The stark reality is that more and more Americans each and every day find themselves taking on the role of caregiver for a family member. This can present immense physical and emotional challenges. The first steps suggested here can help you find some balance as you navigate your caregiver journey.
Even if you’ve worked hard to save for retirement and create the financial security you want in the future, the need for long-term care could throw a wrench into even the most well-thought-out plans and impact you and your loved ones’ finances. Consider these questions as you begin the long-term care planning process.5 Questions to Ask When Planning for Long-Term Care![]() (Family Features) You may not want to consider a time when you might not be able to fully take care of yourself, but the reality is there is almost a 70% chance someone turning 65 today will need some type of long-term care service and support in his or her lifetime, according to the U.S. Department of Health and Human Services. Even if you’ve worked hard to save for retirement and create the financial security you want in the future, the need for long-term care could throw a wrench into even the most well-thought-out plans and impact you and your loved ones’ finances. Consider these questions as you begin the long-term care planning process. What is long-term care? When should you start thinking about long-term care planning? How much does long-term care cost? Long-term care is generally not covered by health insurance, and government programs like Medicare or Medicaid have limitations, which often isn’t discovered until care is needed. However, New York Life offers long-term care options to AARP members and provides specially trained agents who can provide guidance. The agents can work with you and your family to create a customized plan based on your financial goals, helping protect your assets should you ever require long-term care. Where is care provided? How much coverage do you need? While planning for long-term care can seem daunting, you can find more benefits and information to make the process easier at aarp.org/benefits.
Photo courtesy of Getty Images SOURCE:AARP Services, Inc.
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Without proper support, seniors may face a wide range of issues including limited mobility, chronic conditions, improper nutrition and feelings of loneliness. For example, older adults can have problems chewing or may take medications which interfere with their appetites. However, research shows lack of companionship may be the biggest challenge. Small gestures, like these simple acts of kindness, can go a long way toward improving a senior’s day.Ways to Make the World a Better Place for Seniors![]() (Family Features) By 2050, the senior population (adults age 65 and older) will be more than double that of the world’s youngest citizens, and the number of people living beyond age 80 is expected to triple over the next 30 years. As the aging population increases, some 11.3 million seniors are living alone, according to the Institute on Aging. In addition, women are twice as likely as older men to live by themselves. Without proper support, seniors may face a wide range of issues including limited mobility, chronic conditions, improper nutrition and feelings of loneliness. For example, older adults can have problems chewing or may take medications which interfere with their appetites. However, research shows lack of companionship may be the biggest challenge. In fact, an AARP survey found 1 in 5 adults over the age of 40 were “socially disconnected,” which can impact health. People who reportedly experienced loneliness and isolation had lower mental well-being scores, and those who were dissatisfied with their level of social engagement were more likely to report a decline in cognitive function, as well. While anyone can benefit from a kind gesture, seniors are some of the most in-need members in many communities. There is likely a wide range of opportunities to enhance the lives of seniors in your area. Numerous programs and agencies exist to help you determine the best way to make a difference. One example is Ready to Care, an initiative from Home Instead Senior Care that challenges people to complete weekly care missions. Each activity guides members through various ways to give to senior-related causes, learn about the aging crisis and issues impacting seniors, and serve seniors through small actions of kindness. Most care missions are simple acts, such as opening a door, learning about Alzheimer’s or helping with a chore. Each week, a new mission is delivered to participants’ phones via text message. ![]() Small gestures, like these simple acts of kindness, can go a long way toward improving a senior’s day. Physical assistance: Most seniors are eager to retain their independence, but everyday tasks can pose fall risks or require exposure to harsh weather conditions that can be dangerous to older adults.
Social support: Loneliness is common among seniors, especially those who live alone. Show seniors in your area they have a meaningful place in the community and options for companionship.
Practical solutions: For various reasons, some seniors may be unable to complete everyday tasks. Offer a helping hand in their daily routines when possible.
![]() How You Can HelpConsider these simple ways you can help the aging population by taking action and learning about issues impacting seniors:
To find more ways you can care for the seniors in your community, visit imreadytocare.com. Home Instead Senior Care
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It’s not easy getting old, as the saying goes, and it can be even harder to watch your parents age. Helping parents transition into the later years of their lives can be a delicate matter, but there are ways to help them ease into an elderly stage and cope better with challenges. For example, consider these tips and ways to aid aging parents.
Aiding Aging Parents![]() 4 tips to help overcome new challenges(Family Features) It’s not easy getting old, as the saying goes, and it can be even harder to watch your parents age. Helping parents transition into the later years of their lives can be a delicate matter, but there are ways to help them ease into an elderly stage and cope better with challenges. Carol Lavin Bernick, former executive chairman of Alberto Culver, navigated this type of life transition with her parents. In her book, “Gather As You Go: Lessons Learned Along the Way,”Bernick offers tips to give and get joy while preserving your parents’ dignity in addition to wisdoms on business and leadership, philanthropy, dealing with tough times and being a working mom. For example, consider these tips and ways to aid aging parents: Provide Entertainment Adjust to Physical Changes Relive Memories Consider the Little Things Find more tips to assist aging relatives at gatherasyougo.com . Photo courtesy of Getty Images SOURCE:Gather As You Go KEYWORDS
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While caring for an older family member – whether it be a spouse, parent or grandparent – can be a rewarding experience, it can also be a difficult and overwhelming task. This is especially true if your loved one lives with Alzheimer’s disease or other dementia-related illnesses. Being aware of some of the warning signs of burnout can help caregivers properly manage stress and protect themselves.Caring for Caregivers![]() How to prevent caregiver burnout(Family Features) While caring for an older family member – whether it be a spouse, parent or grandparent – can be a rewarding experience, it can also be a difficult and overwhelming task. This is especially true if your loved one lives with Alzheimer’s disease or other dementia-related illnesses. Whether it’s out of love or obligation, caring for a chronically ill or disabled family member (and potentially his or her financial and legal interests) can come at the expense of the caregiver’s quality of life. In addition to maintaining a healthy, active lifestyle outside of caregiving responsibilities, it is important for those caring for a loved one to learn ways to avoid health hazards and stay well-informed of any changes in their loved one’s condition. Add work and children to care for to the equation and it’s a formula that can lead to stress, exhaustion and even potential health issues. The additional duties often required to provide care for a loved one can lead to physical or emotional fatigue, often referred to as “caregiver burnout.” If you’re caring for an older adult, the Alzheimer’s Foundation of America recommends these tips to help manage stress before caregiving leads to burnout. Know the signs of burnout. By the time many caregivers suspect signs of burnout, they’re likely already suffering symptoms related to their responsibilities. Being aware of some of the warning signs can help caregivers properly manage stress and protect themselves. Warning signs include:
Educate yourself about the disease. It’s likely the loved one you care for has several health problems, takes multiple medications and sees multiple health care providers to manage his or her conditions. As a first step in learning more about Alzheimer’s disease and other dementia-related illnesses, visit alzfdn.org or nia.nih.gov/alzheimers for information. Support groups, educational workshops, community resources and professionals can also help increase your understanding of the disease and what to expect so you can be a better-informed and prepared caregiver. Be prepared for important decisions. Take care of financial, legal and long-term care planning issues early on to help reduce stress later. Try to involve the individual in decision-making if he or she is capable, and consider personal wishes regarding future care and end-of-life issues. Build your care skills. Key skills for any caregiver include communication, understanding safety considerations and behaviors, and managing activities of daily living such as bathing, toileting and dressing. Some organizations and local hospitals may even offer classes specific to your loved one’s disease that can aid you in the process. Develop empathy. Try to understand what it is like to be a person living with Alzheimer’s or dementia. Put yourself in the affected person’s shoes while also recognizing your own losses. Manage your expectations of your loved one and remain patient. Ask for help when you need it. Reach out to medical and mental health professionals as well as family and friends. They can assist you when things get tough. In addition, there are typically programs, agencies and organizations in your community that can help manage the challenges of caring for older parents, grandparents, spouses and other older adults. Advocate for and connect with your loved one. Take an active role in the individual’s medical care. Get to know the care team, ask questions, express concerns and discuss treatment options. Also remember to connect on a personal level through kindness, humor and creativity, which are essential parts of caregiving and can help reduce stress. Think positive. Focus on the capabilities and strengths that are still intact and enjoy your relationship with your loved one while you are still together. Look for ways to include him or her in your daily routines and gatherings to make as many memories as possible. Find more caregiver resources and tips at alzfdn.org. ![]() Tips for Managing Caregiver StressStress can affect anyone and caregivers may find themselves faced with additional stressors. To help manage stress and avoid caregiver burnout, keep these tips from the Alzheimer’s Foundation of America in mind:
Getting Help with Caregiving Everyone needs a break from time to time, even caregivers. Look into respite programs for a chance to care for yourself. Types of respite include: Home Care
Adult Day Programs
Facility-Based Respite
Family and Friends
Photos courtesy of Dreamstime (Couple walking) SOURCE:Alzheimer’s Foundation of America KEYWORDS
Caregivers need and deserve support as they navigate a demanding, emotional and critical responsibility. The good news is there are resources and services like the following that can help make life as a caregiver a bit easier.(BPT) - When David Bowen’s father fell taking out the trash in 2016, it set in motion a series of health challenges the family is still battling together. Bowen, 62, hired a part-time professional caregiver to assist his father and his mother, who was battling Alzheimer’s, but he found himself serving as a caregiver much of the time, too. The responsibility of caregiving can mean increased stress and anxiety, which can affect family dynamics, nutrition habits, physical fitness and overall well-being. Many people take unpaid leave from their jobs, reduce work hours, change careers or quit altogether to care for an aging loved one. The 2018 Northwestern Mutual C.A.R.E. Study revealed that two of three caregivers reduce their living expenses to pay for the medical and practical needs of their loved ones, yet nearly half of future caregivers said they have made no financial plans to prepare. While this can be challenging, caregivers take immense pride in this vital role, and most wouldn’t trade the opportunity. In fact, a recent Merrill Lynch-Age Wave study found that 91 percent of caregivers feel grateful to care for someone and 77 percent would do it again. Caregivers need and deserve support as they navigate a demanding, emotional and critical responsibility. The good news is there are resources and services like the following that can help make life as a caregiver a bit easier. Caregiver resource list * The National Family Caregiver Support Program offers medical, emotional, financial and legal advice and training to adult family members who provide in-home and community care for people aged 60 or older and to people older than 55 who care for children under 18. * AARP’s Caregiver Resource Center offers guides for first-time caregivers, families and those who care for a loved one at home. These include financial and legal considerations and advice on how to maintain caregiver-life balance. * While the Administration for Community Living doesn’t work directly with individuals, it can be a good place for a caregiver to start on the circuitous path to financial support. The organization provides funds to help older adults and people with disabilities live where they choose to for as long as they can, and has provided billions of dollars to programs in every state. * UnitedHealthcare proactively addresses caregiver needs by sharing relevant information and resources. Its Solutions for Caregivers program, for example, is a website for eligible members to get advice from medical professionals, financial advisers and experienced care managers; take advantage of discounted products and services; and access educational resources. Non-members can find a directory of organizations that focus on issues including Parkinson’s disease, substance abuse, blindness, MS, Alzheimer’s and diabetes. * The National Alliance for Caregiving focuses on caregiving research, innovation and technology, state and local caregiving coalitions, and international caring. It is working to build a global network of caregiver support organizations. * The Caregiver Action Network (CAN) serves a broad spectrum of family caregivers, ranging from parents of children with special needs, to families and friends of wounded soldiers, to adult children caring for aging parents. Aiming to promote resourcefulness and respect for the more than 90 million family caregivers across the country, CAN provides free education, peer support and resources. * The Eldercare Locator, a public service of the U.S. Administration on Aging, provides a search tool that allows visitors to search by topic and location for services pertaining to older adults and their families. “Dad and I, we’re trying to put a new life together for him, and it’s tough,” said Bowen. “But support from all over has kept me on my feet and moving forward. Amid all the challenges, I am grateful for that.” KEYWORDS
According to the AARP, 87 percent of adults age 65 and older want to stay in their current home and community as they age. Furthermore, among people age 50 to 64, 71 percent of people want to age in place. The desire to age in place typically requires making thoughtful updates to a home to accommodate senior needs.(BPT) - American household demographics constantly change. With kids grown and moved out, many adults are considering remodeling to meet their future needs. This has inspired the idea of aging in place, meaning the desire to have a high quality of life in your home as you get older. In the United States, it's a desire shared by many. According to the AARP, 87 percent of adults age 65 and older want to stay in their current home and community as they age. Furthermore, among people age 50 to 64, 71 percent of people want to age in place. The desire to age in place typically requires making thoughtful updates to a home to accommodate senior needs. Multigenerational households are also changing for older family members. Sometimes it's necessary to have elderly relatives move in to your home for them to thrive. Adult children will opt to make remodeling updates so spaces are safe, comfortable and accessible for all. Whether you're remodeling for yourself or a family member, there are many things to consider. Making changes where it matters most will help transform the household into a secure space for aging adults. Single-story living Having all rooms on a single story is the ideal layout for senior living. That means the bedroom, bathroom and kitchen can be accessed without having to travel to different levels of the home. Keep in mind, open-concept designs can be beneficial for seniors, but if you are updating hallways, make sure they are at least 36 inches wide for easy maneuverability. Bathroom additions Adding a bathroom to facilitate single-story living might seem impossible if you don't have existing drainage. However, it is feasible and doesn't require costly demolition. With Saniflo, you can add a complete bathroom where no drainage existed before, thanks to above-floor plumbing features like a macerating toilet and drain pumps. The Saniaccess2 is ideal for powder rooms and the Saniaccess3 is a smart choice for full baths. Bathroom safety Bathrooms are one of the most dangerous rooms in a home, particularly for those age 65 and older who are more prone to falls. When remodeling, add wall supports such as grab bars in the bath, shower and by the toilet. For showers, a fold-down seat and handheld showerhead can add comfort. A wall-hung sink adds space below and can make it easier to clean and move around. Avoid using rugs and instead install slip-resistant flooring. Kitchen additions Redesigning your home with a mother-in-law suite for aging relatives can be a nice way to provide them with everything they need. It will also ensure that everyone has their desired privacy in the home. Again, don't let drainage limit your remodel plans. Add a modest kitchen setup using Saniflo Sanivite technology. It will pump wastewater away from a variety of sources, such as a kitchen sink, laundry sink and washing machine. Learn more at go.saniflo.com. Ramps and stairs There may be spaces in a home where you can't avoid installing a ramp or stairs. The entryway is one such area. For stairways, install handrails on both sides and add contrast strips to prevent tripping and stumbling hazards. For ramps, the National Association of Home Builders recommends slopes no greater than 1-inch rise for each 12 inches in length, a 2-inch curb for safety and a 5-foot landing at the entrance. All ramps or stairs should have adequate lighting for easy visibility. Ample lighting As vision decreases with age, lighting becomes a critical element throughout a home. Consider adding windows and skylights for plenty of natural light. Swap in brighter bulbs and add adjustable features that allow you to customize settings for frequently used spaces. Finally, add motion lights to hallways and bathrooms for easy evening use. Hard-wired lights are preferred to plug-in options, but if you must have cords, make sure they are hidden or secured to the ground. When aging in place matters to you or your family members, these guidelines can help you remodel wisely. Smart updates will help you enjoy your home today and thrive in the future. KEYWORDS
Mobility is a major factor in a person’s independence, but when illness or injury hinders free movement, even a simple task like running to the store becomes a challenge. Fortunately, there are numerous options like these you can explore to improve mobility and accessibility if you or a loved one becomes reliant on a wheelchair or other assisted mobility.Create an Accessible Lifestyle![]() Enhance independence with mobility in mind(Family Features) If you’re like the majority of the population, mobility is something you take for granted. However, once you or a loved one encounters an illness or disability that results in dependence on a wheelchair, your perspective is likely to change dramatically. Mobility is a major factor in a person’s independence, but when illness or injury hinders free movement, even a simple task like running to the store becomes a challenge. Fortunately, there are numerous options you can explore to improve mobility and accessibility if you or a loved one becomes reliant on a wheelchair or other assisted mobility. Ramps in Place of Stairs Accessible Vehicles and Parking Not only is getting in and out of the vehicle a chore, 74 percent of people have personally seen a handicap accessible parking space being improperly used, according to a survey by BraunAbility. As a leading manufacturer of wheelchair accessible vehicles and wheelchair lifts, its Save My Spot campaign works to educate the public about the meaning and importance of handicap accessible parking. In addition to understanding and educating others about the proper usage of handicap accessible parking, chair users may benefit from wheelchair accessible vehicles that provide maximum maneuverability, such as the BraunAbility Pacifica, which delivers the most interior cabin space and widest doorway and ramp for ease of entry and exit. Hand Rails and Grab Bars Bathroom Modifications Wider Doors and Hallways Find more ideas to promote independence and mobility at braunability.com/savemyspot. ![]() 5 Facts About Handicap-Accessible ParkingHandicap-accessible parking plays a critical role in giving chair users independence and mobility, making it important to understand the rules of the parking lot. To bring awareness to the challenges wheelchair users face, BraunAbility offers these reminders:
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