(BPT) - As the pace of technology advances, cybersecurity threats do, too. Data breaches, identity theft, phishing and malware make headlines seemingly every day. Internet-connected devices, social media, digital assistants and mobile apps have become indispensable in our everyday lives, but their connectedness makes us increasingly vulnerable to cyberattacks. Recent reports estimate that damages relating to cybercrime are expected to hit $6 trillion annually by 2021.
“It’s impossible to predict when you will be affected by cybercrime,” says Bashar Abouseido, chief information security officer for Charles Schwab Corp. “The best defense is to stay informed.”
It can be helpful to envision your computer and digital devices as a house where you store your personal data. October is National Cybersecurity Awareness Month, so it’s a good time to make sure your digital house is secure. The first step is to understand the ways cybercriminals may attempt to access your data.
Types of cybercrimes
Data breaches occur when there is unauthorized access to sensitive personal information. These incidents often make headline news and can affect large numbers of consumers.
Malicious software, also known as malware, spyware, ransomware and viruses, refers to software programs designed with the purpose of gaining unauthorized access to a mobile app, digital device or computer.
Phishing is one of the most common forms of online fraud and cybercrime. Cybercriminals try to lure you with a fake email sent from what they have designed to appear to be a trusted source or contact that encourages you to click a link or open an attachment in order to extract personal account information.
5 tips to protect your digital house
1. Remodel your digital house: Installing updates is an essential first step.
Think of system updates as basic maintenance to your digital house that is keeping your personal data safe. It can be annoying to see those system update prompts on your computer or mobile device, but software developers are constantly improving their software to repel the latest malware. By keeping your operating system and apps updated, you are making sure that your digital house is as secure as possible.
2. Don’t have a leaky house: Be wary of public Wi-Fi networks.
Using public — and often free — Wi-Fi networks is convenient, but it is a common entry point for criminals to use malware to infect your devices and apps. Use only networks you trust or use your own personal Wi-Fi hotspot if you have one. Never update your devices when you are connected to a public Wi-Fi network.
3. Keep your keys secure: Choose unique access credentials.
Access credentials — usernames and passwords — are the keys that keep your digital house safe and secure. Select credentials that are unique and don’t include personal identifying information such as a name, address or birthday. For added protection, choose two-step verification to access critical online accounts for your banking, retirement or investment accounts. Two-step verification is typically a key or another code provided by the service provider in addition to your primary access credentials to verify your identity.
4. Secure doors and windows: Use only secure websites and app stores.
Web browsers and app stores are like the doors and windows in your digital house. Make sure they are secure by using web addresses that start with “https” and downloading apps only from the Apple App Store, Microsoft Store and Google Play store.
5. Don’t open that door: Delete suspicious emails.
That knock on your cyber front door is the sound of a cybercriminal sending you a phishing email. Be suspicious of emails that come from unknown senders. Use your cursor to hover over questionable links and email addresses to reveal the true identity of the link or sender. When in doubt, don’t click on any links or open any attachments and delete the email immediately.
For more information on more ways to educate and protect yourself from cybercrimes, visit SchwabSafe.
Crime used to mean things like break-ins and thieves swiping packages from your doorstep. But now there’s an increasing number of cybersecurity threats that are also crimes of opportunity. With more and more people using unfamiliar networks and doing lots of online shopping, bad actors have plenty of targets to choose from. By following these simple steps for data protection, you can keep your digital information secure.
(BPT) - Crime used to mean things like break-ins and thieves swiping packages from your doorstep. But now there’s an increasing number of cybersecurity threats that are also crimes of opportunity. With more and more people using unfamiliar networks and doing lots of online shopping, bad actors have plenty of targets to choose from. By following these simple steps for data protection, you can keep your digital information secure.
1. Be careful when using insecure Wi-Fi networks
If you’re traveling or out shopping, you may find yourself on an unfamiliar Wi-Fi network. Many stores, airports and rest stops offer free Wi-Fi as a convenience, but often those networks aren’t secured. That makes it especially risky to make online purchases because the traffic from your device can be easily monitored and stolen. If you are using public Wi-Fi networks, then browsing to any website, make sure your connection is encrypted and secure by looking for the lock icon in the top left of the address bar. Also, always double check that the address you are navigating to is what you expected. Many modern devices, like the ASUS NovaGo, now feature built-in LTE, which offers a more secure experience for your online shopping.
2. Don’t rely on passwords alone
Passwords and user IDs are a staple of cybersecurity, but they can only get you so far. To further ensure your data stays protected, consider using password management and verification apps. They let you use your face, fingerprint, eyes or other methods to access your data across devices. For example, the Microsoft Authenticator app adds an extra level of security with two-step verification that allows you to access your Microsoft account and apps quickly and securely without having to remember a password.
3. Avoid phishing scams
With so many companies emailing promotions, it can feel like your inbox is under assault. In fact, it very well could be. Some of those emails may be phishing scams designed to steal your private information. To protect your data, don’t click on any unfamiliar links and carefully review all notifications from your bank to catch any potentially fraudulent activity.
Remember, scammers can be sophisticated. They may use personalized emails to gain your confidence or replicate the style of a well-known financial services company. If an email or link looks the slightest bit suspicious, don’t click it. Go directly to your bank or other online account to confirm the information independently.
4. Back up your data
If all your data is stored in one place, it’s vulnerable. Bad actors can lock up your device and demand payment to release your files. That’s why backing your data up to the cloud is critical for protecting your files against ransomware attacks. The cloud allows you to safeguard your data and access it from multiple devices. Cloud storage services are secure and can also let you easily transfer your data if you’re upgrading to a new device.
5. Utilize privacy screens
Preventing people from looking over your shoulder and stealing your information is the simplest and easiest way to protect your personal data. When online shopping in public, use privacy screens to hide your information. Some devices, like the HP EliteBook x360 and HP Spectre x360, have integrated privacy screens that instantly shield your screen with the push of a button. If your device doesn’t come with one built in, you can purchase a privacy screen.
6. Keep software current
Using a modern operating system with the latest security updates and built-in anti-virus protection is the best way to ward off unwanted intrusions. Major tech companies continually upgrade software to account for the latest cybersecurity threats so you can be confident your data is protected. By keeping your software current, you can avoid many cyberattacks before they cause problems.
In today’s connected world, it’s almost unthinkable to function without an internet connection, and for practical purposes most households need wireless connectivity for everyone to fully enjoy their internet-enabled devices. These tips may help boost the quality and speed of your home Wi-Fi network.
5 Ways to Boost Home Wi-Fi
(Family Features) In today’s connected world, it’s almost unthinkable to function without an internet connection, and for practical purposes most households need wireless connectivity for everyone to fully enjoy their internet-enabled devices, including smartphones, laptops, tablets, televisions, thermostats, security cameras and even refrigerators.
However, with the growing number of devices requiring access to your network, and in some cases even the quality of the connection itself, there can be limitations to your Wi-Fi network’s performance. The problem can be compounded by the reality that increased reliance on Wi-Fi networks isn’t just in your own home or office, it’s around the globe.
Some groups, such as WifiForward, are advocating for increased connectivity across America, including greater access to unlicensed spectrum, which are radio frequencies that consumers can use for a wide range of purposes, including Wi-Fi. Ultimately, greater access to unlicensed spectrum can result in benefits like more reliable connections and super-fast “Gigabit Wi-Fi,” as well as cost-effective wireless broadband for unconnected urban and rural areas.
In the meantime, these tips may help boost the quality and speed of your home Wi-Fi network.
Use up-to-date Wi-Fi technologies. It won’t matter what other steps you take to improve your network performance if you’re using old technology. Be sure your devices and router are all compatible with the latest network capabilities. Equipment that runs the latest Wi-Fi standard, 802.11ac, is ideal if you’re using multiple devices.
Improve network security. Be sure to regularly update your password and enable WPA2 encryption, which offers greater security.
Know that location matters. Placing your router in an open, centralized area is likely to create a better access point throughout the house. Be wary of walls and other obstructions than can hinder a clear signal transmission throughout the house. An ethernet cable and cable clips are all you need to move your router from its connecting point to a more signal-friendly location.
Reboot your router regularly. Like many devices, an occasional reboot can help improve function. A router that is continually running is processing a great deal of data and even in normal operation some data can become corrupt. A reboot can dump those errors and allow you to resume operations with a clean slate, so to speak.
Update your connected devices. Each device that is actively connected to your network depletes available bandwidth. When a device’s operating system is out-of-date, it can become a data hog, impacting the performance of the other devices you have connected in your home. Check regularly for software and connectivity updates to improve speeds and maximize your experience.
Learn more about constraints of the nation’s current Wi-Fi airwaves and possible solutions at WifiForward.org.
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In the context of cyber security, an action by an unknowing child can impact the entire family. While there are plenty of parental controls and blocks available, they aren’t foolproof. Educating children about the potential risks and how to avoid them can go a long way toward protecting your family from potential cyber problems. Open up a conversation with your children about cyber security with these tips.
5 Tips to Make Sense of Cyber Security
(Family Features) It’s no secret that kids have a sense of invincibility. While that trait can bring some endearing reminders of the innocence of childhood, it can also have some highly unfortunate consequences. In the context of cyber security, an action by an unknowing child can impact the entire family.
The majority of U.S. households are filled with devices that pose a potential threat to your personal security. In fact, according to the 2016 Global Consumer Security Survey by Trend Micro, nearly half of households have two or more computers and nearly a third have three or more smartphones. That means the opportunities are plentiful for missteps to occur.
Despite the many benefits of a highly connected world, the potential for danger is strong. The same study found that 65 percent of respondents’ computers had been infected with a virus or malware. Other concerns included damage or loss of files, children viewing inappropriate content, cyberbullying and ID or password theft.
While there are plenty of parental controls and blocks available, they aren’t foolproof. Educating children about the potential risks and how to avoid them can go a long way toward protecting your family from potential cyber problems.
Open up a conversation with your children about cyber security with these tips from the experts at Trend Micro:
Explore more ideas to keep your kids and family safe online at internetsafety.trendmicro.com.
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(BPT) - Summer is almost over and the school bell is about to ring. To make sure you and your family are set up for success, equip your home with the best technology devices on the market. Consider this your gadget guide for the best school year yet.
Studies show that listening to music while studying can help with concentration. The new Sonos Play:5 is small but packs a powerful punch, giving your kids a soundtrack to homework time. The Sonos Play:5 streams over WiFi, not Bluetooth, so the music never stops — unless, of course you want it to.
Wi-Fi that works
With a bunch of new gadgets and more time spent on the internet, you’re going to need a strong Wi-Fi signal to make sure everything works properly. Gone are the days where a basic spider-looking router was the go-to networking solution. With smartphones, laptops and all kinds of connected home devices, it’s crucial to purchase a robust Wi-Fi system that will support all your gadgets. With the eero Home WiFi System you never have to think about Wi-Fi again. It ensures every room is covered with a fast, reliable Wi-Fi signal. Additionally, it comes with parental controls built into the smartphone app so kids won’t get distracted when doing their homework. eero also released eero Plus, a subscription service that at $9.99 a month (or $99 a year), offers enhanced security and advanced parental controls. As the number of connected devices in the home increases, so does the potential for network insecurities. eero Plus protects users from viruses, malware and phishing scams and allows parents to have confidence that their children can't access anything inappropriate while surfing the web.
With a new school year comes book reports, research projects and presentations. Gone are the days of notebook paper and library books, now it’s all about online resources. It might be time to invest in a new computer, like a MacBook Pro. It’s razor thin and feather light so your kids can easily transport it to and from school, plus it’s even faster and more powerful than before.
The newly released Amazon Echo Dot is just the sidekick you need to help get you through the school year. With a built-in speaker, it functions as an alarm clock in the bedroom, a homework assistant in the office and it can even order you a Domino’s pizza in the kitchen for your kids’ study sessions. The Echo Dot controls many of your smart home devices, makes calls, sends and receives messages, and provides information so you’ll never question the capital of California or how many centimeters are in an inch again.
Now that school is back in session, it’s likely that your kids will be coming home while you are at work. To help give you a little more peace of mind, install Ring, the video doorbell that allows you to see, hear and speak with visitors at your front door, all from your phone, tablet or computer. Now, at 2:45 p.m. you can actually see your kids walking through the front door.
(BPT) - American's use of computers has shifted dramatically in the last five years. In the past, desktop computers were the main tools for accessing the Internet and communicating with others. Today, mobile devices like smartphones and tablets are taking over.
The use of mobile devices has skyrocketed, with nearly 7 out of 10 U.S. adults (68 percent) having a smartphone, up from 35 percent in 2011, according to the Pew Research Center. Tablet computer ownership is growing too, with 45 percent of adults owning this type of mobile device.
Mobile devices are popular because they provide instant access to virtually anything a person wants to do. From watching videos to online shopping and interacting on social media, mobile makes any task easy - and it's all within an arm's reach.
Along with this move to mobile devices comes a sharp increase in mobile data usage. Many Americans are quickly learning how expensive data on mobile devices can be.
One easy way to control mobile data costs is to connect mobile devices to your Wi-Fi network at home. Simply go into your devices' settings, select Wi-Fi and make your home connection your default option. Most mobile devices will then automatically connect to your Wi-Fi when at home and reduce your mobile data consumption.
This is a useful technique, but what if you live in one of the 18 million households across the United States that does not have access to "traditional" wired Internet or are stuck with a slow connection?
The best solution for these households is satellite Internet. Hughes, the inventor of satellite Internet, has recently announced their new HughesNet Gen5 service. HughesNet Gen5 is the first and only U.S. satellite Internet service to offer Federal Communications Commission (FCC) defined broadband speeds - 25 Mbps download and 3 Mbps upload - from coast to coast. HughesNet Gen5 high-speed satellite Internet even comes with built-in Wi-Fi making it easy to connect wireless devices at home.
For these 18 million households, HughesNet Gen5 is a major breakthrough, providing speeds much faster than the slow DSL that many of these consumers are currently using.
In addition to fast speeds and built-in Wi-Fi, HughesNet Gen5 also comes with generous, affordable service plans. It is no longer necessary to rely on mobile data at home. Get the most out of your devices with a reliable, high-speed connection. HughesNet Gen5 lets you do more of what you love online, wherever you live. Learn more about HughesNet Gen5 at www.hughesnet.com.
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