(BPT) - Technological advancements are helping aging adults stay safe, comfortable and connected as they age in place. And, families can feel more confident about mom, dad and the grands living independently, especially around the holidays.

“The year 2020 brings new innovative technologies to enable us to address the unique challenges we face as we age,” says Lisa Cini, president/CEO, Mosaic Design Studio and BestLivingTech.com. “Even the simplest tasks, like going to the bathroom, turning on the faucet, or cleaning up afterward can be difficult or dangerous for aging adults, but by integrating the latest gadgets into our home designs, seniors can remain safe, connected and independent.”

Lisa’s 2020 tech trends include:

• Google Home or Amazon’s Alexa can be used for a multitude of activities like listening to music and audio books, appointment and medication reminders, and hearing the weather. These gadgets can even make calls and respond to a simple “OK Google” or “Hey Alexa,” which can be useful after a slip or a fall (if within hearing range).
• A bidet eliminates the need for assistance in the bathroom by allowing users to clean up after themselves, providing independence and removing the embarrassment of asking for help.
• Hestan Cue Chef’s Pot measures the surface temperature of the pan via Bluetooth and is great for braising, poaching and perfecting dishes.
• Roomba the robot can vacuum multiple rooms daily and is compatible with Amazon’s Alexa and Google Home. It travels back to its charging dock and can be customized to clean when you want it to.
• Moley Robotic Kitchen is a fully automated kitchen that acts as a MasterChef to cook thousands of meals. This smart robot takes away the hassle of cooking and cleaning and does everything at the touch of a button.
• Nest Smart Thermostat makes homes energy efficient, with a display that can be read from across the room or remotely by cell phone and works with Amazon’s Alexa for voice control.
• Loop keeps you connected to friends and family through a loop of photos, video and video chat.
• The Human Charger light therapy device enhances energy levels and helps you get restful, sustained sleep.
• The Dementia Day Cycle Clock displays the day of the week and morning, afternoon, evening or night, to help you distinguish between days of the week and cycles of the day.
• Med-Q Automatic Pill Dispenser will flash the corresponding day slot with a bright red light and blast an alarm that increases in volume until you take your pills at the scheduled time.
• A One Button Dementia Radio allows you to turn the radio on and off without confusing buttons and dials.
• The Wander Alarm Security Alert chimes or vibrates to let you know that the door or window has been opened.
• iGuardStove and FireAvert prevent burnt pans or fires by automatically shutting off power to the stove when the smoke alarm goes off.
• Joy for All Companion Pets provides joy without the headache as it responds to hugging, petting and motion like any typical cat or dog, mimicking the movement and purring sound of a cat to bring comfort and companionship. No need to clean the kitty litter or walk the dog in the snow with this companion pet.

BestLivingTech.com offers many of the available products above to help seniors embrace aging and independent living. As a boomer living designer, Lisa searches the world for the best technology to help people age in place and brings them all together in one online store — think Sharper Image meets AARP.

By keeping the home retrofitted with the latest technology, we can help our parents and grandparents stay safe and comfortable at home and eliminate some of the worry when we’re not around.

Lisa Cini, ASID, IIDA, is an award-winning, internationally recognized designer with decades of experience developing interiors that improve quality of life for seniors. She is the author of The Future is Here: Senior Living Reimagined, Hive: The Simple Guide to Multigenerational Living, and BOOM: The Baby Boomers Guide to Leveraging Technology, so that you can Preserve Your Independent Lifestyle & Thrive.

(BPT) - Resourceful thieves and cybercriminals continue to find new ways to hack U.S. consumers’ sensitive personal information. Dumpster diving, stolen or lost wallets and mail fraud should still be concerns, but the digital age of tablets, smartphones, PCs and Wi-Fi networks leaves people more vulnerable than ever.

Have you ever stored credit card information on your phone for added convenience to make payments in a checkout lane? Do you ever store passwords in apps to transfer funds between accounts? And what’s to keep hackers from accessing a wireless network you check your email on while you’re grabbing a quick cup of coffee?

”More than 15.4 million people a year will experience identity theft, with an average loss of more than $1,000,” said Jane Li, Mercury Insurance’s director of product management. “When one access point closes due to added levels of security, cyberattackers find another. Insurance companies like Mercury provide services that allow homeowners and renters to enjoy the convenience of accessing their connected devices at home and on the go, while also helping to protect customers from the potentially devastating effects of criminal infiltration, cyberextortion and identity theft.”

The following five do’s and don’ts can help stop criminals in their tracks and protect your connected devices, as well as your electronic identity.

1. Do power down your devices. This disables the internet connection, cutting off access to any personal information stored on your computer, tablet or phone. Unattended machines, especially if you are asleep or leave them at home while on vacation, are easy targets for hackers.
2. Don’t connect to unsecured wireless networks. Information accessed on an open network, including email passwords and sensitive bank information, is fair game for hackers. Don’t make their jobs easier. Turn off Wi-Fi access on your devices unless it’s a password-protected network you trust.
3. Do monitor your children’s device usage. It’s a good idea to limit use of computers, tablets and phones to public areas within the home like the living room or kitchen. This makes it easier for parents to keep an eye on who their kids are communicating with, especially on social media or gaming sites, to help prevent the sharing of sensitive information like full names, addresses or other things that can be used for identity theft or other potentially dangerous activities.
4. Don’t discard important paperwork without shredding it. If it has your name and address, thieves can take advantage and open an account using your information. Remember to shred expired insurance documents, vehicle registrations, bills, loan pre-qualifications and other paperwork that would allow someone to call in pretending to be you. Check your credit reports at least twice a year to ensure all accounts opened in your name are valid.
5. Do install recommended updates. Smartphone, computer, tablet and smart TV manufacturers, among other providers of connected devices, offer periodic software updates to protect against potential security breaches. Chances are, if an update is recommended, hackers have already discovered a way to access your personal property and information, so keep your software up to date.

Li recommends homeowners and renters speak with their local insurance agent to learn more about the endorsements they may be able to add to existing policies to help safeguard their finances if their identities are compromised or connected devices are attacked.

“It can be daunting to try to regain your financial footing if a criminal takes advantage of you,” said Li. “Insurance exists to help protect consumers from unexpected events and, in this case, it’s better to be safe than sorry.”

(BPT) - As the pace of technology advances, cybersecurity threats do, too. Data breaches, identity theft, phishing and malware make headlines seemingly every day. Internet-connected devices, social media, digital assistants and mobile apps have become indispensable in our everyday lives, but their connectedness makes us increasingly vulnerable to cyberattacks. Recent reports estimate that damages relating to cybercrime are expected to hit $6 trillion annually by 2021.

“It’s impossible to predict when you will be affected by cybercrime,” says Bashar Abouseido, chief information security officer for Charles Schwab Corp. “The best defense is to stay informed.”

It can be helpful to envision your computer and digital devices as a house where you store your personal data. October is National Cybersecurity Awareness Month, so it’s a good time to make sure your digital house is secure. The first step is to understand the ways cybercriminals may attempt to access your data.

Types of cybercrimes

Data breaches occur when there is unauthorized access to sensitive personal information. These incidents often make headline news and can affect large numbers of consumers.

Malicious software, also known as malware, spyware, ransomware and viruses, refers to software programs designed with the purpose of gaining unauthorized access to a mobile app, digital device or computer.

Phishing is one of the most common forms of online fraud and cybercrime. Cybercriminals try to lure you with a fake email sent from what they have designed to appear to be a trusted source or contact that encourages you to click a link or open an attachment in order to extract personal account information.

5 tips to protect your digital house

1. Remodel your digital house: Installing updates is an essential first step.

Think of system updates as basic maintenance to your digital house that is keeping your personal data safe. It can be annoying to see those system update prompts on your computer or mobile device, but software developers are constantly improving their software to repel the latest malware. By keeping your operating system and apps updated, you are making sure that your digital house is as secure as possible.

2. Don’t have a leaky house: Be wary of public Wi-Fi networks.

Using public — and often free — Wi-Fi networks is convenient, but it is a common entry point for criminals to use malware to infect your devices and apps. Use only networks you trust or use your own personal Wi-Fi hotspot if you have one. Never update your devices when you are connected to a public Wi-Fi network.

3. Keep your keys secure: Choose unique access credentials.

Access credentials — usernames and passwords — are the keys that keep your digital house safe and secure. Select credentials that are unique and don’t include personal identifying information such as a name, address or birthday. For added protection, choose two-step verification to access critical online accounts for your banking, retirement or investment accounts. Two-step verification is typically a key or another code provided by the service provider in addition to your primary access credentials to verify your identity.

4. Secure doors and windows: Use only secure websites and app stores.

Web browsers and app stores are like the doors and windows in your digital house. Make sure they are secure by using web addresses that start with “https” and downloading apps only from the Apple App Store, Microsoft Store and Google Play store.

5. Don’t open that door: Delete suspicious emails.

That knock on your cyber front door is the sound of a cybercriminal sending you a phishing email. Be suspicious of emails that come from unknown senders. Use your cursor to hover over questionable links and email addresses to reveal the true identity of the link or sender. When in doubt, don’t click on any links or open any attachments and delete the email immediately.

For more information on more ways to educate and protect yourself from cybercrimes, visit SchwabSafe.

0919-9EF2

How Streaming Can Make Watching Favorite Shows Easier

(Family Features) At home, you have ultimate control over your entertainment environment. Now, with today’s technology, you can create the same viewing experience wherever you are, even if that means you are miles away from your favorite spot on the couch.

With a video on-demand service like Tubi, which offers access to more than 15,000 movies and TV shows – more than double the content library of other popular streaming providers – you can watch your favorite shows both new and old on more than 25 different streaming devices, including Android and iOS mobile devices, video game consoles and more.

Consider these ways streaming services make it easier to stay up to date on the latest in entertainment:

On-Demand
One of the biggest benefits of streaming media is the ability to watch shows and movies on your schedule. There’s no need to program your DVR to record your favorite show, and most services make the whole season available all at once so you can binge watch to your heart’s desire.

Content
One of the latest examples to make its way to Tubi is season 13 of “The Bachelorette” featuring Rachel Lindsay. After missing out of the final rose during season 21 of “The Bachelor,” Lindsay, the first African-American Bachelorette, got her redemption by awarding her own final rose to Brian Abasolo. Viewers can see how their love story developed, culminating in marriage, in October as the latest season will be offered alongside several past seasons of “The Bachelor,” “The Bachelorette” and “Bachelor in Paradise” on the platform.

“Now that our season of ‘The Bachelorette’ is available on Tubi, we’re excited watch it again from the beginning,” Lindsay said. “It’s nice that fans of the franchise have the opportunity to relive some of our happiest memories as well as those of other couples that have found love on the shows.”

Storage
Because media is available on-demand – provided you are connected to the internet – there’s no need for an extra storage device or an attachment to plug in to view your favorite movies or television shows.

Price
The cost of streaming services typically pales in comparison to the monthly price of cable or satellite television. A service like Tubi, for example, is advertising-supported, meaning the 20 million people who use it each month can access their favorite shows and movies for free without the hassle of credit cards and subscription fees.

Device Flexibility
Your device needs can vary depending on what type of entertainment attracts you. For example, streaming video requires more sophisticated features than basic games or downloaded music. However, many devices, including smartphones, tablets, laptops and game consoles, can provide the display capabilities to deliver the experience you desire.

To learn more and start streaming for free, visit Tubi.TV.

Photo courtesy of Getty Images (women watching TV)

Take Music and Podcasts Everywhere You Go

(Family Features) Music is everywhere, and today’s tech-enabled world makes it easy to enjoy the sounds of your favorite artists and storytellers no matter where you go.

“In the connected world we live in, consumers want to be able to listen to their favorite music and podcasts wherever they are and however they choose to listen, whether that’s at home, in the car or on the run,” said Sten Garmark, vice president of product for Spotify.

Learn about the many ways you can access music and podcasts while on the go with these tips that can make it easy to bring your audio library with you from the family room, to the car, to the gym and virtually anywhere else life takes you:

At Home
Smart technology isn’t just for improving security or managing your home’s energy use. An increasing number of smart devices designed for the home make it easy to listen to your favorite music and podcasts in every room.

Smart speakers are a must for any music-lover’s home with a wide range of devices that come in all shapes and sizes. Whether it’s listening to motown while you cook, turning up the jazz while you entertain or queuing up your favorite podcasts as you wind down for the night, smart speakers are equipped to stream all types of audio across your home. There are other sources for accessing your music, too. Smart TVs have become true information and entertainment hubs; going far beyond the music channels many cable and satellite providers offer, you can now access an array of apps, including streaming music, on many smart TV models. Another option: game consoles that integrate apps and features beyond their basic gaming function, such as streaming music for the best gaming soundtrack experience.

Also keep in mind that smart home hub capabilities often extend beyond simple device management, such as allowing you to use voice commands to play music and podcasts from streaming services.

In the Car
For most newer vehicle models, standard audio systems offer a wealth of handy music features like favorites lists, Bluetooth integration with your smartphone and access to various apps. Voice-activated controls even let you adjust volume and switch tracks while keeping your eyes on the road and hands on the wheel. Just say the word to turn up the volume on premade playlists such as “70s Road Trip” and podcasts like “The Joe Budden Podcast” with a streaming service like Spotify.

It’s no secret that there are dozens, if not hundreds, of apps designed to make driving easier and more enjoyable. You’re probably familiar with apps that provide directions or help you locate the cheapest gas nearby, but don’t overlook entertainment apps that can add a little fun to all that function.

If music apps like Spotify aren’t already integrated into your car’s audio system, you can access them through your smartphone then connect via an auxiliary cord or through Bluetooth with Apple CarPlay or Android Auto, which have in-car display options that make streaming audio simple and stress-free.

On the Run
One of the fastest growing tech segments is wearable technology, which spans everything from smartwatches to electronic devices integrated into clothing or shoes. Fitness enthusiasts may find that in addition to offering health and fitness functions, many of these devices are also able to stream music. Some wearables come with music apps pre-installed, but many also offer options to add your own custom app selections after purchase.

Streaming music directly from your smartphone’s built-in speaker is almost always an option as well, even without any other device. When you want or need to keep your music to yourself, wireless headphones are an increasingly affordable, hassle-free option. Simply pair the headphones with your smartphone for a private music experience even when you’re in a crowded place.

Explore more options to take your music everywhere you go at Spotify-Everywhere.com.