Digital tools can help kids build safe money habits(BPT) - The earlier kids start learning basic financial skills, the better their financial health in the long run, according to research. When it comes to teaching kids about money, caregivers are asking for help. In fact, 32% of parents are uncomfortable speaking about finances with their own children and 46% are looking for additional resources to help encourage good financial habits, according to a Chase survey of parents across the U.S., with children aged 8–14. Traditionally, kids learn about money from shopping with adults and having related conversations. While discussions are an important part of learning about finances, online shopping has changed how kids experience spending. "Families are juggling so many more responsibilities today than ever before, so it's understandably more complicated to find opportunities to teach financial wellness to children or to find hands-on purchasing moments to talk about the value of money," said Anastasia Morgan-Gans, an executive focused on family financial health at Chase. Fortunately, new tools are helping meet the changing needs of parents and their children. For example, the free Chase First Banking account is designed to help families develop healthy financial habits by putting parents in control and giving kids and teens the freedom to learn how to earn, spend and save money. Through the Chase Mobile app, parents can assign chores and provide allowance, set amounts and locations of where kids can spend money using a debit card, and help children reach savings goals. Kids interact with the app on their end, too, checking off assigned chores when completed and seeing when their allowance is paid. They can also see how much they can spend and where, as well as their savings goals. This type of digital tool makes financial literacy discussions easier and brings family money management into the digital age, engaging kids in meaningful ways. In addition to adopting useful tools, it's important to have ongoing conversations about finances. Morgan-Gans suggests starting with some rules for a family ‘contract’ when it comes to having access to an account:
"These tools can help guide parents, so they have the confidence to teach kids about bank accounts and spending — it’s like an account with training wheels," says Morgan-Gans. Building strong connections with trusted adults can give kids a sense of security and a better foundation for achieving their potential. Make spending time together a priority with these engaging activity ideas that allow the whole family to get in on the fun.Maximizing Family Time![]() 5 tips for spending more time with loved ones(Family Features) Now as much as ever, close family ties can make a significant impact on young lives. Constantly emerging technology sometimes limits personal interaction, while many school-age children experience unprecedented stress levels. Building strong connections with trusted adults can give kids a sense of security and a better foundation for achieving their potential. Make spending time together a priority with these engaging activity ideas that allow the whole family to get in on the fun. Plan a Movie or Game Night Read Together Parents can connect with older kids through books that carry important lessons about life and relationships. Reading books individually then coming together to discuss them, similar to a book club, can provide the chance for thoughtful talks about difficult topics. For example, “Regretting You,” from bestselling author Colleen Hoover, explores a tumultuous relationship between a mother and her daughter who must turn to one another when a tragedy shatters their lives. Find more information on the novel at amazon.com. Cook Meals Together Enjoy a Craft Day Take a Trip No matter what activity you choose, investing in time together strengthens relationships so kids can flourish with the confidence of a support system behind them.
Photo courtesy of Getty Images SOURCE:Amazon Publishing KEYWORDS
![]()
Before you face another chorus of “I’m bored” from the kiddos, consider these simple activities you and your child can do together when winter weather or schedules have you stuck indoors.
Simple STEM Activities to Do at Home![]() (Family Features) Winter is the season for family gatherings, snow days and breaks from school and work, but all this time indoors can lead to a serious case of cabin fever for both children and adults. Before you face another chorus of “I’m bored,” consider these simple activities you and your child can do together when winter weather or schedules have you stuck indoors. Each activity idea from the experts at KinderCare can help children build foundational skills they’ll need for success in STEM (science, technology, engineering and math) areas so you can combine fun and learning. Infants Toddlers Preschool (3-4-year-olds) Pre-Kindergarten (4-5-year-olds) School Ages For more activity ideas, visit kindercare.com. SOURCE:KinderCare
KEYWORDS
![]()
From the classroom to the internet, bullying can lead to children developing a poor self-image or lead to bullying others. In fact, members of Generation Z believe bullying is the biggest issue facing their generation. Consider these ideas to help your kids learn how to overcome, avoid and break down the cycle of bullying.5 Ways to Empower Kids to End Bullying![]() (Family Features) From the classroom to the internet, bullying can lead to children developing a poor self-image or lead to bullying others. In fact, members of Generation Z believe bullying is the biggest issue facing their generation, according to new data. A survey of American youth ages 6-17, commissioned by the Boy Scouts of America, the nation’s foremost youth program of character development and values-based leadership training, found bullying ranked as the top concern for young people in their own communities, across the country and on a global scale. At the same time, 84% of those surveyed said they want to be a part of the solution. Consider these ideas to help your kids learn how to overcome, avoid and break down the cycle of bullying: ![]() Promote more time unplugged and outdoors. It is important for parents to promote healthy, face-to-face social interactions. Outdoor activities allow children to work together, solve problems and bond in a way that typically can’t be achieved through a screen. They also give children a break from the cyber-world, where bullying is often prevalent. Encourage kindness. Ninety-seven percent of Gen Z members surveyed said being kind is important. Encourage kids to act on that feeling and remind them that it doesn’t take any extra energy to be kind. Serve as a role model by making kindness a foundation in your family, just as the Boy Scouts of America have done. The Scout Law lists being kind as one of 12 guiding characteristics. Educate and equip. Parents should educate their children about why bullying is never OK, equip them with the knowledge they’ll need to recognize it and encourage them to report and safely respond to all forms of bullying they observe. Use the buddy system. In Scouting, the buddy system pairs kids together to help ensure the well-being of one another. This approach is used for practical and safety reasons that can also be applied to everyday life. A pair or group of kids are less likely to get bullied, and buddies can be supportive by being an upstander. Explore differences. As a family, look for ways to get involved in activities that include families from different backgrounds and cultures. Introducing kids to ideas and lifestyles different from their own can be an enlightening experience, and that knowledge can help break down some of the barriers that contribute to bullying, such as fear and misunderstanding. Improving Communities
Learn more about ways Generation Z and its supporters can help put an end to bullying at Scouting.org. SOURCE:Boy Scouts of America
KEYWORDS
![]()
It’s time to get your household organized for another school year and all that comes with it. Whether your child is headed off to kindergarten or going away to college, these useful tips can help make the transition back to the regimented school year easier and get your busy household organized for the upcoming season.Making the Back-to-School Transition Easy![]() (Family Features) It’s time to get your household organized for another school year and all that comes with it. Whether your child is headed off to kindergarten or going away to college, these useful tips can help make the transition back to the regimented school year easier and get your busy household organized for the upcoming season. ![]() Kindergarten
Elementary School
Middle and High School
College
By implementing some of these simple tips, you and your kids can look and feel your best, setting up a seamless, stress-free transition back to the school year. Find more information at all-laundry.com. Photos courtesy of Getty Images ‘all
KEYWORDS
Loving, loyal, and always looking to have a good time, a dog is a great companion and a great way to teach your kids about responsibility. Part of that responsibility, however, is in getting both your dog and your children adjusted to each other. To help you out, we've put together a few basic tips on how to help your dog bond with your children.
Involve Children in Their Care One of the best ways to get your dog to trust someone is by having that person care for them. Even if only once a week, having your kids take charge of something like feeding routines builds trust in your dog, teaching it to associate good things with the person providing the care. According to the Sequoia Humane Society, it's also a fine way to teach your kids about responsibility. In this case, neglecting their duties has a real consequence for a creature they're fond of. Teach Children When to Leave Them Alone As important as play and care are in bonding a dog to people, it's equally important for those people to learn when to leave a dog alone. Something many children struggle with is the idea that dogs have their own wants and needs. The dog may not always be ready to play, especially if it is older. According to Dolman Law, children should give the dog space when the dog is eating or sleeping, sometimes even when it is playing with a toy. Additionally, if a dog has gone off somewhere on its own and moves away when approached, it likely wants to rest and isn't in the mood for human interaction. Reinforce Good Behavior According to Victoria Stilwell, positive reinforcement does wonders in setting a pattern. This is true for both the dog and the kids. Reinforcing good behavior from both of them makes for an easy way to get them to play well together. If a dog gets treats and fun out of behaving well with children, they'll continue to do so. Likewise, kids who are told they're doing well and given a treat of their own will handle dogs with consideration. It's a simple way to reinforce good behavior all around. A dog can fulfill a family, but there's a lot of responsibility involved in properly adapting the family to the dog. If you're considering getting a new pet, try these three techniques for helping your dog bond with your kids. Before you know it, your dog will feel like part of the family. Want more tips and tricks for your family pet? Check out more of our articles here!
KEYWORDS
![]()
If you're buying a car for your teen, safety is probably your highest priority. After all, teenagers aren't exactly known for their driving prowess. However, other considerations, such as your budget and the vehicle's reliability, are important too. Before you turn over a set of car keys to your family's newest driver, take the following considerations into account.
It's Probably Going to Break Like it or not, the car you buy for your teen is probably going to break. If you're like many parents and buy your teen a low-cost car with a lot of miles on it, it'll simply be more likely to break down due to age. Furthermore, teenagers are usually harder on cars than more experienced drivers. They tend to brake harder, accelerate more quickly and disregard necessary maintenance tasks. Teaching your teen how to maintain their car will help extend the vehicle's life, but you should expect breakdowns and plan accordingly. There are some cars that are safer for teens, but you should still encourage safe driving. Consider the Upfront Expenses Knowing the upfront expenses of buying a car for your teenager will help you budget and prepare financially. First, decide whether to pay for the car upfront or to take out a loan. Then, consider having your teen pay for part of the cost of the vehicle. Not only will this take a little financial strain off you, but it'll build a sense of responsibility in your child. Finally, don't forget to budget for car insurance. Adding a teen driver to your insurance is likely to increase your premiums considerably. Find the Right Car The car you want for your teen is probably different than the one you want for yourself. To encourage safe driving, look for cars that don't emphasize horsepower, and keep in mind that larger cars are typically safer than compacts. Newer cars generally come with more safety features than older models, but they also come with heftier price tags. Handing over the car keys to a new driver is a big deal regardless of how prepared you feel or how responsible your teenager is. Adequately preparing yourself and your child for this milestone will give your entire family peace of mind. Know that the car you choose is likely to break down, establish a budget, and take your time finding the right vehicle for your new driver.
KEYWORDS
![]()
Experts agree that breast milk and/or formula should be the primary sources of nutrition for infants 6 months and younger. While 92 percent of mothers plan on breastfeeding, more than two-thirds rely on using infant formula, according to the new “Feeding Realities” survey by Perrigo Nutrition.
(BPT) - Whether you're expecting your first child or you've been around the baby block a few times before, there are always a lot of questions when preparing for parenthood. Questions about feeding often top that list.
Experts agree that breast milk and/or formula should be the primary sources of nutrition for infants 6 months and younger. While 92 percent of mothers plan on breastfeeding, more than two-thirds rely on using infant formula, according to the new “Feeding Realities” survey by Perrigo Nutrition. Infant formula is used for a variety of reasons, including by mothers who have trouble breastfeeding, limited milk supply or opt to by personal choice. The survey of mothers of babies and toddlers uncovered common mistakes and misconceptions about formula feeding. Using more water than necessary Formula containers have specific measurements that typically call for mixing powder and water, yet 21 percent of those responding to the survey say they have used more water than required by the instructions when preparing formula. Nearly half stated their primary reason was to help save money or make formula last longer. “Many new moms have the misconception that diluting formula with water will help save money or make it easier for baby to digest,” says Dr. Jennifer Gardner, family physician and co-author of The Mommy MD Guide to Your Baby's First Year: More than 900 tips that 70 doctors who are also mothers use during their baby's first year (Mommy MD Guides). “Diluting critical nutrients in formula at a time of rapid growth can be dangerous for their baby. No cost savings is worth the risk of poor health and infant mortality. Parents should always follow preparation instructions on the product label and consult with their pediatrician to talk through infant-feeding options.” Microwave bottle preparation When warming infant formula, half of mothers said they always or sometimes use the microwave to make a bottle. The problem is microwaving formula bottles can affect ingredients and cause hot spots that might burn a baby’s mouth. What many parents don't realize is formula does not need to be warmed before it is given to baby. If your child happens to prefer a warm bottle, place it under warm running water and make sure that water isn't getting into the bottle, according to the Centers for Disease Control and Prevention. Before feeding, test the temperature of the bottle by putting a few drops on the back of your hand to ensure it's not too hot. Reusing and storing formula If baby doesn't finish a bottle, it's tempting to put it in the fridge for later, but this can be a mistake. The survey found 51 percent have thrown a partially used infant formula bottle back in the fridge to use for the next feeding time. This is dangerous because bacteria can grow and the nutritional profile of the formula can diminish. According to the American Academy of Pediatrics (AAP), formula not fed to baby can be stored in the refrigerator for 24 hours if you are making it ahead of time. However, once you feed a bottle to baby, you must discard the remaining contents after one hour from the start of that feeding. Store-brand formula confusion According to the survey, 20 percent of respondents worried about what formula to purchase in the first few months of their baby’s life. Babies can be expensive, but one way to stretch budgets without sacrificing quality is to use store-brand formulas that meet the same FDA standards as nationally advertised brands. All formula brands — including store brands — offer complete nutrition for infants. Learn more at www.storebrandformula.com. “New moms can feel confident that store-brand formula will provide complete nutrition for baby just like any brand-name formula,” says Gardner. “All infant formulas are required to meet the same FDA standards, which means store-brand formula has the same quality as other brand names but costs less. More importantly, there’s no need for parents to take unnecessary risks such as diluting formula to save money when they can trust that store-brand formula is a high-quality and affordable option.”
KEYWORDS
![]()
|
Archives
January 2021
Interested in Publishing on The Parenting IDEA?
Send your query to the Publisher today!
Categories
All
|