Being able to vote and no longer adhering to a curfew is just the beginning. Now an official adult, it’s time to begin a new chapter that sets the foundation for the rest of their life, including their financial wellness.

Learn 4 tips to help you establish a good start financially by reading the full Medium article here.

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The Money IDEA

How to Discover the Value of Both Your Time and Your Money

Here's expert advice on finding the value of your money and your most precious asset, your time.

Learn how to do this by reading the full Medium article here.

How to Secure Your Money and Your Reputation Online

You work hard for your money. Unfortunately, crooks work hard as well, attempting various tactics to take your money. Here are red flags and smart advice to know to avoid losing your money to financial scams. Learn what you need to do by reading the full Medium article here.

Practical Advice to Get Your 20/20 Financial Vision

When you made your resolutions at the start of the year, was saving money one of them? How’s that going? Here are 6 ways to save more by saving smarter.

Learn how by reading the full Medium article here.

On the Money: How You Can Take Better Control of Your Finances

Watch Your Credit

Find a Budgeting System That Works for You

Get Out of Debt

Tips on How to Combat Rising Life Insurance Costs

What You Need to Know About SSDI

4 Steps to Market-proof Your Retirement

4 Tips to Help Young Adults Establish a Solid Financial Foundation

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Categories

The Money IDEA

Here's expert advice on finding the value of your money and your most precious asset, your time. Learn how to do this by reading the full Medium article here.

You work hard for your money. Unfortunately, crooks work hard as well, attempting various tactics to take your money. Here are red flags and smart advice to know to avoid losing your money to financial scams. Learn what you need to do by reading the full Medium article here.

When you made your resolutions at the start of the year, was saving money one of them? How’s that going? Here are 6 ways to save more by saving smarter.Learn how by reading the full Medium article here.

Watch Your Credit

Find a Budgeting System That Works for You

Get Out of Debt

Archives

Categories

Here's expert advice on finding the value of your money and your most precious asset, your time.

Learn how to do this by reading the full Medium article here.

When you made your resolutions at the start of the year, was saving money one of them? How’s that going? Here are 6 ways to save more by saving smarter.

Learn how by reading the full Medium article here.