Ask nearly any person about his or her dream trip and watch a smile appear as the perfect personal excursion is described. Now, ask why the trip has yet to happen, and time and money will be the likely culprits. Carving out time and saving funds to make travel possible, even during the busiest travel seasons, can be a challenge, but these tips can help you travel the world in style.
Pursue Your Travel Passions
(Family Features) Ask nearly any person about his or her dream trip and watch a smile appear as the perfect personal excursion is described. Now, ask why the trip has yet to happen, and time and money will be the likely culprits.
The misconceived notions that may be holding you back from traveling can feel especially exacerbated during busy seasons when travel costs rise and coordinating vacation schedules with coworkers becomes a challenge.
Carving out time and saving funds to make travel possible, even during the busiest travel seasons, can be a challenge. Lee Abbamonte, the youngest person to travel to every country in the world plus the North and South Poles, and Bank of America recommend these tips to travel the world in style.
Book Based on Your Interests
One of the easiest ways to make time for travel is to book based on your likes and hobbies. When you plan a trip around your passions, it helps you prioritize the experience over the cost.
"When I worked in finance, I noticed a lot of my colleagues made excuses about why they couldn't travel," Abbamonte said. "I've found that booking travel based on your personal interests can help you stay motivated to follow through actually taking the trip. For example, I love watching and playing sports, so I often use that as a reason to travel to various countries."
One area you might be passionate about is food. In fact, 23 percent of Americans say they have planned a trip around a culinary experience, according to a Bank of America survey. Local cuisine also offers a unique glimpse into a culture.
"I love attending local food festivals and cultural celebrations," Abbamonte said. "Just one day at a food or wine festival can give you a great understanding of an area's culture and people, which is quite literally great 'food for thought.'"
Have a Credit Card Rewards Strategy
Earning points through travel spending is especially popular today. In fact, 65 percent of Americans have a rewards credit card, according to the same Bank of America survey. Yet when it comes time to reap a card's rewards, 55 percent admit they don't have a strategy to maximize points.
Abbamonte recommends using a credit card that rewards all your purchases and offers extra points where you spend most.
"Since traveling and eating out are easily my top two expenses, the Premium Rewards credit card from Bank of America works perfectly for my lifestyle," Abbamonte said. "I earn two points for every dollar I spend on travel and dining - which works out great to maximize my rewards earnings, plus I earn 1 1/2 points on all of my other purchases."
For example, think of it this way: Every time you use your card, you are earning points for your next trip. Even your morning coffee can help you earn points toward a plane ticket.
Have a Plan but Be Flexible
To get the most out of your travel experience, make a general plan for what you want to do. However, be sure to leave time for exploring charming side streets and unexpected surprises. You never know what will catch your eye once you arrive.
"I often visit multiple countries in one trip," Abbamonte said. "While I usually know where I want to travel, I don't always buy my flights between countries beforehand. You may want to adjust how you planned to allocate your time once you're on a trip. Maybe you fall in love with a bed and breakfast, and just can't part ways to catch your flight out of town. Travel shouldn't be a mad dash from destination to destination. It's a time to truly live your best life in a new place."
Maximize Financial Rewards
"If you qualify for a banking rewards program, you can really max out on your credit card rewards," Abbamonte said. "For example, Bank of America Preferred Rewards clients receive up to a 75 percent bonus on their credit card rewards - which means you could earn up to 3 1/2 points per dollar on travel and dining purchases with the Premium Rewards credit card."
To maximize rewards, consider layering your airline, hotel, banking and credit card rewards programs together. Abbamonte, for example, includes his frequent flier and hotel loyalty program membership information while booking airline travel and hotels, allowing him to earn benefits from other loyalty programs on top of the points he receives with his card.
Find more ways to save for travel at bankofamerica.com/getmorerewards.
Maximize Your Rewards
An analysis of Bank of America's over 50 million debit and credit cards during 2017 showed travel and restaurants to be top areas for spending. Using a credit card that rewards you for where you spend the most can help pay for upcoming travel.
On average, consumers spent in 2017:
Photos courtesy of Getty ImageSOURCE:
Bank of America
No matter where you go in the world, there’s one thing that’s the same: People are more and more going cash-free.
(BPT) - What’s your dream vacation?
Whether you live to travel or only manage to get away for a couple of long weekends every year, you probably have a bucket list of places to go and sites to see.
Sometimes it feels like there might be too many options.
For some people, it’s adventure travel in Basque Country, exploring the caves of Urkiola, paddle boarding around the Urdaibai Estuary and indulging in world-renowned cuisine; for others, it's a relaxing vacation in Thailand, including a meditation course, spa day and island hopping through the Phi Phi Islands. Either trip would rejuvenate travelers, yet they are quite different from one another. But no matter where you go in the world, there’s one thing that’s the same: People are going cash-free.
Going cash-free saves money
Part of traveling to a foreign country is exchanging money. With new coins and bills in your pocket, you can spend freely, buy souvenirs, meals, whatever you like.
Research shows that 87 percent of travelers have leftover cash after their trips, so most of us have experienced the mad dash to spend your foreign cash before you board your flight home.
But that doesn’t always happen.
Only 29 percent of travelers convert their foreign cash back to U.S. dollars. On average, this leaves $123 on the table.
That’s a costly souvenir.
Not to mention that getting foreign currency before your trip is just one more thing to do in the pre-planning process. And while 72 percent of respondents in the study said they get cash, many of them also admitted that, with the ease of traveling without cash, it was a waste of time. Skip the cash to save time and money by using your Visa credit card internationally. Plus, you can use your Visa card to pay in local currency, you are ensuring you get a competitive exchange rate and aren't stuck with hidden currency conversion fees.
Peace of mind
Even if you’re diligent and always exchange your cash at the end of every trip, one of the biggest perks to traveling without cash is security.
Virtually every traveler worries about leaving their money in the hotel room or losing it in some way or another. There’s no easy way around it: Traveling with cash is stressful, and can impact an otherwise great trip.
Why go through the hassle? Accepted nearly everywhere in the world, travelers can use Visa to make purchases with confidence anytime, virtually anywhere in the world. Unlike cash, your Visa card can be replaced if lost or stolen to provide greater freedom for people to enjoy their travel experiences.
Explore the world differently
For travel enthusiasts looking to explore the world cash-free, The Visa Cashless Challenge: International Travel Edition Search will send one lucky winner on a cash-free adventure across the globe. Visa has partnered with Arden Cho (@arden_cho) and brothers Alex and Marko Ayling (@TheVagaBrothers) to create two unique trips that will show the winner what it’s like to travel the world cash free.
The winner of the challenge will choose between a relaxing trip to Thailand or an adventurous journey through Spain’s Basque Country. The winner will have the opportunity to decide between destinations, but once they do, will experience firsthand the ease of traveling cashless in the 21st century, and receive pro-tips on how best to document their journey along the way.
For more information visit: www.visa.com/cashlesstravel
Whether you’re planning a cross-country vacation or just a weekend getaway, packing for a road trip doesn’t have to be a daunting task. This handy packing guide can set you on the road to success and help you avoid buying a new set of sunglasses or portable charger en route to your destination.
Road Trip Ready
(Family Features) Whether you're planning a cross-country vacation or just a weekend getaway, packing for a road trip doesn't have to be a daunting task. Creating a packing list of essentials can be the first step toward avoiding unnecessary stress and making your trip one to remember.
Of course, that list should start with the items you should never leave home without like your driver's license and proof of insurance, but it should also include pertinent information about your destination, like the trip's itinerary and reservation confirmations. Don't forget a map or printed directions in case your GPS dies or your phone loses service.
While even the most experienced travelers have reached their destinations only to find they left a necessity or two behind, this handy packing guide can set you on the road to success and help you avoid buying a new set of sunglasses or portable charger en route to your destination.
Photo courtesy of Getty Images (women with map)SOURCE:
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