(BPT) - Resourceful thieves and cybercriminals continue to find new ways to hack U.S. consumers’ sensitive personal information. Dumpster diving, stolen or lost wallets and mail fraud should still be concerns, but the digital age of tablets, smartphones, PCs and Wi-Fi networks leaves people more vulnerable than ever. Have you ever stored credit card information on your phone for added convenience to make payments in a checkout lane? Do you ever store passwords in apps to transfer funds between accounts? And what’s to keep hackers from accessing a wireless network you check your email on while you’re grabbing a quick cup of coffee? ”More than 15.4 million people a year will experience identity theft, with an average loss of more than $1,000,” said Jane Li, Mercury Insurance’s director of product management. “When one access point closes due to added levels of security, cyberattackers find another. Insurance companies like Mercury provide services that allow homeowners and renters to enjoy the convenience of accessing their connected devices at home and on the go, while also helping to protect customers from the potentially devastating effects of criminal infiltration, cyberextortion and identity theft.” The following five do’s and don’ts can help stop criminals in their tracks and protect your connected devices, as well as your electronic identity.
Li recommends homeowners and renters speak with their local insurance agent to learn more about the endorsements they may be able to add to existing policies to help safeguard their finances if their identities are compromised or connected devices are attacked. “It can be daunting to try to regain your financial footing if a criminal takes advantage of you,” said Li. “Insurance exists to help protect consumers from unexpected events and, in this case, it’s better to be safe than sorry.”
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If you rely on an antenna for your TV viewing, changes between now and July 2020 may affect reception of some of your channels. While the channel numbers you see on the TV are not changing, viewers will need to rescan their televisions to update to the new frequencies so they can continue receiving those channels. Consider these common transition questions to ensure you’re prepared.
Your Broadcast TV Channels May Change Frequencies![]() (Family Features) If you rely on an antenna for your TV viewing, changes between now and July 2020 may affect reception of some of your channels. As part of the Federal Communications Commission’s (FCC) work to make more airwaves available for high-speed mobile broadband services, some TV stations in cities across the United States are changing their over-the-air broadcast frequencies. While the channel numbers you see on the TV are not changing, viewers will need to rescan their televisions to update to the new frequencies so they can continue receiving those channels. Viewers will not need to buy a new TV or purchase a converter box. Only those who use an antenna to watch local channels need to rescan their TVs; cable and satellite subscribers are not affected by these changes. ![]() Not all channels are changing and the changes are happening on a rolling basis, so not all channels will change at the same time. Some viewers may need to rescan their televisions and converter boxes multiple times over the transition period. Viewers should look for additional announcements on local channels and rescan when those changes take place. Consider these common transition questions to ensure you’re prepared: How will I know it’s time to scan? A good rule of thumb is to rescan your TV anytime you notice a channel missing. If you haven’t rescanned in a while, you may be surprised by how many channels are now available. How many people will be affected by the transition? What is the advantage of making the frequency changes? How can I find out which channels are changing? For more information and tips on how to rescan, visit fcc.gov/TVrescan or call 1-888-CALLFCC (1-888-225-5322). Photo courtesy of Getty Images SOURCE:Federal Communications Commission
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Crime used to mean things like break-ins and thieves swiping packages from your doorstep. But now there’s an increasing number of cybersecurity threats that are also crimes of opportunity. With more and more people using unfamiliar networks and doing lots of online shopping, bad actors have plenty of targets to choose from. By following these simple steps for data protection, you can keep your digital information secure.
(BPT) - Crime used to mean things like break-ins and thieves swiping packages from your doorstep. But now there’s an increasing number of cybersecurity threats that are also crimes of opportunity. With more and more people using unfamiliar networks and doing lots of online shopping, bad actors have plenty of targets to choose from. By following these simple steps for data protection, you can keep your digital information secure.
1. Be careful when using insecure Wi-Fi networks If you’re traveling or out shopping, you may find yourself on an unfamiliar Wi-Fi network. Many stores, airports and rest stops offer free Wi-Fi as a convenience, but often those networks aren’t secured. That makes it especially risky to make online purchases because the traffic from your device can be easily monitored and stolen. If you are using public Wi-Fi networks, then browsing to any website, make sure your connection is encrypted and secure by looking for the lock icon in the top left of the address bar. Also, always double check that the address you are navigating to is what you expected. Many modern devices, like the ASUS NovaGo, now feature built-in LTE, which offers a more secure experience for your online shopping. 2. Don’t rely on passwords alone Passwords and user IDs are a staple of cybersecurity, but they can only get you so far. To further ensure your data stays protected, consider using password management and verification apps. They let you use your face, fingerprint, eyes or other methods to access your data across devices. For example, the Microsoft Authenticator app adds an extra level of security with two-step verification that allows you to access your Microsoft account and apps quickly and securely without having to remember a password. 3. Avoid phishing scams With so many companies emailing promotions, it can feel like your inbox is under assault. In fact, it very well could be. Some of those emails may be phishing scams designed to steal your private information. To protect your data, don’t click on any unfamiliar links and carefully review all notifications from your bank to catch any potentially fraudulent activity. Remember, scammers can be sophisticated. They may use personalized emails to gain your confidence or replicate the style of a well-known financial services company. If an email or link looks the slightest bit suspicious, don’t click it. Go directly to your bank or other online account to confirm the information independently. 4. Back up your data If all your data is stored in one place, it’s vulnerable. Bad actors can lock up your device and demand payment to release your files. That’s why backing your data up to the cloud is critical for protecting your files against ransomware attacks. The cloud allows you to safeguard your data and access it from multiple devices. Cloud storage services are secure and can also let you easily transfer your data if you’re upgrading to a new device. 5. Utilize privacy screens Preventing people from looking over your shoulder and stealing your information is the simplest and easiest way to protect your personal data. When online shopping in public, use privacy screens to hide your information. Some devices, like the HP EliteBook x360 and HP Spectre x360, have integrated privacy screens that instantly shield your screen with the push of a button. If your device doesn’t come with one built in, you can purchase a privacy screen. 6. Keep software current Using a modern operating system with the latest security updates and built-in anti-virus protection is the best way to ward off unwanted intrusions. Major tech companies continually upgrade software to account for the latest cybersecurity threats so you can be confident your data is protected. By keeping your software current, you can avoid many cyberattacks before they cause problems.
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Whether you’re playing jazz classics to give your dinner party a sophisticated ambience or blasting the latest dance-pop tracks for motivation on the treadmill, music is able to provide the soundtrack to different aspects of peoples’ lives. Playlists are one of the most convenient ways to organize music, and there’s no limit to the number of playlists you can create. These tips can help you make the perfect playlist to match your music needs.How to Build the Perfect Playlist![]() (Family Features) Music can set the mood, no matter the occasion. Whether you’re playing jazz classics to give your dinner party a sophisticated ambience or blasting the latest dance-pop tracks for motivation on the treadmill, music is able to provide the soundtrack to different aspects of peoples’ lives. These days, playlists are one of the most convenient ways to organize music, and there’s no limit to the number of playlists you can create. It can also be surprisingly simple to make the perfect playlist to match your music needs. These tips can help you on your way: Tailor the Playlist to Your Audience Make It Personal When taking advantage of those custom features, be sure to clearly identify your lists with ultra-personal names. For example, instead of naming a list “Summer 2018,” go for something like “Favorite Poolside Beats 2018.” If you need help, the service can also help populate the playlist to at least 15 songs by suggesting tracks based on your playlist title and music tastes. Create your own personalized playlist and find more information atSpotify.com. Mix It Up Update Often Collaborate with Others Find Inspiration Music is both universal and personal, so let your playlists tell a story about you. If you’ll use the list for entertaining, sprinkle in some extra flavor with tracks that appeal to the broader group or specific guests, and just like that, you have a winning playlist for your next party. Photo courtesy of Getty Images SOURCE:Spotify KEYWORDS
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