(BPT) - Resourceful thieves and cybercriminals continue to find new ways to hack U.S. consumers’ sensitive personal information. Dumpster diving, stolen or lost wallets and mail fraud should still be concerns, but the digital age of tablets, smartphones, PCs and Wi-Fi networks leaves people more vulnerable than ever. Have you ever stored credit card information on your phone for added convenience to make payments in a checkout lane? Do you ever store passwords in apps to transfer funds between accounts? And what’s to keep hackers from accessing a wireless network you check your email on while you’re grabbing a quick cup of coffee? ”More than 15.4 million people a year will experience identity theft, with an average loss of more than $1,000,” said Jane Li, Mercury Insurance’s director of product management. “When one access point closes due to added levels of security, cyberattackers find another. Insurance companies like Mercury provide services that allow homeowners and renters to enjoy the convenience of accessing their connected devices at home and on the go, while also helping to protect customers from the potentially devastating effects of criminal infiltration, cyberextortion and identity theft.” The following five do’s and don’ts can help stop criminals in their tracks and protect your connected devices, as well as your electronic identity.
Li recommends homeowners and renters speak with their local insurance agent to learn more about the endorsements they may be able to add to existing policies to help safeguard their finances if their identities are compromised or connected devices are attacked. “It can be daunting to try to regain your financial footing if a criminal takes advantage of you,” said Li. “Insurance exists to help protect consumers from unexpected events and, in this case, it’s better to be safe than sorry.”
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Crime used to mean things like break-ins and thieves swiping packages from your doorstep. But now there’s an increasing number of cybersecurity threats that are also crimes of opportunity. With more and more people using unfamiliar networks and doing lots of online shopping, bad actors have plenty of targets to choose from. By following these simple steps for data protection, you can keep your digital information secure.
(BPT) - Crime used to mean things like break-ins and thieves swiping packages from your doorstep. But now there’s an increasing number of cybersecurity threats that are also crimes of opportunity. With more and more people using unfamiliar networks and doing lots of online shopping, bad actors have plenty of targets to choose from. By following these simple steps for data protection, you can keep your digital information secure.
1. Be careful when using insecure Wi-Fi networks If you’re traveling or out shopping, you may find yourself on an unfamiliar Wi-Fi network. Many stores, airports and rest stops offer free Wi-Fi as a convenience, but often those networks aren’t secured. That makes it especially risky to make online purchases because the traffic from your device can be easily monitored and stolen. If you are using public Wi-Fi networks, then browsing to any website, make sure your connection is encrypted and secure by looking for the lock icon in the top left of the address bar. Also, always double check that the address you are navigating to is what you expected. Many modern devices, like the ASUS NovaGo, now feature built-in LTE, which offers a more secure experience for your online shopping. 2. Don’t rely on passwords alone Passwords and user IDs are a staple of cybersecurity, but they can only get you so far. To further ensure your data stays protected, consider using password management and verification apps. They let you use your face, fingerprint, eyes or other methods to access your data across devices. For example, the Microsoft Authenticator app adds an extra level of security with two-step verification that allows you to access your Microsoft account and apps quickly and securely without having to remember a password. 3. Avoid phishing scams With so many companies emailing promotions, it can feel like your inbox is under assault. In fact, it very well could be. Some of those emails may be phishing scams designed to steal your private information. To protect your data, don’t click on any unfamiliar links and carefully review all notifications from your bank to catch any potentially fraudulent activity. Remember, scammers can be sophisticated. They may use personalized emails to gain your confidence or replicate the style of a well-known financial services company. If an email or link looks the slightest bit suspicious, don’t click it. Go directly to your bank or other online account to confirm the information independently. 4. Back up your data If all your data is stored in one place, it’s vulnerable. Bad actors can lock up your device and demand payment to release your files. That’s why backing your data up to the cloud is critical for protecting your files against ransomware attacks. The cloud allows you to safeguard your data and access it from multiple devices. Cloud storage services are secure and can also let you easily transfer your data if you’re upgrading to a new device. 5. Utilize privacy screens Preventing people from looking over your shoulder and stealing your information is the simplest and easiest way to protect your personal data. When online shopping in public, use privacy screens to hide your information. Some devices, like the HP EliteBook x360 and HP Spectre x360, have integrated privacy screens that instantly shield your screen with the push of a button. If your device doesn’t come with one built in, you can purchase a privacy screen. 6. Keep software current Using a modern operating system with the latest security updates and built-in anti-virus protection is the best way to ward off unwanted intrusions. Major tech companies continually upgrade software to account for the latest cybersecurity threats so you can be confident your data is protected. By keeping your software current, you can avoid many cyberattacks before they cause problems.
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In the context of cyber security, an action by an unknowing child can impact the entire family. While there are plenty of parental controls and blocks available, they aren’t foolproof. Educating children about the potential risks and how to avoid them can go a long way toward protecting your family from potential cyber problems. Open up a conversation with your children about cyber security with these tips.5 Tips to Make Sense of Cyber Security![]() (Family Features) It’s no secret that kids have a sense of invincibility. While that trait can bring some endearing reminders of the innocence of childhood, it can also have some highly unfortunate consequences. In the context of cyber security, an action by an unknowing child can impact the entire family. The majority of U.S. households are filled with devices that pose a potential threat to your personal security. In fact, according to the 2016 Global Consumer Security Survey by Trend Micro, nearly half of households have two or more computers and nearly a third have three or more smartphones. That means the opportunities are plentiful for missteps to occur. Despite the many benefits of a highly connected world, the potential for danger is strong. The same study found that 65 percent of respondents’ computers had been infected with a virus or malware. Other concerns included damage or loss of files, children viewing inappropriate content, cyberbullying and ID or password theft. While there are plenty of parental controls and blocks available, they aren’t foolproof. Educating children about the potential risks and how to avoid them can go a long way toward protecting your family from potential cyber problems. Open up a conversation with your children about cyber security with these tips from the experts at Trend Micro:
Explore more ideas to keep your kids and family safe online at internetsafety.trendmicro.com. Photo courtesy of Getty Images SOURCE:Trend Micro KEYWORDS
While more people are turning to digital solutions to store important information, the threat of cyber security remains a concern for many businesses, governments and individuals. The modern reality when it comes to safely protecting valuables, documents and digital assets, is that both physical and digital secure storage solutions are needed. (BPT) - Whether you’re paying for a meal, signing up to play a game on your smartphone or withdrawing money from your bank, your information is at risk. In 2016 alone, 873 data breaches exposed more than 29.8 million records containing potentially sensitive information, according to the Identity Theft Resource Center. Clearly, stronger measures must be taken. While more people are turning to digital solutions to store important information, the threat of cyber security remains a concern for many businesses, governments and individuals. The modern reality when it comes to safely protecting valuables, documents and digital assets, is that both physical and digital secure storage solutions are needed. Security in a changing world In The Wall Street Journal, Sue Shellenbarger says people need a way to securely store both digital and physical copies of important documents. They should "wrap the documents in plastic and store them in a safe or safe-deposit box. Other paper items to keep in both paper and digital form include wills, diplomas, deeds, titles, licenses and trust and retirement-plan documents.” Jerry Pluard of Safe Deposit Box Insurance Coverage (SDBIC) agrees, and recommends using a combination of physical and “digital” safe deposit boxes to protect valuables and digital identity. “A digital safe deposit box can be used to maintain an inventory and store images of the valuable items in your physical box. You can also specify in your digital box the location of physical box and where the keys can be found,” Pluard says. Digital vaults for consumers While highly secured digital safe deposit boxes have been used by consumers and banking institutions in Europe for several years, the technology has not been embraced to the same degree in the United States. With the digital vault options now available, American consumers need to be educated on what features are essential to ensuring their security. The top features are: 1. Password manager: Keeping passwords in a highly secure location might be the feature you access the most in your digital safe deposit box. Look for a password generator and the ability to link directly to the login screen to copy and paste the password in. Also, make sure you can access the password vault even when offline. 2. Encrypted email: Your digital box should have an encrypted email so you can send and receive sensitive documents. 3. Accessibly: Your digital box should have an easy to use mobile app, allowing you to access your passwords, documents and to download and receive encrypted information form a number of devices. 4. Digital inheritance: You should be able to designate several loved ones as beneficiaries who will have access to your digital files and documents in case of a life-changing event. 5. Security: Zero Knowledge technology is a must. This means only you and those you authorize can access your box. Also, you want something known as double encryption. This assures you that even if there is a breach, the hacker cannot access documents or data. An Integrated Solution Recently, SDBIC formed a partnership with DSwiss AG to bring such a digital vault solution to the US. In addition to providing people with the needed features mentioned above, all the data is stored in a military command bunker in the Swiss mountains. This same service, which is used by large European financial firms to store highly sensitive information, is available to the consumer for just $40 a year. This means there is now double-pronged security solution available. With an insured safe deposit box and a Digital Fortress digital vault, consumers can enjoy the peace of mind that comes with knowing their valuables are protected. It’s a digital and physical security solution for every generation.
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