With the number of U.S. residents 65 or older growing from 35 million in 2000 to nearly 73 million in 2030 according to the U.S. Census Bureau, baby boomers entering or approaching retirement need to be aware of how they can best prepare to age comfortably. Read the full article here to learn ways to prepare your - or your parent's home - to age in place.
Even if you’ve worked hard to save for retirement and create the financial security you want in the future, the need for long-term care could throw a wrench into even the most well-thought-out plans and impact you and your loved ones’ finances. Consider these questions as you begin the long-term care planning process.5 Questions to Ask When Planning for Long-Term Care![]() (Family Features) You may not want to consider a time when you might not be able to fully take care of yourself, but the reality is there is almost a 70% chance someone turning 65 today will need some type of long-term care service and support in his or her lifetime, according to the U.S. Department of Health and Human Services. Even if you’ve worked hard to save for retirement and create the financial security you want in the future, the need for long-term care could throw a wrench into even the most well-thought-out plans and impact you and your loved ones’ finances. Consider these questions as you begin the long-term care planning process. What is long-term care? When should you start thinking about long-term care planning? How much does long-term care cost? Long-term care is generally not covered by health insurance, and government programs like Medicare or Medicaid have limitations, which often isn’t discovered until care is needed. However, New York Life offers long-term care options to AARP members and provides specially trained agents who can provide guidance. The agents can work with you and your family to create a customized plan based on your financial goals, helping protect your assets should you ever require long-term care. Where is care provided? How much coverage do you need? While planning for long-term care can seem daunting, you can find more benefits and information to make the process easier at aarp.org/benefits.
Photo courtesy of Getty Images SOURCE:AARP Services, Inc.
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According to the AARP, 87 percent of adults age 65 and older want to stay in their current home and community as they age. Furthermore, among people age 50 to 64, 71 percent of people want to age in place. The desire to age in place typically requires making thoughtful updates to a home to accommodate senior needs.(BPT) - American household demographics constantly change. With kids grown and moved out, many adults are considering remodeling to meet their future needs. This has inspired the idea of aging in place, meaning the desire to have a high quality of life in your home as you get older. In the United States, it's a desire shared by many. According to the AARP, 87 percent of adults age 65 and older want to stay in their current home and community as they age. Furthermore, among people age 50 to 64, 71 percent of people want to age in place. The desire to age in place typically requires making thoughtful updates to a home to accommodate senior needs. Multigenerational households are also changing for older family members. Sometimes it's necessary to have elderly relatives move in to your home for them to thrive. Adult children will opt to make remodeling updates so spaces are safe, comfortable and accessible for all. Whether you're remodeling for yourself or a family member, there are many things to consider. Making changes where it matters most will help transform the household into a secure space for aging adults. Single-story living Having all rooms on a single story is the ideal layout for senior living. That means the bedroom, bathroom and kitchen can be accessed without having to travel to different levels of the home. Keep in mind, open-concept designs can be beneficial for seniors, but if you are updating hallways, make sure they are at least 36 inches wide for easy maneuverability. Bathroom additions Adding a bathroom to facilitate single-story living might seem impossible if you don't have existing drainage. However, it is feasible and doesn't require costly demolition. With Saniflo, you can add a complete bathroom where no drainage existed before, thanks to above-floor plumbing features like a macerating toilet and drain pumps. The Saniaccess2 is ideal for powder rooms and the Saniaccess3 is a smart choice for full baths. Bathroom safety Bathrooms are one of the most dangerous rooms in a home, particularly for those age 65 and older who are more prone to falls. When remodeling, add wall supports such as grab bars in the bath, shower and by the toilet. For showers, a fold-down seat and handheld showerhead can add comfort. A wall-hung sink adds space below and can make it easier to clean and move around. Avoid using rugs and instead install slip-resistant flooring. Kitchen additions Redesigning your home with a mother-in-law suite for aging relatives can be a nice way to provide them with everything they need. It will also ensure that everyone has their desired privacy in the home. Again, don't let drainage limit your remodel plans. Add a modest kitchen setup using Saniflo Sanivite technology. It will pump wastewater away from a variety of sources, such as a kitchen sink, laundry sink and washing machine. Learn more at go.saniflo.com. Ramps and stairs There may be spaces in a home where you can't avoid installing a ramp or stairs. The entryway is one such area. For stairways, install handrails on both sides and add contrast strips to prevent tripping and stumbling hazards. For ramps, the National Association of Home Builders recommends slopes no greater than 1-inch rise for each 12 inches in length, a 2-inch curb for safety and a 5-foot landing at the entrance. All ramps or stairs should have adequate lighting for easy visibility. Ample lighting As vision decreases with age, lighting becomes a critical element throughout a home. Consider adding windows and skylights for plenty of natural light. Swap in brighter bulbs and add adjustable features that allow you to customize settings for frequently used spaces. Finally, add motion lights to hallways and bathrooms for easy evening use. Hard-wired lights are preferred to plug-in options, but if you must have cords, make sure they are hidden or secured to the ground. When aging in place matters to you or your family members, these guidelines can help you remodel wisely. Smart updates will help you enjoy your home today and thrive in the future. KEYWORDS
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